Showing posts with label #financial freedom. Show all posts
Showing posts with label #financial freedom. Show all posts

Monday, June 24, 2024

Financial Planning And Wealth Management For High-Earning Millennial Cou...

Financial Planning And Wealth Management For High-Earning Millennial Couples

Interview with Theodore (T.J.) van Gerven CFP, as Boston-based Certified Financial Planner and podcaster covering the subject of “How to maintain financial independence and create growth and income streams from investments”.

In this episode we discuss:

  • ‘F.I.R.E’ for Millennials

·        Money Talks But Wealth Whispers

  • How to financially plan for retirement or a sabbatical
  • How to effectively manage finances for newly married couples
  • Planning for an IPO: how to make the most of equity compensation

 

Watch full video at Charles Kelly Money Tips Podcast - https://youtu.be/VzpfEsAUwkw

 

Theodore Joseph (T.J.) is the founder of Modern Wealth Builders, that aims to help maximize your resources and he is passionate about helping millennials to use money intentionally as a tool to build toward financial flexibility while accomplishing various goals on the path to independence.

 

Website: https://modernwealthbuilders.com

YouTube: https://www.youtube.com/channel/UCxejrzu3vF5dc9V3tb9uOoQ

Nectarine.com: https://hellonectarine.com/r/moneytips

 

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

3 Steps To Unlocking Financial Freedom!

Could you do more with your money and finances?

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #FIRE #financialindependenceretireearly


Friday, March 15, 2024

Read! Leaders are Readers Money Tips 365 Day 14


Read Like Leaders Money Tips 365 Day 14

 

Leaders Are Readers

 

Successful people are invariably voracious readers, which is one of the reasons they are above average or at the top in their field.

 

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

 

Unsuccessful and average people are usually voracious TV or social media watchers, which is why they are unsuccessful and average.

 

See video version - https://youtu.be/-Epz4uW88wM

 

Billionaires like Oprah Winfrey attributed much of her success to reading from a young age. It took her out of poverty to superstardom.

 

One of the richest men that has ever lived, Bill Gates, reads at least one book a week and you can find out which books he reads on his website.  

 

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

 

#read #Reading #Billgates #Oprah #money #briantracey

 


Tuesday, March 12, 2024

Money Tips 365 – Day 11 Creditworthiness


Money Tips 365 – Day 11 Creditworthiness

 

Build and protect your credit rating and credit history.

 

Even if you’re not planning to borrow money now, it makes sense to look after your credit rating for future borrowing and protect yourself against fraud. 

 

Watch YouTube video version - https://youtu.be/IElt0hHdkMw

 

There are many free services available online to check your credit history, which you should do on a regular basis.

 

www.Experian.co.uk

www.equifax.co.uk

 

You need to check that your history is accurate and make sure that nobody has stolen your identity.

 

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

 

Protect your credit rating at all costs, as it will affect your ability to borrow money and enter into contracts with utilities and other services. 

 

#creditcard #debt #money #ccj #bankrupt


Monday, March 11, 2024

Money Tips 365 – Day 10 Freedom!


Money Tips 365 – Day 10 Freedom

 

The biggest benefit of having money or becoming wealthy is not the things it will buy you, it’s the freedom and choices money gives you.

 

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

Freedom to make choices, options in your life, where to live, the job you do, and doing the things you want to do when you want to do them! 

 

When you have money behind you, you have the confidence to know that you don’t have to accept any job or any terms laid down by your boss. You can, if you wish, walk away at any time, change job or quit the rat race. Freedom is invaluable.

 

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

 


Wednesday, March 6, 2024

Money Tips 365 Day 5 - Frugality

Money Tips 365 Day 5 - Frugality

 

Live frugally within your means.

 

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

Even the wealthy, well off and some billionaires are frugal!

 

People who show off with fine watches and fancy cars on expensive finance are not always wealthy. They are quite often living on a knife edge on borrowed money and borrowed time.

