UK Fixed Mortgage Rates Drop Below 5% As Inflation Falls to 4.6%

UK Fixed Mortgage Rates Drop Below 5% As Inflation Falls to 4.6%

Last chance to join my live 1-Day SMART MONEY WORKSHOP for just £17 for 2 places. Saturday 25 November 10-4pm - reserve your seat now - https://buy.stripe.com/00g01E92W4R8cfebII

Fixed mortgage interest rates have dipped below 5% after new figures show that inflation fell from 6.7% in September to 4.6%, less than half the 11.1% rate in October 20022.

In his Autumn Statement, Chancellor Jeremy Hunt announced plans to increase state pensions by 8.5, benefits by 6.7%, unfreezing Local Housing Allowance and the National Living Wage from £10.42 to £11.44 an hour from April 2024 – whilst simultaneously cutting NI for the self-employed and business taxes.

More planning reforms announced to speed up building and infrastructure projects.

Mortgage Rates Fall – Interview with Mortgage Broker Miriam miriam@smfinancialpln.co.uk

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

 

If you are suffering from section 24, join us for a free landlord Sec.24 tax seminar live in London this month.

Unlocking The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3 Simple Steps

I want to show you exactly how you can:

•       Not only survive, but thrive in a recession or depression?

•       Get control of your finances and spending?

•       Save and invest for your future?

•       Learn about money and finance?

·        Develop a millionaire mindset.

To help you, I am running a free training webinar. 

Unlocking The Secrets Of Financial Freedom - How To Master The Art Of Wealth Building In 3 Simple Steps

I want to help you get control of your money, learn how to invest and become financially free by developing a millionaire mindset – which is not about buying flashy things and looking rich!

Join me online on my free live money management training Wednesday at 8.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

Last chance to join my live 1-Day SMART MONEY WORKSHOP for just £17 for 2 places. Saturday 25 November 10-4pm

Places are limited to give attendees more individual attention - reserve your seat now - https://buy.stripe.com/00g01E92W4R8cfebII

 

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Mortgage & Property Update - Money Tips Podcast

Mortgage & Property Update Money Tips Podcast

·        Property prices decline

·        Rents soar

·        Fixed rates fall

Join me online on my free live money management training Wednesday at 8.00PM. Register now below https://bit.ly/3QPp8IH

Watch full video - https://youtu.be/LboQYzyANnA

Your belief system and mindset can seriously affect your wealth and the quality of your life.

The answer lies within you.

Your internal economy and mindset have a more profound impact on your financial success than external events. Recent events have exposed that many lack the financial resilience to handle unexpected crises like job loss or mounting bills.

But the good news is, you can take control.

Learn how to master your money in just 28 days, paving the way to wealth and financial freedom without sacrificing your life's pleasures.

In this free live online training, I will reveal:

- The 3-Step Formula for Successful Money Management

- Strategies to Transform Your Money Mindset

- Techniques to Build Lasting Wealth

Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps

Discover the keys to prosperous money management that won't compromise your quality of life. Register here - https://bit.ly/3QPp8IH

In today's challenging economic landscape, where inflation, higher interest rates, and downturns prevail, there are always those who not only survive but thrive. What sets them apart?

Watch full video on YouTube - https://youtu.be/lE2q5J-TcCM

See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

 

Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I

How To Develop A Millionaire Mindset

I want to show you exactly how you can:

•       Not only survive, but thrive in a recession or depression?

•       Get control of your finances and spending?

•       Save and invest for your future?

•       Learn about money and finance?

·        Develop a millionaire mindset

To help you, I am running a free training webinar. 

3 Steps To Success Money Management and Financial FREEDOM!

I want to help you get control of your money, learn how to invest and become financially free by developing a millionaire mindset – which is not about buying flashy things and looking rich!

