How the Dukes of Westminster Preserve Their Wealth For Centuries

Speaking from London's Sloane Square on how the aristocracy and Dukes of Westminster have preserved their wealth over century. Financial education is the key to building and keeping wealth. Never stop learning! Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates. Millionaires and millionaire habits have been studied and documented at academic levels for the last hundred years. Bestselling books, like The Science of Getting Rich and Thinks and Grow Rich, were written almost a century ago. I have also published my own book on how people get wealthy and how some lose it all - Yes Money Can Buy You Happiness. We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you need to do is follow their tracks to become wealthy and financially free! If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training. I will give a special free gift which can help you to immediately transform your finances when you attend the online training. Click on this link to watch the free training now https://bit.ly/3wLWqx2 Book now as spaces fill up fast...

Stock Market Warning Issued By Bank of England - Correction Coming Soon

Stock Market Correction Warning By The Bank Of England

Financial markets and stocks and hares could see a “sharp downturn” if investors start to reconsider the prospects of economic recovery from the lockdown amid supply problems, rising prices and a spending squeeze, the Bank of England predicts.

The UK’s central bank's financial policy committee (FPC) warned of a “correction”, defined as a drop of at least 10% in the price of a share from its most recent peak. The bank has seen signs of increased risk-taking at investment banks – the people who get paid huge sums to play with other people’s money at the stock market casino!

Stock indexes around the world have hit record levels this year, from a crash in 2020, as investors bet on a strong economic bounce back from the pandemic.

However, worrying levels of inflation have returned to the UK, US and Germany sparking fears that growth could be stunted in the face of supply chain bottlenecks, soaring wholesale natural gas prices and skills shortages.

In the UK, millions of households and businesses are facing a long winter of discontent from a cut in benefits and state support combined with a surge in energy prices not seen since the 1970’s Arab oil crisis which sent economies across the globe into recession.

The Bank is also concerned that higher borrowing during the public health emergency has likely put more businesses at risk.

It said: "The increase in debt - though moderate in aggregate - has likely led to increases in the number and scale of more vulnerable businesses.

"As the economy recovers and government support, including restrictions on winding up orders, falls away, business insolvencies are expected to increase from historically low levels."

Around 1.7 million companies borrowed money under emergency loan schemes, like the bounce back loans, that were launched last year.

Many of them were very small companies without high debt, but desperately needed of cash to avoid immediate collapse. Source Sky News.

China’s debt and real estate bubble has not gone away, with Evergrande and Fantasia expected to default on more upcoming debt repayments.

How can you protect yourself and profit from a stock market or property crash?

Even if you do not directly invest in the stock market or property your pension fund manger may be doing so on your behalf.

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

Book now as spaces fill up fast...

#evergrande #chinacrisis #realestatebubble #property #stockmarketcrash #inflation #financialeducation #freetraining #evergrande #chinapropertybubble #pension #drivershortage #bankofengland

Landlord Tenant Eviction Ban Extended

In yet another blow for buy-to-let landlords with tenants not paying their rent, the UK government has announced another extension to the current ban on bailiff-enforced evictions in England until May 31.

From June the ban will “taper” off, leaving landlords confused since no details have been released on exactly how this will take effect.

Housing Secretary Robert Jenrick said: “The government will consider the best approach to move away from emergency protections from the beginning of June, taking into account public health advice and the wider roadmap."

Ben Beadle, chief executive of the National Residential Landlords Association, said: “The further extension to the repossessions ban will do nothing to help those landlords and tenants financially hit due to the pandemic. 

“Given the cross-sector consensus for the need to address the rent debt crisis, it suggests the government are unwilling to listen to the voices of those most affected.

“If the Chancellor wants to avoid causing a homelessness crisis, he must develop an urgent financial package including interest free, government guaranteed loans to help tenants in arrears to pay off rent debts built since March 2020.  

“This is vital for those who do not qualify for benefit support. Without this, more tenants face losing their homes, and many will carry damaged credit scores, making it more difficult to rent in the future and causing huge pressure on local authorities when they can least manage it.”