 

This is not about living poor to become rich.  It’s about spending carefully on the things you need rather than things to impress others. It’s about waiting to save for something rather than buying it on a credit card and shopping around for the best deals.

 

Living comfortably, but with frugality. This does not mean that you are mean and tightfisted.


Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

 

#money #moneytips #frugal #rockafella #financialfreedom

 

 


Saturday, March 2, 2024

Money Tips 365 Day 1 – Live Within Your Means

Money Tips 365 Day 1 – Live Within Your Means

Starting March 2024, each day I will be recording a short daily money tip - each day for 365 days.

 

You’ll be able to find these tips, wherever you listen to your podcast, as well as my YouTube channel Charles Kelly money tips podcast.

 

For those of you who want more in depth exclusive content, I will also be producing a more detailed money tip for my paid supporter subscribers on Spotify.

 

For just £4.99 per month you can access exclusive content for my Money Tips supporters - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

 

You couldn’t register to become a supporter on my Spotify channel, using the link in the notes.

 

Live within your means.

 

The fastest way to go broke is to spend money you don’t have, buying things you don’t need, to impress people you don’t like and who don’t give a damn about you!

 

Look, I get it! We live in a consumer led economy where big business and the government need us to spend money to grow the GDP. But that doesn’t mean you have to spend money you don’t have.

 

When singer Rihanna almost went bankrupt, after earning millions and then spending it, she sued her financial advisor who responded:

 

“Was it really necessary to tell her that if you spend money on things, you will end up with the things and not the money”. 

 

Yes!

 

Are you converting your wealth or potential wealth for things?

 

Do you want to be a millionaire or just spend a million?

 

If you don’t live within your means and start saving, you’ll always be short of money or broke. 

 

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe


Friday, March 1, 2024

Smart Money Invests In ASSETS Such As Gold, Silver, Stocks and Property

Smart Money Invests In ASSETS Such As Gold, Silver, Stocks and Property

Smart Money Is Buying Assets, Such As Gold and Silver, Stocks and Property, not leaving their money in the bank.

Join me online on my free live money management training Wednesday at 8.00PM. Register now ⁠https://bit.ly/3QPp8IH⁠

In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors are often confronted with a myriad of choices, ranging from the digital allure of cryptocurrencies to the stability of stocks and the tangibility of real estate.

Before making any investment decisions, make sure you are financially educated ad informed, as well as taking independent financial advice.

Where to find me: Money Tips website: https://moneytipsdaily.com/ YouTube Channel: https://www.youtube.com/channel/UC2tLUxod264Qy0gPntvx6Eg Money Tips Facebook Community: https://www.facebook.com/groups/No1businessopportunities LinkedIn: www.linkedin.com/in/charles-kelly-ba-cmgr-fcmi-b5300a2 For a free gold, investment report, and Discovery Call, click here - https://pure-gold.co/charles-kelly Section 24 See also: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty ⁠https://youtu.be/mtGq7WaVxLA ⁠

Join me online on my free live money management training Wednesday at 8.00PM.

Places are limited, so register now below to avoid disappointment. ⁠https://bit.ly/3QPp8IH⁠ #money

 

#stockmarket #gold #silver #inflation #money #propertyprices #rent #generationrent #investing


Friday, December 8, 2023

Stock up on CANDLES, Torches and Battery Powered Radies, Deputy PM Warns

Stock up on CANDLES, Torches and Battery Powered Radies, Dep PM Warns

 

Deputy Prime Minister, Oliver Dowden MP has issued a warning to British people to prepared for power cuts and cyber attacks by keeping a supply of candles, flashlights and battery powered radios.

 

Announcing the formation of a ‘resilience academy’ he advised Brits  to prepare for communications blackouts and retain their ‘analogy capabilities’.

 

In this video:

 

·        Prepare for disaster, government warms

·        What are ‘reverse ATM machines and why should you care?

