Should You Buy Gold or Silver NOW? Most Investors Get This Wrong

Silver has exploded by 185%, and Gold by 68%, against the Dollar in the last 12 months. Should you join the bandwagon hoping to ride the crest of the wave?

With inflation, high interest rates, rising government debt and global uncertainty, many investors are once again asking the key question: should I buy silver or gold now? Both precious metals have long been viewed as safe-haven assets, but they behave very differently depending on economic conditions.

Watch video - https://youtu.be/4A9QzSla6_o

Gold is primarily a store of value. Central banks hold it, governments’ trust it, and investors often turn to gold during times of crisis, currency debasement and geopolitical risk. When confidence in fiat money falls, gold tends to perform well. It is less volatile than silver and often acts as a hedge against inflation and long-term monetary mismanagement.

Silver, on the other hand, has a dual role. It is both a precious metal and an industrial metal. Silver is heavily used in solar panels, electric vehicles, electronics and medical technology. This means silver can outperform gold during periods of economic recovery and rising industrial demand. Historically, silver is far more volatile than gold, but that volatility can offer greater upside potential.

One popular indicator investors watch is the gold-to-silver ratio. When the ratio is high, silver is considered undervalued relative to gold. At elevated levels, many investors believe silver offers better value and more upside. When the ratio falls, gold tends to be the safer holding.

FOMO

So should you buy silver or gold now? The answer may be both. Gold provides stability and protection, while silver offers growth potential if inflation persists and green energy demand accelerates. A balanced allocation can help diversify risk while positioning you for future monetary and economic shifts.

Don’t get carried away by FOMO – fear of missing out.

Gold and silver should be treated as long term investments and a hedge against inflation and the falling value of fiat currencies due to money printing and excessive borrowing.  If you are looking to make a killing or short term gain, be careful. The silver market can be extremely volatile and this rally could be followed by a fall in the price as investors take profits.

Silver coins are also sold with a significant mark up making short term gains difficult.

As always, consider your time horizon and, risk tolerance and overall portfolio strategy before investing. Take independent financial advice,

Why Invest in Gold and Silver?

 

See full video - https://youtu.be/or-8kiTZZxM

 

See my interview with Josh Saul, gold expert, discussing the merits of including precious metals in your portfolio. Click here https://pure-gold.co/charles-kelly for a free gold, investment report, and discovery call.

For a free gold, investment report, and Discovery Call, click here.

 

https://pure-gold.co/charles-kelly

 

Where to find me:

Money Tips website: https://moneytipsdaily.com/

YouTube Channel: https://www.youtube.com/channel/UC2tLUxod264Qy0gPntvx6Eg

Money Tips Facebook Community: https://www.facebook.com/groups/No1businessopportunities

LinkedIn: www.linkedin.com/in/charles-kelly-ba-cmgr-fcmi-b5300a2

 

#GoldVsSilver #BuyGold #BuySilver #PreciousMetals #InflationHedge #SafeHavenAssets #GoldPrice #SilverPrice #WealthProtection #FinancialUncertainty #MoneyTips #CharlesKellyMoneyTips

 

What's the Future of Global Business, Finance, BRICS, Crypto and AI

The Future of Global Business, Finance, BRICS, Crypto and AI

As one of the top global influencers in the future of finance, Emmanuel David is renowned for his ability to illuminate how finance is being transformed through a combination of geopolitics, cutting-edge technologies and decentralised finance. 

His work covers the full range of topics including:

•⁠  ⁠the future of the dollar as a reserve currency, 

•⁠  ⁠the BRICS payment system,

•⁠  ⁠the failure of CBDCs and the rise of stablecoins 

•⁠  ⁠when the U.S. embraces crypto,

•⁠  ⁠the impact of AI on finance, 

•⁠  ⁠traditional banking and DeFi,

•⁠  ⁠APIs and the cloud in finance

•⁠  ⁠The personalization of finance

Emmanuel is the founder of TAB Global, which encompasses platforms like The Asian Banker, Wealth and Society, and The Banking Academy. These platforms have been instrumental in building vital connections within the financial industry, fostering collaboration, and driving innovation on a global scale.