The announcement today means that until the 31st May private landlords will need to continue giving tenants six months’ notice before they can repossess properties, except in the following circumstances:

·        Anti-social behaviour (four weeks’ notice)

·        False statements provided by the tenant (two to four weeks’ notice)

·        Over 6 months’ accumulated rent arrears (four weeks’ notice)

·        Breach of immigration rules under the ‘Right to Rent’ policy (three months’ notice).

The courts already have a huge backlog of cases to clear, which means actually gaining possession of a property following legal and enforcement action could take considerably longer than six months.

Buy-to-let landlords have been hit with a raft of punitive tax measures and are unlikely to win any public sympathy.

In this month’s budget, the Chancellor introduced plans to hike corporation tax 25% over the next few years, which will affect property investors holding their assets within limited companies.

Over 5 million people will be higher rate taxpayers due to the freezing of allowances.

In short, people in UK will be living in one of the highest tax paying countries in the world.

The continued eviction ban will not help the millions of property investor landlords running small businesses with mortgages, trying to build up a pension or supplement their income in retirement.

With the country is facing a pensions timebomb, people who take the initiative to provide for their own retirement should be encouraged with tax breaks.

Will property prices crash in 2021?

Have you ever tried to start an online business, but were then let down by software and web developers, or just couldn’t get past a technical issue? I have!

Then I discovered a new game-changing system that changed everything for me.

GrooveFunnels software helped me launch an online marketing business in a matter of hours instead of weeks and months…

Why is GrooveFunnels so different?

First of all, it’s easy to use.

Secondly, it works.

But the real clincher was it was free to use and get started.

Yes, free Access to GrooveFunnels - the new best way to build better funnels and web pages that sell!

- Free for LIFE

- No games. No fine print.

- No credit card needed ever!

- $99/month value… Now free.

- Grab your account while you still can!

The world has changed so much recently.

And during these times, I am always excited whenever I find new solutions to help you.

I’m sure you’ve heard of software tools designed to help you build websites, sales pages and online funnels.

Because sales funnels are proven to be effective, any such tools could reasonably command high monthly fees to access.

Unfortunately, this could also be out of reach for many business owners and marketers who are on a budget, especially during uncertain times.

This is where GrooveFunnels comes in.

GrooveFunnels is the new, better way to build funnels and sell digital products online.

It’s not just one or two simple tools, or solely a “funnel builder,” either.

This is your complete digital products and services online sales system.

Co-founded by Mike Filsaime, one of the top Internet marketing experts in the world, GrooveFunnels is a suite of products that includes all the tools you need to run your online business.

They have built a complete, all-in-one platform with all the essential tools so you don’t need to worry about multiple subscriptions to a variety of services that would easily add up to thousands per month.

Finally, you can get instant access to practically everything you need to sell your products and services online.…

Including:

- Full product funnels

- Brand websites with full navigation

- Custom domain names

- 1-click upsell capabilities

- Upsells, downsells and order bumps

- The world’s most powerful affiliate program

- And so much more…

Yes, this is a game changer.

And right now, for a limited time only, you can get started for absolutely free.

No credit card. Lifetime access. Unlimited usage. Forever.

I’m not sure about you, but I will be switching my entire business over to GrooveFunnels.

Literally everything I need, and save thousands a month in the process.

You’ll have to see it to believe.

Take a closer look at it yourself, and pick up your free account while you’re there:

https://groovepages.groovesell.com/a/uy9VcdqIvopT

Landlord Tenant Eviction Ban Extended

In yet another blow for buy-to-let landlords with tenants not paying their rent, the UK government has announced another extension to the current ban on bailiff-enforced evictions in England until May 31.

From June the ban will “taper” off, leaving landlords confused since no details have been released on exactly how this will take effect.

Housing Secretary Robert Jenrick said: “The government will consider the best approach to move away from emergency protections from the beginning of June, taking into account public health advice and the wider roadmap."

Ben Beadle, chief executive of the National Residential Landlords Association, said: “The further extension to the repossessions ban will do nothing to help those landlords and tenants financially hit due to the pandemic. 