·        Two year fixed rates fall below 6% as mortgage rates ease

·        Mobile phone companies overcharged 28 million customer

·        Why you should not be jealous of wealthy billionaires

 

See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

 

If you are suffering from section 24, join us for a free landlord Sec.24 tax seminar live in London this month.

Prepare for what’s coming….

Unlocking The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3 Simple Steps

I want to show you exactly how you can:

•       Not only survive, but thrive in a recession or depression?

•       Get control of your finances and spending?

•       Save and invest for your future?

•       Learn about money and finance?

·        Develop a millionaire mindset.

To help you, I am running a free training webinar. 

Unlocking The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3 Simple Steps

I want to help you get control of your money, learn how to invest and become financially free by developing a millionaire mindset – which is not about buying flashy things and looking rich!

Join me online on my free live money management training Wednesday at 8.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

 

#mindset #money #wealth #landlord #property #financialfreedom #stockmarket #invest #pensions #millionairemindset #georgeosbourne #sec24tax #transferpropertytolimitedcompany #wealth #amazon #bezos


Friday, November 17, 2023

These 12 Rich Habits Will Make You Wealthy, Guaranteed!

These 12 Rich Habits Will Make You Wealthy, Guaranteed!

Join me on my free webinar, three steps to financial freedom and successful money-management, Wednesday at 8 pm. Don’t miss it, click the link below. https://bit.ly/3QPp8IH

1.      Pay Yourself First

2.      Live on a Percentage of Income

3.      Don’t Just Save, Invest!

4.      Start Investing Early

5.      Manage and Organise Your Money

6.      Budget Your Spending

7.      Know Your Numbers

8.      Avoid Bad Debt and Credit

9.      Use Good Debt and Leverage

10.   Develop The Right Money Mindset

11.   Educate Yourself About Business, Money and Finance

12.   Get Around The Right People – Avoid Toxic People

See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

 

If you are suffering from section 24, join us for a free landlord Sec.24 tax seminar live in London this month.

Unlocking The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3 Simple Steps

I want to show you exactly how you can:

•       Not only survive, but thrive in a recession or depression?

•       Get control of your finances and spending?

•       Save and invest for your future?

•       Learn about money and finance?

·        Develop a millionaire mindset.

To help you, I am running a free training webinar. 

Unlocking The Secrets Of  Financial Freedom - How To Master The Art Of Wealth Building In 3 Simple Steps

I want to help you get control of your money, learn how to invest and become financially free by developing a millionaire mindset – which is not about buying flashy things and looking rich!

Join me online on my free live money management training Wednesday at 8.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#mindset #money #wealth #landlord #property #financialfreedom #stockmarket #invest #pensions #millionairemindset #georgeosbourne #sec24tax #transferpropertytolimitedcompany #wealth #richabits


Wednesday, September 20, 2023

What is the UK 'Pensions Triple Lock' and why the State Pension Scheme i...

What is the UK Pensions Triple Lock?

What can you expect from a bankrupt state pension scheme when you retire?

Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps

Discover the keys to prosperous money management that won't compromise your quality of life.

**Join the training**: Register Now   

https://us02web.zoom.us/meeting/register/tZUpc-mhpzgrG9xJNvCuCklVcOPpk82yMMKx

In today's challenging economic landscape, where inflation, higher interest rates, and downturns prevail, there are always those who not only survive but thrive. What sets them apart?

The answer lies within you.

Your internal economy and mindset have a more profound impact on your financial success than external events. Recent events have exposed that many lack the financial resilience to handle unexpected crises like job loss or mounting bills.

But the good news is, you can take control.

Learn how to master your money in just 28 days, paving the way to wealth and financial freedom without sacrificing your life's pleasures.

In this free live online training, I will reveal:

- The 3-Step Formula for Successful Money Management

- Strategies to Transform Your Money Mindset

- Techniques to Build Lasting Wealth

About Charles Kelly:

Speaker, Podcaster, Author, Property Investor, Digital Marketing, Former Immigration Adviser and International Recruiter and Business Consultant.