End of tax year tips

As the tax year comes to a close, now is the perfect time to review your finances and take advantage of last-minute tax-saving opportunities.

Rachel Reeves has talked about “simplifying” ISAs, which could mean slashing the annual allowance for savings ISAs, currently £20,000.

See full video episode - https://youtu.be/uXcCqWj_xfs?si=51rN_XvVb4ntWexO

Section 24 Property Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips #EndOfTaxYear #FinanceTips #UKTaxes #WealthBuilding #MoneyManagement #PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips #emmanueldavid #globalfinace #property

Budget Update, Why Mortgage Rates Are Rising Despite Bank of England Cut

Budget Update, Why Mortgage Rates Are Rising Despite Bank of England Cut

In the latest episode of Charles Kelly Money Tips Podcast, we dive into the Labour Budget, interest cut, mortgage rate, US election, Trump and the £25 million man who will show you how transform your financial future and help you build wealth faster.

Watch video version - https://youtu.be/cMsYjNcQ5xA

For more tips on managing your money and building wealth, subscribe to the Charles Kelly Money Tips Podcast on YouTube!  

Learn how to make money online from a British multi-millionaire

 

 

 

I’ve discovered a book I think you’ve really got to read. It shows you of how ANYONE can make millions online. It’s all in this one book by Simon Coulson: Interpreneur: The Secrets of my Journey to becoming an Internet Millionaire. 

 

Simon Coulson is a really down to earth sort of guy. He’s also the real deal – he’s made £25 Million+ from his 5 different Internet Business. Each business doing 7-figures by itself.

 

GOOD NEWS – I have a LIMITED STOCK of this book for JUST £1.95 [down from £12.95]

To Get Your Copy - Click Here

After falling down an escalator due to fatigue, Simon knew it was time for a change of lifestyle. 

Now Simon lives on a 35-acre country estate, has bought his dream Ferrari and is able to enjoy holidays on a private island and network with Richard Branson.

 

What would YOU like to do?

- Pay off some of the mortgage?

- End a boring career and start a business on something you're passionate about?

- Spend as much time with your kids?

- Create an additional income for your retirement?

 

In Simon’s book, you can discover his money-making strategies through his personal anecdotes. You’ll also get to see 20 success stories he has chosen from the THOUSANDS that have studied with him.

 

You will see for yourself how ANYONE can achieve success online, just by repeating the PROVEN STRATEGIES he uses himself.

 

This book is for everyone from start-ups to owners of existing businesses.

 

This book is a GREAT WAY to learn the unique opportunities present on the Internet through ‘real-life stories’ of people who started from zero and went on to have staggering successes. 

 

Simon is also GIVING ALL THESE BONUSES FREE with the book:

 

-  A 27-page Rolodex of Simon’s supplier links and contacts

-  A FULL AUDIO VERSION of the Interpreneur

- Internet Marketing Strategies: 3 Step Success System LIVE in Brighton [1hr 43min]

- Internet Marketing Profits Training Manual #1: Choosing a Hungry Market’

- Internet Marketing Profits Training Manual #2: 'How To Explode Your Profits' 

 

CLICK HERE TO GET YOUR COPY of The Interpreneur: FOR JUST £1.95

 

P.S. There are only a LIMITED NUMBER of Simon’s books for JUST £1.95.

I expect they will go quickly. To order your copy + The Bonuses TODAY - Click HERE

P.P.S. You have NO RISK - Simon is offering a 30-day money back guarantee.

Further information…

 

#simoncoulson #finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #RentControl #PropertyStandards #inflation #Fixedratemortgage #PayYourselfFirst #FinancialFreedom #WealthBuilding #MoneyManagement #CharlesKellyMoneyTips #PersonalFinance #InvestingTips #makemoneyonline#WealthBuilding #MoneyManagement #CharlesKellyMoneyTips #PersonalFinance #InvestingTips #CharlesKellyMoneyTips #Podcast #USDollar #Investing

 

When Will Interest Rates Fall?