“Given the cross-sector consensus for the need to address the rent debt crisis, it suggests the government are unwilling to listen to the voices of those most affected.

“If the Chancellor wants to avoid causing a homelessness crisis, he must develop an urgent financial package including interest free, government guaranteed loans to help tenants in arrears to pay off rent debts built since March 2020.  

“This is vital for those who do not qualify for benefit support. Without this, more tenants face losing their homes, and many will carry damaged credit scores, making it more difficult to rent in the future and causing huge pressure on local authorities when they can least manage it.”

The announcement today means that until the 31st May private landlords will need to continue giving tenants six months’ notice before they can repossess properties, except in the following circumstances:

·        Anti-social behaviour (four weeks’ notice)

·        False statements provided by the tenant (two to four weeks’ notice)

·        Over 6 months’ accumulated rent arrears (four weeks’ notice)

·        Breach of immigration rules under the ‘Right to Rent’ policy (three months’ notice).

The courts already have a huge backlog of cases to clear, which means actually gaining possession of a property following legal and enforcement action could take considerably longer than six months.

Buy-to-let landlords have been hit with a raft of punitive tax measures and are unlikely to win any public sympathy.

In this month’s budget, the Chancellor introduced plans to hike corporation tax 25% over the next few years, which will affect property investors holding their assets within limited companies.

Over 5 million people will be higher rate taxpayers due to the freezing of allowances.

In short, people in UK will be living in one of the highest tax paying countries in the world.

The continued eviction ban will not help the millions of property investor landlords running small businesses with mortgages, trying to build up a pension or supplement their income in retirement.

With the country is facing a pensions timebomb, people who take the initiative to provide for their own retirement should be encouraged with tax breaks.

Will property prices crash in 2021?

Have you ever tried to start an online business, but were then let down by software and web developers, or just couldn’t get past a technical issue? I have!

Then I discovered a new game-changing system that changed everything for me.

GrooveFunnels software helped me launch an online marketing business in a matter of hours instead of weeks and months…

Why is GrooveFunnels so different?

First of all, it’s easy to use.

Secondly, it works.

But the real clincher was it was free to use and get started.

Yes, free Access to GrooveFunnels - the new best way to build better funnels and web pages that sell!

- Free for LIFE

- No games. No fine print.

- No credit card needed ever!

- $99/month value… Now free.

- Grab your account while you still can!

The world has changed so much recently.

And during these times, I am always excited whenever I find new solutions to help you.

I’m sure you’ve heard of software tools designed to help you build websites, sales pages and online funnels.

Because sales funnels are proven to be effective, any such tools could reasonably command high monthly fees to access.

Unfortunately, this could also be out of reach for many business owners and marketers who are on a budget, especially during uncertain times.

This is where GrooveFunnels comes in.

GrooveFunnels is the new, better way to build funnels and sell digital products online.

It’s not just one or two simple tools, or solely a “funnel builder,” either.

This is your complete digital products and services online sales system.

Co-founded by Mike Filsaime, one of the top Internet marketing experts in the world, GrooveFunnels is a suite of products that includes all the tools you need to run your online business.

They have built a complete, all-in-one platform with all the essential tools so you don’t need to worry about multiple subscriptions to a variety of services that would easily add up to thousands per month.

Finally, you can get instant access to practically everything you need to sell your products and services online.…

Including:

- Full product funnels

- Brand websites with full navigation

- Custom domain names

- 1-click upsell capabilities

- Upsells, downsells and order bumps

- The world’s most powerful affiliate program

- And so much more…

Yes, this is a game changer.

And right now, for a limited time only, you can get started for absolutely free.

No credit card. Lifetime access. Unlimited usage. Forever.

I’m not sure about you, but I will be switching my entire business over to GrooveFunnels.

Literally everything I need, and save thousands a month in the process.

You’ll have to see it to believe.

Take a closer look at it yourself, and pick up your free account while you’re there:

https://groovepages.groovesell.com/a/uy9VcdqIvopT

Should the government extend Stamp Duty holiday?

Should the government extend Stamp Duty holiday?