Charles has been featured as an expert guest on prestigious platforms such as BBC News, Radio 5, and more. He is committed to helping individuals achieve financial freedom through education, effective money management, and the acquisition of valuable money-making skills.

Don't miss this opportunity to take charge of your financial future.

**Register now for this free online training**: Secure Your Spot https://us02web.zoom.us/meeting/register/tZUpc-mhpzgrG9xJNvCuCklVcOPpk82yMMKx

 

#money #financialfreedom #pensions


Thursday, May 18, 2023

3 Steps To Success Money Management! - Webinar Replay


3 Steps To Success Money Management! - Webinar Replay

Financial Freedom Journey - https://bit.ly/3KY9CJA - Get Started Today! What is your biggest money worry? I want to show you how can you: • Not only survive, but thrive in a recession or depression? • Get control of your finances and spending? • Save and invest for your future? • Learn about money and finance? To help you, I am running a free training webinar.   3 Steps To Success Money Management! I want to help you get control of your money, learn how to invest and become financially free. https://bit.ly/3KY9CJA - Get Started Today

Friday, October 7, 2022

Get control of your finances and learn investment for beginners


Get control of your finances and learn investment for beginners

In this video, I take you through the basics of getting control of your finances and learning how to become financially free.

Check out my new training to help you get control of your finances and learn how to become financially free in 28 days!

Click to join: https://bit.ly/3isugCr

If you’re serious and want to get started…Claim your free Wealth Accelerator Discovery Call with me now:

https://calendly.com/charleskelly/wealth-accelerator-discovery-call

 

#money #business #stockmarket #property #foodprices #freetraining #financialfreedom #inflation #costoflivingcrisis #moneytips #getcontroloffinances #freetraining


Saturday, April 2, 2022

Gas utility bills could soar 700% higher this year - quick message on in...

Gas utility bills could be 700% higher this year - quick message on inflation

Prices of everything is going through the roof and people are worried as millions feel the pinch. But worrying will only make things unless you take action.

Gas prices will down to a sensible level

Economy is in winter season right now but…

Winters don’t last forever!

Buckle down, tighten your belts and get through this, you will survive!

Consider spreading the cost on direct debit to cushion the blow.

Build your credit lines and watch your credit rating like a hawk.

Watch my ‘5 Inflation-Busting Tips’  for money saving ideas to help you through this. -https://youtu.be/2jZCO4V7uX0

Make the most of your money and resources and learn how to get control and manage your finances.

Remember, you are not alone. Get help, take advice, and use debt counselling services like Citizens Advice if you are having trouble.

Can you take proactive steps to increase your wealth?

Do people get rich during recessions and depressions?

The answer is yes!

To help you get through this and come out stronger at the other end I am offering subscribers a Free Wealth Discovery Accelerator Call.  -  https://calendly.com/charleskelly/wealth-accelerator-discovery-call

I will personally speak to you to help you accelerate your wealth building journey. Click HERE to schedule a call with me. 


Thursday, March 24, 2022

5 Inflation-Busting Tips To Survive The Recession

5 Inflation-Busting Tips To Survive The Recession

Spring may be in the air, but the economy is still very much in winter!

Like the seasons, the economy and markets are subject to natural cycles. We have had a long upturn and bull market and now we are entering a downturn or bear market.

Inflation has reached a 40-year high, prices of everything going through the roof and a war causing a food a fuel crisis.

Stock markets have been falling from their recent highs, and the property market may have reached a peak as demand slows.

Last week, hundreds of workers for P&O Ferries were fired without warning on Twitter and replaced by cheaper agency staff.

How would you cope if you lost your job?

Do you have sufficient savings to pay your bills?

How long will your savings last?

What will you do to survive and even thrive in this recession?