When Will The Bank of England Cut Interest Rates?

In this Money Tips Podcast:

Inflation has fallen from 11% to 2.2% yet the Bank of England base interest rate remained at 5%.

Energy prices will rise by 10% in October – time to fix your deal.

“Painful budget” could see higher capital gains (CGT) and inheritance (IHT) taxes, the end of the single persons council tax discount and a possible wealth tax.

Section 24 landlord tax forcing landlords to rethink buy-to-let, but the is a solution.

Protect your assets.

Watch video version - https://youtu.be/Tq1P2UbYp4A

Labour Hint Of Wealth Tax, Higher Inheritance and Capital Gains Taxes And “Painful” October Budget

Concerns over potential tax hikes, as the Labour Party hints at plans to raise Inheritance Tax (IHT), Capital Gains Tax (CGT), and even introduce a wealth tax, are already causing an exodus of the rich.

Watch full video version -  https://youtu.be/P0WTdbIAuks

How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?

The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.

Watch video version - https://youtu.be/Wx1HXgVW1bM

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #RentControl #PropertyStandards #UKProperty #PropertyInvestment #RentToRent #JointVenture #NoMoneyDown #PropertySourcing #CharlesKellyMoneyTips #FinancialFreedom #PropertyDeals #bankofengland

Wills, Trusts, and Inheritance Tax: How to Keep More for Your Family

Wills, Trusts, and Inheritance Tax: How to Keep More for Your Family

Don’t Risk Losing Everything!

In the UK, inheritance tax can take a significant portion of your estate, leaving less for your loved ones. However, with careful planning through wills and trusts, you can mitigate this burden.

For more expert advice on managing your finances, subscribe to Charles Kelly Money Tips Podcast on YouTube or email charles@charleskelly.net to meet a specialist adviser.

Watch full YouTube interview: https://youtu.be/-SfqPiXPTbg

Creating a properly drafted will ensures your assets are distributed according to your wishes, potentially avoiding intestacy rules that might increase your tax liability. Including trusts in your estate planning is a powerful tool to protect your wealth. Trusts can help reduce inheritance tax by transferring assets out of your estate, placing them in the hands of trusted individuals for your beneficiaries.

Key strategies include the Nil-Rate Band Discretionary Trust, which allows you to pass on up to £325,000 tax-free, and gifting assets during your lifetime, which can also reduce the value of your estate if you survive for seven years after the gift.

It's essential to review and update your will regularly to reflect changes in your circumstances and tax laws. Proper estate planning with wills and trusts not only safeguards your legacy but also ensures your loved ones benefit from the maximum inheritance with minimal tax impact.

For more expert advice on managing your finances, subscribe to Charles Kelly Money Tips Podcast on YouTube or email charles@charleskelly.net to meet a specialist adviser.

 #InheritanceTax #WillsAndTrusts #EstatePlanning #TaxSavings #CharlesKellyMoneyTips #section24 #paylesstax #business #discretionarytrust #livingwill

Mortgage Rates Fall Despite Bank of England Hold

Mortgage Rates Fall Despite Bank of England Hold

Mortgage rates are coming down despite the Bank of England holding the base rate at a 15 year high at 5.25%.

In this episode we discuss:

• Housing market and mortgage rates
• Section 24 Tax Trap for Landlords
• Money Management and Financial Freedom
• Gold and Silver Vs Cash Currency

 

Watch full video at Charles Kelly Money Tips Podcast -  https://youtu.be/zgHqeA_hhUA

 

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

3 Steps To Unlocking Financial Freedom!

Could you do more with your money and finances?

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly

Unveiling the Truth: The Banks Own The World – Money Tips 365 Day 49

Unveiling the Truth: The Banks Own The World – Money Tips 365 Day 49

 

Are you ready to dive into a thought-provoking discussion? In today's episode of the Charles Kelly Money Tips Podcast, we're delving deep into a topic that affects us all: "The Banks Own The World." Strap in as we uncover the layers behind this statement and explore its implications on our financial landscape.

