Turn Your Home Into Your Pension - Equity Release Mortgages Explained

Turn Your Home Into Your Pension - Equity Release Mortgages Explained

You can turn your property into your pension, or provide a gift house deposit to your children with an Equity Release Mortgage. With Laurence Silver, independent equity release adviser.

Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps

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If you need independent mortgage or equity release advice, email us to arrange a free consultation with Laurence Silver. Watch full interview - https://youtu.be/R7ujUB-7k9o

Serviced Accommodation

If you are a property owner or landlord looking to increase your rental returns whilst reducing the headache of section 21, and the looming renters reform act, contact me at SouthHerts@localagent.co.uk

 

Unlock Financial Freedom: Master the Art of Money Management in 3 Simple Steps

Discover the keys to prosperous money management that won't compromise your quality of life.

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In today's challenging economic landscape, where inflation, higher interest rates, and downturns prevail, there are always those who not only survive but thrive. What sets them apart?

The answer lies within you.

Your internal economy and mindset have a more profound impact on your financial success than external events. Recent events have exposed that many lack the financial resilience to handle unexpected events like job loss or mounting bills.

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In this free live online training, I will reveal:

- The 3-Step Formula for Financial Freedom and Successful Money Management

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About Charles Kelly:

Speaker, Podcaster, Author, Property Investor, Digital Marketing, Former Immigration Adviser and International Recruiter and Business Consultant.

Charles has been featured as an expert guest on prestigious platforms such as BBC News, Radio 5, and more. He is committed to helping individuals achieve financial freedom through education, effective money management, and the acquisition of valuable money-making skills.

Don't miss this opportunity to take charge of your financial future.

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UK Property Talk - Equity Release Lifetime Mortages Explained By Qualifi...

Equity Release Lifetime Mortgages Explained

How you can release or take capital from your home using a lifetime mortgage equity release scheme.

Interview with Independent Equity Release expert, James Blair

If you would like to find out more about releasing equity from your home or arrange a consultation, message me.

Check out my new training to help you get control of your finances and learn how to become financially free in 28 days!

Click to join: https://bit.ly/3isugCr

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Half Mortgage Borrowers In Debt After Retirement As Equity Release...

Half Mortgage Borrowers Still In Debt After Retirement As Equity Release Takes Off

Almost half of new UK mortgages are being made to borrowers who will not have paid off their loans by age 65, according to the trade association, UK Finance.

Longer and lifetime mortgages are part of a growing trend towards people ending their lives in debt to the banks. This compares to a third of borrowers in 2014.

Lifetime mortgages or equity release have become more popular in the last decade after soaring property values have encouraged people seek to pull cash from their homes. More lenders have entered the market and advertise heavily on daytime TV.

Equity release loans can be used to help provide children and grandchildren with a deposit on their first home, supplement pensions or mitigate inheritance tax by reducing the value of the estate left on death.

As a former financial adviser, I met people who lived in mortgage-free valuable homes which they could not afford to maintain or heat.

I also met borrowers who did not know the difference between an interest-only and repayment mortgage. They did not realise that their loan would not be paid off and that they were only paying interest and not capital.

Lenders can demand full repayment of the loan at the end of the mortgage and are not obliged to extend the term.

You should get independent advice if you are interested in releasing equity – borrowing - from your home.

The Bank of England has held base interest rates at 0.1% despite forecasting 4% inflation by the year end. However, the market expects rates to rise in early 2022.

Other articles:

Property Sales Up 32% In August

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