Join me online on my free live money management training Wednesday at 8.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#mindet #money #wealth #landlord 

Better News And Opportunities For Landlords As Fixed Mortgage Rates Fall And EPC Changed Parked

Good News And Opportunities For Buy-to-Let Landlords As Mortgage Interest Rates Finally Start To Fall And EPC Changes Dropped

In this week’s Money Tips Podcast edition:

·        Fixed mortgage rates ease following Bank of England’s rate hold.

·        Opportunities for landlords to increase rental returns and/or reduce management time and costs through leasing, holiday lets and rent-to-rent.

·        EPC Changes Dropped

The Bank of England held rate this month, as inflation starts to ease, and the economy slows. Lenders have responded with lower fixed rates.

Watch full video here: https://youtu.be/Y5nEzLl9wmw

Banks are in the business of lending, which means they must make mortgage deals more attractive for borrowers.

However, headline fixed rates are not always the best deal when fees and charges are taken into account.

For instance, SBI are offering a market leading fixed rate mortgage at 3.9%! Sounds great until you realise that the arrangement fee is a whopping 5%! This would amount to £10,000 on a £200,000 loan.

You could be better off paying a higher rate with a lower fee, which is why it pays to use an experience independent adviser. A good independent mortgage broker can guide you through the minefield of mortgage deals.

Higher interest rates have forced landlords to look for better returns and yields on their properties.

The rent-to-rent and holiday let market has grown in the last few years and there are many established and reputable companies offering a variety of solutions for landlords seeking higher returns or less management.

Some offer guaranteed rents for periods ranging from 2 – 5 years, while others will share profits with the landlord on holiday lets, which could be higher but has no guarantee.

The property must be in a “habitable” condition, but in the case of holiday lets must also be fully furnished to a high standard at the landlord’s expense – this can involve spending up to £10,000 to get the property in showroom condition.

There is a huge demand for properties for contractors, homeless families and asylum seekers.

Do your own due diligence and stick to establish, reputable companies with a good track record.

If you have a mortgage, check that your lender will allow a company let or lease and obtain their permission to avoid being in breach of your mortgage terms. This could result in your mortgage being cancelled or “called in” = i.e., we want our money back in 30 days!

Your buildings insurer will also need to be informed, otherwise you risk having any claims, for instance a fire, refused.

See also:

 

·        Transfer Property to A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

 

·        Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I

In today's challenging economic landscape, where inflation, higher interest rates, and downturns prevail, there are always those who not only survive but thrive. What sets them apart?

The answer lies within you.

Your internal economy and mindset have a more profound impact on your financial success than external events. Recent events have exposed that many lack the financial resilience to handle unexpected crises like job loss or mounting bills.

But the good news is, you can take control.

Learn how to master your money in just 28 days, paving the way to wealth and financial freedom without sacrificing your life's pleasures.

In this free live online training, I will reveal:

- The 3-Step Formula for Successful Money Management

- Strategies to Transform Your Money Mindset

- Techniques to Build Lasting Wealth

How To Develop A Millionaire Mindset

I want to show you exactly how you can:

•       Not only survive, but thrive in a recession or depression?

•       Get control of your finances and spending?

•       Save and invest for your future?

•       Learn about money and finance?

·        Develop a millionaire mindset.

To help you, I am running a free training webinar. 

3 Steps To Success Money Management and Financial FREEDOM!

I want to help you get control of your money, learn how to invest and become financially free by developing a millionaire mindset – which is not about buying flashy things and looking rich!

Join me online on my free live money management training Wednesday at 8.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

Have a great weekend and week ahead.

 

#mortgage #fixedratemortgage #landlord #property #renttorent #butoletlandlord #rentalproperty #asylum #EPC #Netzero

Best Mortgage Deals and Rates Following Base Rate Hike

Best Mortgage Deals and Rates Following Base Rate Hike

Following the Bank of England’s 13^th base rate hike to 5%, we look at the current mortgage deals on offer for fixed rates, discounts, trackers and buy-to-let.