 

In an era where financial institutions wield immense power, understanding the dynamics at play is crucial. From mortgages to investments, the influence of banks permeates every aspect of our economic lives. But what does it truly mean for the banks to "own" the world?

 

First and foremost, it's essential to recognize the sheer scale of the banking industry's reach. With assets totalling in the trillions, major banks possess unparalleled control over global capital flows. Through intricate financial mechanisms, they shape economies, dictate interest rates, and influence government policies.

 

Moreover, the notion of ownership extends beyond mere monetary control. Banks hold sway over individuals and businesses alike, determining access to credit, loans, and financial services. This concentration of power raises pertinent questions about economic equality and the distribution of wealth.

 

But amidst this apparent dominance, there's room for empowerment. By gaining insights into how the banking system operates, individuals can navigate financial landscapes more effectively. From optimizing savings to making informed investment decisions, knowledge becomes a potent tool for reclaiming financial autonomy.

 

In the midst of recognizing the extensive influence of banks, it's crucial to explore alternative avenues for raising capital and conducting business without solely relying on traditional banking institutions. One effective strategy is to leverage the power of crowdfunding platforms. Whether through rewards-based crowdfunding on platforms like Kickstarter or equity crowdfunding on sites such as SeedInvest, entrepreneurs can access capital directly from a broad base of supporters, bypassing the need for traditional bank loans. Additionally, exploring peer-to-peer lending networks provides another avenue for securing financing.

 

Platforms like LendingClub and Prosper facilitate direct lending between individuals, offering competitive interest rates and flexible terms. Furthermore, fostering strategic partnerships and seeking venture capital investment can fuel business growth without resorting to bank loans. By diversifying funding sources and tapping into innovative financing models, entrepreneurs can chart a path towards success while reducing dependency on traditional banking institutions.

 

As we explore these themes, remember to join the conversation using the hashtags #BankingInsights #FinancialEmpowerment. Your perspectives enrich our dialogue and foster a community dedicated to mastering the intricacies of modern finance.

 

Tune in to the Charles Kelly Money Tips Podcast on Spotify, iTunes and YouTube and unravel the mysteries behind the assertion that "The Banks Own The World." Together, let's embark on a journey towards financial enlightenment and empowerment. Because when we understand the system, we hold the keys to our financial destiny.

 

Ever wonder why you never seem to have enough money?

We are living in challenging economic times.

I want to show you how can you:

·        Not only survive, but thrive in a recession or depression?

·        Get control of your finances and spending?

·        Save and invest for your future?

·        Learn about money and finance?

To help you, I am running a free training webinar. 

3 Steps To Success Money Management!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment

Unveiling SSAS Secrets: Insights from an Expert Interview

Unveiling SSAS Secrets: Insights from an Expert Interview

 

In the realm of pensions and retirement planning, the Small Self-Administered Scheme (SSAS) stands as a potent yet lesser-known tool. To uncover its hidden gems and understand its potential benefits, we delve into an enlightening interview with Brian Harvey, an expert in the field.

 

Firstly, what exactly is a SSAS? In essence, it's a pension scheme tailored for limited company small businesses, allowing greater control and flexibility over investments compared to traditional pension arrangements. With a SSAS, business owners can take the reins of their retirement savings, making strategic investment decisions that align with their long-term financial goals.

 

One of the key advantages of a SSAS is its tax efficiency. Contributions made into the scheme are typically tax-deductible for the business, reducing its taxable profits. Furthermore, investments within the SSAS grow tax-free, maximizing potential returns over time. These tax benefits can significantly bolster both personal and business finances in the long run.

 

Moreover, the loan back provision within a SSAS adds another layer of versatility. This feature allows the scheme to lend funds to the sponsoring employer, providing a valuable source of financing for business endeavours. Whether it's funding expansion projects or addressing short-term cash flow needs, the loan back provision offers a lifeline for businesses looking to navigate financial challenges.