Pressure is mounting on the UK government Chancellor Rishi Sunak to extend the stamp duty holiday in order to avoid thousands of property purchases falling out of bed because they cannot meet the 31 March deadline.

·        Experts warn thousands of property transactions will run out of time and collapse

·        Thousands of Mortgages approved on the basis that no stamp duty is payable 

·        Tens of thousands will miss the 31 March stamp duty holiday deadline

·        Borrowers could have to find up to £15,000 more to fund their purchase

·        Lenders were may withdraw mortgage offers, causing thousands of transactions to collapse

·        Not enough man power in the market to get these transactions through before 31 March 2021 

·        Mortgage processing delays, shortage of surveyors and solicitors available to complete legal work 

·        Bank of England figures published this morning reveal a spike mortgages approved in October

·        Mortgages up 5.9% on previous month to 97,532 and 51% up on the same period last year. 

·        HMRC figures showed housing transactions hit 105,630 last month, up 9.8% on September 2020

·        Transaction completions generally follow mortgage approvals by between three and five months

·        Zoopla is predicting transactions in December to hit 140,000, the highest December since 2006

·        Mortgage rates rising despite record low Bank of England base near zero lending rates

·        Mortgage lenders hiking rates amid the scramble taking advantage of borrowers’ panic

Anthony Codling of property analysis firm Twindig said: 'The average rate for a new 95 per cent 2 year-fixed rate mortgage was 4.09 per cent in October 2020, an increase of 35 per cent since the start of 2020, according to the Bank of England.

House prices shrugged off the Covid economic hit from Covid-19 have risen by about 6% this year.

Andrew Wishart, UK economist at the research house said: 'The usual channels through which a recession hits the housing market, of rising unemployment and mortgage payment difficulties, have been mitigated by the furlough scheme, mortgage payment holidays, and a moratorium on repossessions. 

'Meanwhile, the market has been boosted by pent up demand from the first lockdown, a revaluation of space needs due to working from home, and an extra kick from the stamp duty holiday. 

'But the policy support that has protected and boosted the market this year is due to be withdrawn in 2021, just when we expect the unemployment rate to peak at 7%.

'The housing market has never escaped unscathed from a drop in employment of the scale we forecast. 

'In fact, in isolation the historical relationship between employment and house prices suggests a 25 per cent house price crash is in the offing. Our view, however, is that an annual fall closer to 5 per cent in Q4 2021 is more likely.' 

Tombs added: 'The outlook remains exceptionally unclear, given that government policies might change; the stamp duty holiday could be extended, or the government might follow through on plans to introduce a new mortgage guarantee scheme.' Source: This is Money.co.uk

Other Financial News

·        25,000 retail jobs in jeopardy as Debenhams and Arcadia collapse

·        Businesses may force us to be coronavirus Covid 19 vaccinated says government minister

·        Growing divide between rich and poor and north and south of England

More articles and money news available at Money Tips Podcast - www.moneytipsdaily.com

·        Philip Green’s Arcadia could go bust

·        He is in Monaco sitting on his billions

·        Buying Arcadia and BHS, a classic BRR

·        He bought businesses and got his cash out

·        Mike Ashley wants to buy the assets cheap

·        Business Buying Opportunity Webinar

·        UK introduces Tier system lockdowns

·        Biggest economic decline in 300 years

·        UK national debt now exceeds £2 Trillion

·        Government borrowing will reach £394bn

·        Average house prices reach an all time high

·        Property marketing slows down in London

·        How a crash will affect your pension plan

·        Why live in expensive town centres anymore?

·        Thousands trapped in unsellable leasehold flats

·        Government extends ban on landlords evicting tenants

·        Self-employed, have you claimed your government grant?

·        Why UK Property prices rising after stamp duty cut, despite the downturn?

·        New planning rules will open up more opportunities to make money in property

·        You can create a second income during the lockdown…and come out stronger

·        Learn how to make money from property without deposits, mortgages or cash

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period.

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution?