Also in this Money Tips Podcast episode:

·        Transferring buy-to-let property to a limited company without paying CGT and Stamp Duty

·        Improving your returns using holiday lets or serviced accommodation (SA)

·        Getting around George Osbourne’s Section 24 tax grab on buy-to-ley landlords

See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

 

See also:

Housing Market in DEEP Trouble: https://youtu.be/USGREwntT1I

Interest Rates Will Rise, Property Prices Will Fall And Opportunities Will Open Up:

https://www.youtube.com/watch?v=ziTf2jOagB8&t=179s

How To Develop A Millionaire Mindset

I want to show you exactly how you can:

•       Not only survive, but thrive in a recession or depression?

•       Get control of your finances and spending?

•       Save and invest for your future?

•       Learn about money and finance?

·        Develop a millionaire mindset

To help you, I am running a free training webinar. 

3 Steps To Success Money Management and Financial FREEDOM!

I want to help you get control of your money, learn how to invest and become financially free by developing a millionaire mindset – which is not about buying flashy things and looking rich!

Join me online on my free live money management training Wednesday at 8.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

 

Multiple Streams of Property Income - Flagship 3-Day Training

Friday 14th to Sunday 16th July 2023

 

Register HERE for complimentary tickets:

https://bit.ly/propertyABC

 

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Interest Rates Rise AGAIN: How the Fed and BoE's 0.25% Hike Will Impact ...

Interest Rates Rise AGAIN: How the Fed and BoE's 0.25% Hike Will Impact Your Mortgage and a Slowing Property Market

This week, both the Federal Reserve in the United States and the Bank of England have announced a 0.25% interest rate hike. This move comes in response to rising inflation and a strengthening economy. While interest rate hikes may be good news for savers, they can also have a significant impact on the mortgage and property market.

Join me online on my free live training Wednesday at 8.00PM. https://bit.ly/3QPp8IH

One of the most immediate impacts of the interest rate hike will be on fixed-rate mortgages. These mortgages are often preferred by buyers because they provide a predictable monthly payment over the life of the loan. However, when interest rates rise, the cost of borrowing increases, which means that fixed-rate mortgages will become more expensive. This may make it more difficult for some buyers to qualify for a mortgage, or force them to adjust their budget to afford a higher monthly payment.

The interest rate hike could also impact the demand for homes. As the cost of borrowing increases, some buyers may decide to hold off on purchasing a home or look for a less expensive property. This could lead to a slowdown in the housing market, which could ultimately impact property values.

In addition, rising interest rates can also impact the rental market. As the cost of borrowing increases, landlords may have to raise their rents to cover their increased expenses. This could make it more difficult for renters to find affordable housing.

Rising interest rates could be good news for savers. As banks slowly increase their interest rates, savers may be able to earn a higher return on their savings. This could encourage more people to save, which could ultimately help to strengthen the economy.

Inflation is another factor to consider when thinking about the impact of interest rate hikes. As the cost of borrowing increases, so too does the cost of goods and services. This can lead to higher inflation, which can ultimately impact the economy. However, by raising interest rates, the Federal Reserve and the Bank of England are trying to keep inflation in check and prevent it from spiralling out of control.

In conclusion, the interest rate hikes announced by the Federal Reserve and the Bank of England this week are likely to have a significant impact on the mortgage and property market. While fixed-rate mortgages will become more expensive, savers may be able to earn a higher return on their savings. The demand for homes may also slow down, which could impact property values and the rental market. As always, it is important to monitor the situation and adjust your financial plan accordingly.

Need more help with your money, finances or debt?

We are living in challenging economic times.

I want to show you how can you:

·        Not only survive, but thrive in a recession or depression?

·        Get control of your finances and spending?

·        Save and invest for your future?

·        Learn about money and finance?

To help you, I am running a free training webinar. 

3 Steps To Success Money Management!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live training Wednesday at 8.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#money #savings #invest #costoflivingcrisis #inflation #freetraining #recession #economy #financialfreedom #moneymanagement #moneymakingideas #interestrates #mortgages

Time to get fixed up? This has nothing to do with Valentine’s day!

Time to get fixed up? This has nothing to do with Valentine’s day!