 

Another compelling application of a SSAS lies in property investment. With the ability to purchase commercial property, the scheme opens doors to diversified investment portfolios. From owning business premises to generating rental income, property investments through a SSAS can yield substantial returns while providing stability and security for the future.

 

In conclusion, the SSAS holds a treasure trove of benefits for savvy business owners and investors alike. From tax advantages to flexible investment strategies, its versatility knows no bounds. To unlock the full potential of a SSAS and chart a course towards financial prosperity, reach out to me or Brian at brian@retirement.capital for expert advice and a complimentary consultation.

 

#SSAS #PensionPlanning #TaxAdvantages #BusinessInvestments #PropertyInvestment #FinancialFreedom #RetirementPlanning

Words Can Cut Like Knives

Words Can Cut Like Knives – Money Tips 365 Day 47

 

Words can cut you like a knife.

Jim Rohn

 

Whoever wrote, sticks and stones may break my bones, but words will never hurt me, must’ve been drunk!

 

Be careful of the word you used to people because you can affect them deeply.

 

A young amy Winehouse went to an event in a vintage black dress and looked gorgeous.

 

Press said that she looked plump or fat, which was not true. A friend later said that that affected her deeply, and she went into an eating disorder which stayed with her. 

 

I wonder if the so-called journalist, who wrote that realises that those words could’ve led to her eventual, tragic death. 

 

Paul McCartney once confronted a journalist over something he written. The journalist was surprised and said he didn’t think Paul would take any notice of what he wrote, but he was wrong.

 

Even talented superstars have feelings and can be hurt by words or criticism.

 

Steve Martin went into a six-month depression after a spoof journalist, called out to him at a movie premiere “why are your movies, not funny anymore?”

 

Big stars can be very sensitive and have delicate egos.

 

When I was young, I would often speak to quickly, and say the first thing that came into my head, which was often a joke or sarcastic remark.

 

I would unwittingly upset people.

 

I was too immature to understand the cause and effect of my words.

 

Now, I am more careful with my words.

 

Words can also inspire and move people and nations.

 

The great speakers use words which touch our emotions, which is why they are great speakers.

 

Average speakers use facts and figures, which is why they are average.

 

Unlock Your Earnings Potential On Social Media

 

In today's world, social media isn't just a pastime; it's a powerhouse for both personal and professional endeavours.

 

Every day, countless individuals invest significant chunks of time on various social media platforms.

 

But here's the real question: are you merely a consumer, or are you actively crafting content?

 

Do you engage as a seller, or do you prefer to purchase others' offerings?

 

The truth is, social media can be a goldmine for earning money.

 

The crucial factor? Knowing how to leverage it effectively.

 

Whether you're aiming to pad your own pockets or boost your business's bottom line, there's ample opportunity waiting to be seized.

 

Discover the secrets to monetizing your social media presence and kickstart your journey toward financial empowerment.

 

Ready to delve deeper? Subscribe to my Financial Education newsletter for exclusive insights and strategies. [https://contexttraining.aweb.page/p/4a278f33-c9d0-44e4-a847-7bf02a63f713]

 

#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #socialmedia #financialeducation #makemoney #tiktok #financialfreedom

#SocialMediaMarketing #OnlineBusiness #DigitalMarketing #Entrepreneurship #ContentCreation #Monetization #BusinessTips #IncomeGeneration #SocialMediaStrategy #MoneyMaking #OnlineIncome #MarketingTips #EntrepreneurLife #SuccessMindset

Does Loyalty Pay?

Does Loyalty Pay? Money Tips 365 Day 43

 

When it comes to suppliers like your mortgage lender and mobile phone provider loyalty does not always pay. In fact, it could cost you dearly.

 

Banks, insurance companies, lenders and utilities treat existing customers with complacency, and were still they offer better deals to new customers!