Here are my 5 inflation-busting tips:

1.      Loyalty cards and money saving and rewards websites can save you thousands

2.      Maximise your returns on savings and investments

3.      Clear credit card debts as fast as you can or transfer to interest free offers

4.      Abandon ‘brand loyalty’ for better deals on similar products and services

5.      Get control of your finances and stop spending more than you earn

Winters are tough but they never last forever. Like the farmer who prepares for the next season’s work, now is the time get ready and come out even stronger when the recession ends.

To help you get through this and come out stronger at the other end I have prepared a brand new training, which you can access right now from the comfort of your home.

Check out my new training to help you get control of your finances and learn how to become financially free in 28 days!

Click to join: https://bit.ly/3isugCr

#money #business #stockmarket #property #foodprices #freetraining #financialfreedom #inflation


Friday, February 18, 2022

8 tips to survive the coming recession

8 tips to survive the coming recession

 

What can you do to prepare for the coming recession?

 

Signs of a downturn include:

 

·        Household electricity and gas bills are doubling.

 

·        Cost of petrol at the pumps highest it’s ever been.

 

·        Raw materials up by over 30%, cost of shipping is up 10 times.

 

·        The UK official inflation rate is now the highest it’s been for 30 years.

 

·        Food and essential household item inflation is running at 20 to 30%.

 

·        Farm prices, fertiliser and seed are all soaring, with fertiliser up to hundred percent on last year due to the rising price of natural gas used in the production of nitrogen-based fertilisers.

 

·        Food inflation is rampant and unlikely to slow this year making life much harder for ordinary families.

 

·        Families will spend more on household essentials, such as fuel and petrol, sucking money out of the wider economy which will affect company earning.

 

·        A stock market correction or crash would reduce investment, increase unemployment and loss of billions in people’s savings.

 

·        A property crash could lead to substantial losses, mass repossessions and a squeeze on lending.

 

Watch video version.

 

In a previous podcast last year, I advised followers to “invest” in non-perishable foods and household goods, as prices were likely to rise faster than most other investments you could put your money into.

 

US national debt now exceeds $30 trillion or 128% of GDP. In 1980 the US National debt was just 34% of GDP and in 2000 59% of GDP. UK national debt is over £2 trillion.

 

Greedy banks are failing to pass on interest rate rises to savers despite two recent hikes by almost .5%.

 

8 tips to survive the coming recession

 

1.      Make a spreadsheet of all your income and outgoings. I cover this in my books and many of my podcasts. This is vital if you are going to get control of your finances and a must during a downturn when your income will be squeezed.

 

2.      Tighten your belt. Cut out all unnecessary expenditure and check those standing orders and direct debit‘s to get rid of memberships and services you no longer require or use. Unfortunately, this has a knock on effect on businesses and almost becomes a self filling prophecy driving the world further into recession.

 

3.      Reduce credit card balance or pay off if possible. With credit card interest running anywhere between 18 and 40%, it makes no sense to have money in the bank earning less than 1%. You should still have a cash reserve but if you can pay off cards or switch them to lower interest or interest free deals then by all means do so as this will save you a fortune in interest payments.

 

4.      Build up a cash reserve of 6 to 12 months of outgoings. This is essential during a downturn when the job may not be safe. Everyone should have cash reserves equivalent to 6 to 12 months of household expenditure. In reality, 90% of people have no savings and are only a couple of salary payments away from bankruptcy and homelessness.

 

5.      Take a part-time job to earn extra money or change jobs. With inflation running at record rates, your income, even with pay rises, will not be keeping pace with rising costs. You may need to consider finding ways of earning extra money through a part-time job or home-based business.

 

6.      Review your investments. Review your investments to ensure that you are not exposed to a stock market downturn or crash. This includes your pension funds and any savings ISAs or mutual funds. Seek independent financial advice. Fund managers and advisers will often advise you to stay in the market even if it’s going down.