With central bank rates rising around the world to control inflation, mortgage rates will be going up for millions of borrowers.

If you have a long-term fixed rate mortgage you have nothing to worry about at the moment. However, roughly one quarter of borrowers in the UK are on variable or tracker rates, which means they could be facing substantial payment increases as base rates look set to continue upwards.

The UK has just increased rates again - by .25% to .5%, and the US Federal reserve in look set to raise interest rates earlier than expected to combat a 7.5% inflation rate not seen since the 1980’s.

The boss of Tesco, Britain’s biggest supermarket, John Allan, said “worse is yet to come” as warned this week of further food price increases. If you’re a Marmite lover you’d better stock up as the maker is about to charge more for the popular spread due to rising costs.

Unlike the US, most UK borrowers are on relatively short-term fixed rate mortgage deals, which means they could be in for a nasty shock when their rate expires.

Now could be the time to talk to your financial adviser or mortgage broker about switching before rates go up again? Check the lender penalties to calculate the benefits of switching now.

Mortgage lenders also whack on hefty fees for giving you a mortgage rate, plus early redemption and final redemption fees, which they used to call a ‘deed handing fee’!

City property rental increases as workers return to office

Zoopla reports that the cost of renting a property in a city centre is going up as office workers, students and international residents come back. The UK is effectively dropping Covid restrictions this month and cities appear to be getting back to some form of normality.

Renters are paying an average of £62 more a month than pre-pandemic rents Zoopla found.

End of tax year tax saving hints.

With the end of the fiscal year looming on 5 April, now is the time to start tax planning your ISA and pension contributions.

You can put up to £20,000 into a tax-free ISA each fiscal year, as well as maximising your pension contributions.

If you are in the UK and earn less than £18,570 a year from income and savings interest, your savings interest is tax-free due to tax-free savings and the starting savings rate.

There are other more specialist tax saving investment schemes, such as Enterprise Investment Scheme (EIS) and Venture Capital Trusts (VCTs). Talk to an independent final adviser.

Get control of your finances in 2022.

We know exactly what the millionaire and billionaire habits and traits are, as success leaves tracks. All you need to do is follow their tracks to become wealthy and financially free!

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2.

#property #inflation #money #business #stockmarkets #interestrates #nomoneydownproperty #financialfreedom #isa #pension #EIS #VCT #mortgage #fixedratemortgage #propertyrental #valentinesday

Stock Markets Drop Around The World On New Covid Variant Shock

Stock Markets Fall Around The World On New Covid Variant News

Stock markets fell sharply across the world after the discovery of a new Covid variant which threatens the economic recovery as more restrictions are introduced.

London’s the FTSE 100 share index dropped by nearly 3%, while markets in Germany and France also declined following falls in Asia.

40 Year Fixed Rate Mortgage Launched

Kensington Mortgages launched a mortgage product with a rate that can be fixed for up to 40 years.

First-time-buyers in major UK cities like London may be forced to borrow more than 5 times the average salary to get on the housing ladder, as the affordability ratio soars.

Free No Money Down Property Masterclass Register Here- https://bit.ly/32qvuZY

Food Prices Will Rise

A global shortage of fertilisers is driving up food prices and leaving poorer countries facing crisis, says the boss of a major fertiliser firm, the BBC reports.

UK Car Industry Suffers Worst October In 65 Years

UK car production dropped by more than 40% last month to the lowest level recorded for October since 1956.

Net Migration To The UK Falls By 88% As Asylum Claims Reach 20-Year High

The UK recorded a major fall in net migration last year as figures show a huge reduction in the number of people arriving due to the Covid-19 pandemic and Brexit.

Net migration in the UK was 34,000 in 2020, compared with 217,000 the year before, analysis showed. The number of immigrants coming to the country more than halved to an estimated 268,000 in 2020, compared with 592,000 people the previous year.

27 migrants die in Channel as boat overturns off the coast of France

The migrant crisis continues as thousands of people enter the UK illegally despite this week’s tragedy. Asylum applications to the UK have reached their highest level since 2004, according to official estimates.