 

Shopping around has never been easier with all of the comparison sites available to find the best deals.

 

I’ve personally saved tens, of thousands of pounds by switching providers and reviewing existing deals.

 

Get switching!

 

Ever wonder why you never seem to have enough money?

We are living in challenging economic times.

I want to show you how can you:

·        Not only survive, but thrive in a recession or depression?

·        Get control of your finances and spending?

·        Save and invest for your future?

·        Learn about money and finance?

To help you, I am running a free training webinar. 

3 Steps To Success Money Management!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#finance #moneytraining #moneymanagement #wealth #money

Problems are Good – Money Tips 365 Day 42

Problems are Good – Money Tips 365 Day 42

 

Do not believe that people with money have no problems. Everyone has problems, but money gives you the ability to deal with them or affectively.

 

The person you need to become to become rich, will make you a sort of person that can handle and cope with problems, but they will never go away.

 

Life is like a garden. It needs tending and watering.

 

There is a place where all the people have no problems - a cemetery!

 

If you have problems, you have life and you are living!

 

Ever wonder why you never seem to have enough money?

We are living in challenging economic times.

I want to show you how can you:

·        Not only survive, but thrive in a recession or depression?

·        Get control of your finances and spending?

·        Save and invest for your future?

·        Learn about money and finance?

To help you, I am running a free training webinar. 

3 Steps To Success Money Management!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#finance #moneytraining #moneymanagement #wealth #money

Leverage And OPM Will Help Accelerate Your Wealth Building Money Tips 36...

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

 

Leverage is a term used in business for borrowing money or using debt to buy assets.

 

Other people’s money (OPM) has been deployed for centuries to help governments and businesses to raise capital, which I’ve written about in my book, Borrow and Grow Rich.

 

There is a big difference between good debt, which helps you buy assets that produce income, capital growth, and create jobs and bad debt to consumer goods which go down in value.

 

Can you think of an example of where you have used good debt or leverage to buy an asset like a property? 

 

Have you also used bad debt, such as a credit card, to buy something that you didn’t want to save up for?

 

How much has that item cost you in interest?

 

Lessons

 

Use good debt, leverage and OPM to accelerate your wealth building process.

 

Avoid credit cards and other bad debt and only use a credit card to pay for things that you can repay in full at the end of the month.

 

If you have credit card debts, start on a plan to clear the balance as soon as possible, rather than just paying the minimum amount each month.

 

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

Protect Yourself Against Liabilities And Risk - Money Tips 365 Day 18

Protect Yourself Against Liabilities And Risk - Money Tips 365 Day 18 Risk

Making money and keeping it are different skills.

Build a wall around your financial world and family that no one can break through.

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

Section 24 Tax Hike Solutions Revealed By Property Accountant

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

In this 45-minute interview we discuss:

·        What is Section 24 and when did George Osbourne introduce this tax hike on landlords?

·        6 options available to landlords with buy-to-let properties in their own name

·        What is classed as a property business and property partnership?

·        Ramsay v HMRC (2013) case explained

·        Incorporation Relief, Stamp Duty, CGT (Capital Gains tax) and much more…

Over 29,000 people signed a petition calling on the government to reverse this unfair tax o landlords to no avail. 

Find out what you can do in this video.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

 

#tax #section24 #insrance #risk  #IHT #holidaylet #money #moneytips  #liabilities

Making A Professional Will Can Save You Thousands!

Making A Professional Will Can Save You Thousands Money Tips 365 Day 17 Wills

 

Yesterday I said that there are two certainties in life: death, and taxes!

 

Taxes do not end when people die. Millions pay inheritance tax (IHT) o their parent’s estate, much of which can be legally avoided with proper tax planning.

 

The first step is making a Will, preferably with a professional who can advise you on mitigating IHT.

 

If you need help making a Will, email charles@charleskelly.net for a free consultation with a specialist.

 

Section 24 Tax Hike Solutions Revealed By Property Accountant

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

In this 45-minute interview we discuss:

·        What is Section 24 and when did George Osbourne introduce this tax hike on landlords?