 

7.      Review your mortgage, insurance loans and suppliers. Reviewing your loans and suppliers can save your fortune and is even more important during the recession. Loyalty does not pay. I have saved thousands of pounds by switching mortgages, utility suppliers and insurance contracts.

 

8.      Finally, stay positive and plan to come out of this recession even stronger. During a recession, many people give up and say things like, there’s no point in working because nobody’s got any money. Make sure you are working harder than the competition.

 

Warning

 

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Thursday, February 3, 2022

Interest Rates Double To 0.5% To Cool Soaring Cost Of Living As Energy B...

Interest Rates Double To 0.5% To Cool Soaring Cost Of Living As Energy Bills Jump By £800 To An Average Of £2000 PA

The Bank of England have hiked base interest rates for the second time in months to curb inflation, with food inflation running at over 20%.

Press rises for basic utilities will inevitably suck money out of the wider economy driving the country into recession.

The ECB is widely expected to raise rates and the US Fed could follow. Stock markets around the world are still falling again today threatening a correction or crash. UK stock markets are down by half a percent and the Dow Jones and NASDAQ by over 2% today.

Life is going to get tougher this year for millions of people in Europe and America as the coming recession starts to bite. Prices are rising much faster than incomes as the “rich get richer and the poor get poorer”.

Now is the time to protect your assets and plan for your future. You could be in for a bumpy ride in the next few years.

Facebook’s growth faltered for the first time as user numbers fell. Shares plunged 20% wiping $200 billion of the value of parent company Meta.

PayPal value also plunges as it shuts down 4.5 million false accounts.

Property prices in the UK continue to increase year-on-year by an average of 11% as the market defies economic reality. Anyone owning assets, such as property, has become richer in the last few years.

Get control of your finances in 2022.

We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you need to do is follow their tracks to become wealthy and financially free!

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2.

#property #inflation #money #business #stockmarkets #interestrates #nomoneydownproperty #financialfreedom


Friday, November 19, 2021

UK Slips Down World Prosperity Index, As Inflation Hits Highest Level In...

UK Slips Down World Prosperity Index, As Inflation Reaches Highest Level In A Decade

This year’s Legatum Prosperity Index finds that prosperity has plateaued for the second year running.

Scandinavian countries, Denmark, Norway, Sweden, topped the list again, with the UK slipping to 13th place behind Ireland despite being the 6th largest economy in the world.

The world’s biggest economy, the US, was ranked 20th and the number two economy China only ranked in 54th place, behind countries like Panama and Georgia.

Whilst the plateauing of prosperity has been caused — at least in part — by the health and economic consequences of the COVID-19 pandemic, it has also been driven by the concerning erosion of many of the core features that underpin prosperity. Specifically, we have seen an ongoing deterioration in Political Accountability and Freedom of Speech and Assembly in most regions of the world. We are calling this out as a key area of concern.

The Rise of Africa

We have seen prosperity stall for the second successive year in the world’s two most prosperous regions (North America and Western Europe), while in the least prosperous region (sub-Saharan Africa), it has improved for the 11th year in a row.

Full list and rankings: https://www.prosperity.com/rankings

Source: Legatum Institute

The cost of living in the UK rose at the highest rate in 10 years as the official inflation rate hit 4.2% this month – more than twice the Bank of England target rate.

Interest rates will rise in December or January after the central bank’s Monetary Policy Committee held the base rate this month.

Inflation is getting out of control around the world, party fuelled by rising commodity prices and money printing, and rate rises to control it could trigger another recession and stock market fall.

Markets are already jittery, but Gold and Cryptocurrencies have increased on inflation fears.

Joe Biden’s $1.7 Trillion spending plan has been passed by the US House of Representatives. The UK and Japan have also announced multi-billion spending sprees to revive their economies.

Amazon has stopped accepting payments Visa credit cards in the UK due to higher charges in a move which could see a payment system disruption.

Property prices eased last month, which is normal for the time of year, but China and the US continue to experience market falls.