India to Ban Cryptocurrencies

As a number of major economies plan to launch digital currencies, India is set to follow China in banning Cryptocurrencies.

The ban will relate to all private cryptocurrencies with certain exceptions to allow the promotion of the underlying technology and its uses. Cryptocurrency prices dropped on Indian exchanges after the decision on the bill's future was announced.

According to a government bulletin, the ban is part of the proposed Cryptocurrency and Regulation of Official Digital Currency Bill that will be introduced in its winter session.

The planned legislation aims "to create a facilitative framework for the creation of the official digital currency to be issued by the Reserve Bank of India (RBI)".

See also:

Interest Rates Held At 0.1% But Will Rise Soon

9 Habits To Develop Extreme Productivity

Buy-to-Let Property Demand Down 60% Says London Estate Agent As Chinese Buyers Dry Up - https://youtu.be/4RLroedmkX4

What Can You Invest In That's Guaranteed To Go Up In Price In 12 Months? The Answer Will Shock You! - https://youtu.be/_ccb_gTVDkQ

Financial education in investing is the key to building and keeping wealth. Never stop learning!

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.

I cover financial education and money mindset in my book, 'Yes, Money Can Buy You Happiness", which you can order on Amazon: https://www.amazon.co.uk/Yes-Money-Can-Buy-Happiness/dp/1095175858

DISCOVER HOW THOUSANDS OF ORDINARY BRITS ARE QUIETLY GETTING RICH USING NONE OF THEIR OWN MONEY!

At the No Money Down Discovery we reveal the many ways you can create a job replacing income from property using none of your own money. Register here - https://bit.ly/32qvuZY

Skilled trainers will reveal proven, successful methods for you to cash in on right now, even if you have no previous experience and little to no finance. 

When you join us you will discover:

• The No Money Down Matrix. A system of proven investment strategies guaranteed to secure property with none of your own cash.
• A Step-by-step guide on how to structure a property deal that’s right for you and the vendor.
• The 4 core investing principles you need to secure the perfect deal that creates a long-term cashflowing asset.
• How to cash in on the next big property strategy and control an empire of properties “Rent-To-Own.”
• For deals that do require cash, learn how you can use someone else’s money and quickly recycle it to give them all their money back, and you keep the property for free!
• How to recycle the money you have used to invest and give it back to the partners who gave it to you, leaving you with another cash-producing property to add to your portfolio
• What the Super-Rich do to make a fortune by controlling property without owning it, and how YOU can do the same. Donald Trump uses this very strategy!
• Learn how to do successful Joint Ventures - and become a Money Magnet, attracting more investment partners and more joint venture finance than you can handle
• Learn creative thinking, creative structures and master negotiation skills to make all deals the ultimate win-win

All the trainers have all 'been there, done that’ and you can relax in the certainty that you are getting the expert help you deserve! Register your place here. - https://bit.ly/32qvuZY

 

#property #financialeducation #freetraining #propertyinvestment #investing #passiveincome #nomoneydownpropertyinvesting #makemoneyonline #chinaproperty #buytoletproperty #rentalproperty #propertymarketnews #interestrates #immigration #netmigration #Mortgages

How Will Interest Rate Rise And Stock Market Fall Hit You?

How Will Interest Rate Rise Hit You?

As inflation soars around the world, interest rates are set to rise this year. How will this impact you?

Stock Markets could fall 10%, the Bank Of England has warned

Financial markets and stocks and shares could see a “sharp downturn” with lower expectation of an early economic recovery from the lockdown the Bank of England predicted this week.

How can you protect yourself and profit from a stock market or property crash?

More property companies in China are following Evergrande’s default on interest payments, but the government is desperately propping up the market.

Even if you do not directly invest in the stock market or property your pension fund manager may be doing so on your behalf. Check with your administrator or financial adviser.

The answer is to learn about investing and become more financially aware.

Financial education is the key to building and keeping wealth. Never stop learning!