By Charles Kelly, Wealth Mentor, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on wealth mentoring and coaching, how to survive the crisis and even quit the rat race, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

Someone will make a fortune from the collapse of Debenhams and Arcadia…

The 2020 business buying opportunity webinar will reveal:

·        The 10 strategies and tactics which have CHANGED as a result of lockdown

·        Three compelling reasons why now is the right time to buy a business and why you just can’t miss out

·        Why the number of businesses coming to market over the next twelve months will at least triple - and it’s not just because of Coronavirus

·        How to, without insulting the seller, lower the price by at least 50%, with one simple sentence

·        The real secret of finding businesses to buy – and it’s not cold calling or LinkedIn

·        Why Business Brokers are now your friend – even though for years I’ve been saying that they are the enemy...

Your webinar host Jonathan Jay:

"During lockdown I completed the purchase of SIX business, without meeting anyone face to face and without leaving my home. And I have another three at exchange, about to complete.

But here’s the best part – because of the lockdown, the deal structure changed overnight and this combined £3m a year annual revenue became mine, WITHOUT any of my personal cash invested."

Join Jonathan on Wednesday, 2nd December to find out how to utilise his exact strategy.

Claim your spot now!

Click for more details - https://bit.ly/36dbTvS

UK property prices reach new highs, but London dropping as buyers move o...

UK property prices reach new highs, but London dropping as buyers move outwards

UK house prices went up again in October, at the fastest rate for five years, as buyers scrambled to beat next year's stamp duty deadline, the Nationwide Building Society reports.

Annual house price growth rose to 5.8% and the average price is now £227,826.

A similar survey by the Halifax show an even higher annual growth rate of 7.3%

For the next five months, buyers of properties valued at up to £500,000 in England and Northern Ireland will not have to pay stamp duty on the purchase. Second home buyers and buy-to-let investors will still have to stump up the 3% tax grab surcharge.

How long will the boom last?

Booms are usually followed by bust, something which has not escaped the attention of the Bank of England. Official figures released by the central bank this week revealed that home-buyer mortgage approval climbed to a 13-year high in September.

There are fears that the market is heading for a cliff-edge with potential buyers possibly pulling out of transactions in 2021 if they cannot meet the stamp duty deadline.

The BBC reports that NAEA Propertymark has called for action to avoid the cliff-edge by extending the deadline.

As the current furlough scheme comes to a close unemployment figures could rise rapidly leading to lower buyer demand and rising repossessions.

A second wave of Covid 19 is sweeping the country forcing regional lockdowns and restriction, which could stall economic recovery.

Meanwhile, Rightmove reports that asking prices in London’s zone 1 are falling while prices are rising in the suburbs, as buyer seek safer havens and more buck for their bang.

 

Source: Rightmove.com

More articles and money news available at Money Tips Podcast - www.moneytipsdaily.com

·        New Job Support Scheme

·        Welsh Government lockdown

·        UK state pension age rises to 66

·        Emergency help for energy bills - Ofgem

·        How a crash will affect your pension plan

·        House prices rise will reach all time high

·        How to avoid bankruptcy in business

·        Is this the end of office work as we know it?

·        Why live in expensive town centres anymore?

·        Thousands trapped in unsellable leasehold flats

·        Government extends ban on landlords evicting tenants

·        Self-employed, have you claimed your government grant?

·        Why UK Property prices rising after stamp duty cut, despite the downturn?

·        New planning rules will open up more opportunities to make money in property

·        You can create a second income during the lockdown…and come out stronger

·        Learn how to make money from property without deposits, mortgages or cash

Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period.

Are you ready to adapt to the new economic model?

As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution?

By Charles Kelly, Wealth Mentor, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

If you’d like further information on wealth mentoring and coaching, how to survive the crisis and even quit the rat race, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com

Heal your money wounds the Japanese way with Ken Honda Japan’s #1 bestselling personal development guru. Ken will take you on a journey where he will teach you the Japanese art of healing your money wounds and making peace with your money. Too often, money is a source of fear, stress, and anger, often breaking apart relationships and even ruining lives. We like to think money is the centre of our lives and everything depends on our financial status, but Ken challenges our beliefs to install more liberating perceptions of money and delivers concrete tools that have the power to change your life. Click to join his free masterclass – Click: https://bit.ly/2GqyYki