Alibaba slumps by 10% on sales forecast warning.

Austria to make vaccines mandatory and going into full lockdown, BBC reports.

See also:

How To Generate Leads On Linkedin – Interview With Linkedin Expert

9 Habits To Develop Extreme Productivity

1000 Migrants Trafficked Across The English Channel In Dinghies Every Day

Buy-to-Let Property Demand Down 60% Says London Estate Agent As Chinese Buyers Dry Up - https://youtu.be/4RLroedmkX4

Financial education in investing is the key to building and keeping wealth. Never stop learning!

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.

I cover financial education and money mindset in my book, 'Yes, Money Can Buy You Happiness", which you can order on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858

If you would like to learn more about investing and managing your money, passive income, property investing and become financially free without working any harder, watch this free on demand training.

I will give you a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

 

#property #financialeducation #freetraining #propertyinvestment #investing #passiveincome #nomoneydownpropertyinvesting #makemoneyonline #chinaproperty #buytoletproperty #rentalproperty #propertymarketnews #interestrates #vaccines #austria #vaccinepassport #freedom


Tuesday, November 16, 2021

How To Generate Leads On Autopilot Using LinkedIn With Austin McCulloh

How To Generate Leads On Autopilot Using LinkedIn With Austin McCulloh

On Money Tips Podcast today I talk to lead generation expert Austin McCulloh who has developed a unique system for generating thousands of leads on LinkedIn on autopilot.

After managing just under half a million dollars a few years ago as a 21-year-old financial advisor & running an online hiring agency that taught English to over 700 Chinese children, Austin decided to start his own consulting firm, Austin McCulloh Advising.

In late 2020, he pivoted the business model to include a 3-Step Financial Advisor Accelerator that now helps financial advisors grow their book of business & increase their income. Financial advising, to date, has been more of an art form than an exact science, and Austin's on a mission to make financial advising success more systematic.

Austin is an young, energetic and dynamic speaker with lots of insights for anyone looking to grow consistently, sell more and communicate better.

For more information on how Austin can help your business visit https://www.austinmcculloh.com

You can become wealthy and financially free without working any harder than you are right now. In fact, it could be less.

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.

I also cover financial education and money mindset in my book, 'Yes, Money Can Buy You Happiness", which you can order on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858

If you would like to learn more about investing and managing your money, property investing and become financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

#leadgeneration #austinmcculloh #linkedinleads #makemoney #sales #financialfreedom #financialservices #moneycanbuyhappiness


Monday, November 8, 2021

9 Habits To Develop Extreme Productivity

9 Habits To Develop Extreme Productivity

Based on a book about the remarkable story of the author’s Erica and Mike Schultz and their Son’s five year fight for life.

Sometimes our most productive times can come during a period of adversity, as it did for the authors.

During a study of thousands of extremely productive people, they came up with 9 habits based on the use of something we all have in equal amounts, time.

T.I.M.E

Erica and Mike Schultz found a method of breaking down time into distinct segments during each day:

·        Treasured Time – cherished time most special to them on a personal level.

·        Investment Time – generates returns that exceed the work you put in.

·        Mandatory Time – time doing day-to-day thing you must do.

·        Empty Time – wasted time, surfing web, social media doing nothing.

Key message.

Maximise Treasured and Investment Time – Minimise Mandatory and Empty Time.

Extremely productive people manage their time better and so can you.

Develop these 9 habits to become extremely productive and happier.

1. Recruit Your Driving Force – Your WHY.

Motivate yourself by finding your true driving force.

Write down goals and break them into annual, quarterly and weekly goals and manageable chunks or tasks.

This might sound familiar to you, but are you doing it?

2. Ignite Your Proactivity

Fill your daily calendar with Investment Time activities. Prioritise your Greatest Impact Activity or GIA – the activity with the greatest long-term return on your detailed concentrated effort.