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

Book now as spaces fill up fast...

#interestrates #evergrande #chinacrisis #realestatebubble #property #stockmarketcrash #inflation #financialeducation #freetraining #evergrande #chinapropertybubble #bankofengland

Interest Rates Set To Rise By December Economists Predict

Interest Rates Set To Rise By December Economists Predict

As prices, wages and inflation soars, the market is pricing a rise in interest rates before Christmas.

The Times reports that economists at Bank of America expect a modest 0.15 percentage point rise in December taking base rates up to .25%.

Base lending rates have not increased since 2018 and in March 2020 during the pandemic the Bank of England slashed rates to an historical low of 0.1%.

Central banks are between a rock and a hard place where they will be forced to raise rates to curb inflation but will pay billions more on their own borrowing. A rise of just 1% will cost the UK an additional £10 billion a year. The cost will be billions more for the US.

Homeowners and buy-to-let investors will be protected whilst they hold a fixed rate mortgage but will suffer higher repayments when the rate expires. In the UK, most mortgages are fixed for two to five years. Mortgage rates actually went up when base rates were reduced, but lenders have recently entered into a mini-price war on buy-to-let deals.

Cheap borrowing has been blamed for increasing house prices despite the country experiencing the worst economic downturn on record!

1.1 million job vacancies

Job vacancies in the UK have reached a 20-year high, which will slow economic recovery.

The ONS reports that the number of employees on payrolls showed another monthly increase, rising 207,000 to a record 29.2 million in September.

The Institute for Employment Studies (IES) said labour shortages were "affecting the whole economy, and where likely between a quarter and a third is explained by lower migration".

Tony Wilson, director of the IES, told the BBC there were now fewer unemployed people per vacancy than at any time in at least 40 years. This is down to fewer older people in work and more young people in education he said.

The number of vacancies hit another record high of 1.1 million and average weekly earnings, including bonuses, are 7.2% higher than this time last year. Wage rises, which have reach 15-20% in some sectors, are normally followed by higher inflation and consumer prices for all.

Business leaders want to be allowed to import the workers they need to fill labour shortages. However, the government wants an end to low-skilled and low-wage immigration.

The energy crisis is threatening to shut down manufacturing production in the UK within days unless the government takes urgent action. Businesses want the government to protect them from huge increases in energy costs as well as reducing or removing ‘green tariffs’, which puts them at a disadvantage compared to countries like China.

The UK is sitting on a gold mine of natural shale gas that the government will not exploit due to environmental concerns. The US takes advantage of its shale gas which is why prices are one sixth of UK gas.

While China powers industry with coal fired stations, the UK refuses to reopen new coal mines in order to meet environmental targets which Asian competitors ignore.

China’s debt and real estate bubble has not gone away, with Evergrande and two other Chinese property companies defaulting on foreign owned bond interest payments.

Stock Markets could fall 10%, the Bank Of England has warned

Financial markets and stocks and shares could see a “sharp downturn” with lower expectation of an early economic recovery from the lockdown the Bank of England predicted this week.

How can you protect yourself and profit from a stock market or property crash?

Even if you do not directly invest in the stock market or property your pension fund manager may be doing so on your behalf. Check with your administrator or financial adviser.

The answer is to learn about investing and become more financially aware.

Financial education is the key to building and keeping wealth. Never stop learning!

Keep watching or listening to my free podcasts on iTunes and subscribe to my YouTube channel for regular financial news and updates.

If you would like to learn more about investing and managing your money, become a professional property investor, or would like to be financially free without working any harder, watch this free on demand training.

I will give a special free gift which can help you to immediately transform your finances when you attend the online training.

Click on this link to watch the free training now https://bit.ly/3wLWqx2

Book now as spaces fill up fast...

#interestrates #evergrande #chinacrisis #realestatebubble #property #stockmarketcrash #inflation #financialeducation #freetraining #evergrande #chinapropertybubble #bankofengland

Virgin Money Announce a 15 Year Fixed Rate Mortgage