·        6 options available to landlords with buy-to-let properties in their own name

·        What is classed as a property business and property partnership?

·        Ramsay v HMRC (2013) case explained

·        Incorporation Relief, Stamp Duty, CGT (Capital Gains tax) and much more…

Over 29,000 people signed a petition calling on the government to reverse this unfair tax o landlords to no avail. 

Find out what you can do in this video.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

 

#tax #section24 #savetax #Will #IHT #holidaylet #money #moneytips  

 

Read! Leaders are Readers Money Tips 365 Day 14

Read Like Leaders Money Tips 365 Day 14

 

Leaders Are Readers

 

Successful people are invariably voracious readers, which is one of the reasons they are above average or at the top in their field.

 

Join my Money Tips 365 Supporters Club on Spotify: -

https://podcasters.spotify.com/pod/show/charles-kelly/subscribe

 

Unsuccessful and average people are usually voracious TV or social media watchers, which is why they are unsuccessful and average.

 

See video version - https://youtu.be/-Epz4uW88wM

 

Billionaires like Oprah Winfrey attributed much of her success to reading from a young age. It took her out of poverty to superstardom.

 

One of the richest men that has ever lived, Bill Gates, reads at least one book a week and you can find out which books he reads on his website.  

 

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#read #Reading #Billgates #Oprah #money #briantracey

 

Money Tips 365 – Day 11 Creditworthiness

Money Tips 365 – Day 11 Creditworthiness

 

Build and protect your credit rating and credit history.

 

Even if you’re not planning to borrow money now, it makes sense to look after your credit rating for future borrowing and protect yourself against fraud. 

 

Watch YouTube video version - https://youtu.be/IElt0hHdkMw

 

There are many free services available online to check your credit history, which you should do on a regular basis.

 

www.Experian.co.uk

www.equifax.co.uk

 

You need to check that your history is accurate and make sure that nobody has stolen your identity.

 

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Protect your credit rating at all costs, as it will affect your ability to borrow money and enter into contracts with utilities and other services. 

 

#creditcard #debt #money #ccj #bankrupt

Money Tips 365 - Day 9 Habits

Money Tips 365 - Day 9 Habits

 

Habits are the things we do every day, and in the long term, the things that make a real difference.

You don’t just brush your teeth or drink water occasionally?

 

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Just like good eating and healthy habits, sensible money habits will stand you in good stead for your financial future.

 

Watch video - https://youtu.be/OWmy7tAOPq8

Money Tips 365 - Day 9 Persistence

Persistence is a quality found in all successful people, whether in business, sports, or any other endeavour requiring effort and ability to stick with it when the going gets tough. 

 

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Anything worth having requires work, effort, patience, and persistence to see it through. He will face obstacles, setbacks and disappointments, and this is where having a clear goal and mission will help fuel you with the persistence you need to see the job through.

 

In his book, think and grow rich, Napoleon Hill, describe, persistence as the carbon in steel. 

 

You see millionaire sports stars, movie stars, entertainers when they’ve reached the top. They earn millions and enjoy the adoration and accolades.

 

What you don’t see is the years of work, sometimes, since early childhood, that they have put in in order to reach the top. 

 

You don’t see the sacrifices that they’ve made the setbacks and disappointments, the failures along the way, the hours of practice and the extraordinary effort required to reach the very top in their field. 

 

You see a wealthy businessperson, but you don’t see the monumental effort they put in to start, and build a business, sometimes over many years before they reach the reward of their efforts. 

 

You don’t see their failures and disappointments on things went wrong.

 

It’s as if the universe is testing you to see if you can be the kind of person that is ready for success.  And when you pass, that test, success and Richards will come to you like a flowing river of Fortune. You will wonder where is been all this time and how easy it seems now.

 

Watch video version on my YouTube channel

 

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#financialfreedom #money #moneytips #frugal #meatloaf #jimstienman #batotofhell #napolenhill #thinkandgrowrich