Develop better habits to put more of your time into GIA activities to turbocharge your productivity.

This reminds me of the 80/20 rule – 80% of your productivity probably comes for 20% of your tasks.

3. Re-engineer Your Habits

Identify unproductive habits, such as spending hours on social media or doing nothing on your daily commute and upgrade them. For instance, you could upgrade your time on social media to learn a new skill or listen to a productive podcast during your Mandatory Time commute to and from work.

As Brian Tracy said, the average person in America today spends enough time in their cars each week to study for a degree. Instead of listening to the radio for hours, they could listen to audio recordings and literally take a degree in three years or learn a new language.

Our cars, Brain said, can be turned into !learning machines”. The same applies to smartphones through which you can access millions of audios, audiobooks on platforms such as Audible and podcasts on every subject all at very little cost.

Another tip is to turn off unnecessary notifications on your smartphone, which distracts your mind away and breaks your concentration, or train yourself to not instantly react to them.

Changing your environment can also affect your concentration. Fix the problem or work somewhere that makes you more productive.

4. Obsess Over Time

Obsessing over your TIME means working out where every activity fits within that structure.

Make sure your priorities are reflected in your daily routine.

Take Treasured Time

Increase Investment Time

Minimise Mandatory Time

Eliminate (as much as possible) Empty Time.

Successful and wealthy people value and seldom waste time, like when I spoke to John Assaraf and met the likes of Jim Rohn and Brian Tracy. They were helpful, but quickly and politely moved on.

Its not just about what you do, but what you don’t do...

5. Say No

Have a clear idea of what’s really important.

When someone asks you to do something that doesn’t fit in with your priorities, have the courage to politely, but assertively to say “no”!

That doesn’t mean saying no to your boss by the way!

It does mean saying “no” to things that do not serve your purpose at that moment.

The more successful you become, the more others want a piece of you, so you must learn to manage your time and schedule.

6. Play Hard To Get

Concentration. Distractions are everywhere these days, especially our inbox and numerous message boxes. Does every message need to be dealt with immediately?

Don’t try to be always available to everyone. Block out time to concentrate on your schedule and your most important GIA tasks. Your time is your own.

7. Get In The Zone

Learn to get in the zone and stay there. An athlete or performer can look relaxed an hour before a game or concert. But once they get on that stage they are instantly in the zone.

Set aside 90 minutes of work and break it down into short sprints with breaks in between.

8. Develop Energy

Take care of your body by eating nourishing food, getting enough sleep and exercising.

All the successful people I have known and met seem to have boundless energy whatever their age.

Don’t waste mental energy on unnecessary things. For instance, have set meals for each day of the week rather than spending hours wondering what to have for dinner.

9. Right The Ship – Get Back On Track When Life Knocks You Down

No matter how successful or rich you are, things go wrong and can knock you off course. You have learn to pull yourself together and ‘right the ship’ time and time again when storms come and blow you off course.

Identify bad habits like ordering another beer or glass of wine to constantly checking your phone.

You have free will and free won’t.

Break down large, seeming impossible tasks, into smaller manageable chunks.

Make a contract with yourself to achieve something important to you like losing weight or getting fit.

I would add ‘Systems’ to Erica and Mike’s great habits.

Systems

The difference between a small one-man-band, mom and pop business and a larger more scalable business is systems.

Scalable business have systems and processes in place covering everything admin to sales. Most small businesses don’t. That’s why they stay small. The owners can never scale their business because they are spending 60-80 hours a week in the business.

You can apply systems to your personal, family and business life.

Efficient, organised households are run on systems.

The above habits do not require any harder work or effort than you are putting in now.

It’s the same with becoming financially free. You can become wealthy and financially free without working any harder than you are right now. In fact, it could be less.

If you would like to learn more about investing and managing your money, property investing and become financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.

I also cover financial education and money mindset in my book, 'Yes, Money Can Buy You Happiness", which you can order on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858