Friday, September 5, 2025

Housing Minister Angela Rayner Admits Avoiding £40,000 Stamp Duty Tax On...

Housing Minister Angela Rayner Admits Avoiding £40,000 Stamp Duty Tax On Her Third Home

Tax dodging Labour Housing Minister and deputy Prime Minister forced to resign after being found guilty of misconduct under the ministerial code by the Ethics Watchdog.

Why are mortgage rates rising despite falling base rates.

China, India and Russia’s show of strength defying Trumps sanctions and the dominance of the Dollar.

See also:

Labour’s Coming for Your House? Rachel Reeves’ Shocking Tax Plan!

https://youtu.be/h8zYPlicIAU

Is this the right time to buy?

Watch full video: https://youtu.be/72J6Bo0sG2Q

See also:

Property or Stocks – Which Is The Best Investment For You?

 “Should I invest in property or the stock market?”

Watch video - https://youtu.be/M6kWFPs8HPw

Learn more about property investing in this free webinar:

https://events.progressiveproperty.co.uk/pre-msopi/?utm_medium=In%20House&utm_leadSource=Ambassador&utm_leadSubSource=AMB0427&utm_firstLeadSource=Ambassador&utm_firstSubSource=AMB0427&utm_referrer=JH

See also:

Property or Stocks – Which Is The Best Investment For You?

 “Should I invest in property or the stock market?”

Watch video - https://youtu.be/M6kWFPs8HPw

If you are a buy-to-let property landlord and help with Section 24, or would like to attend a free property course on 'No Money Down' Property Investing, contact:

Charles@charleskelly.net

 

#tax #section24 #landlordtax #higherratetax #millionairesleaveuk #propertyinvestment #buytoletproperty #moneytips #rentersrightsbill  #angelarayner #stampduty #taxavoidance


Sunday, August 24, 2025

Labour’s Coming for Your House? Rachel Reeves’ Shocking Tax Plan!


Now they want your main residence and wealth – what Rachel Reeves’ latest tax proposals mean for YOU…

Labour’s Chancellor, Rachel Reeves, has sparked controversy with proposals that could hit UK homeowners and investors hard.

She’s considering a new wealth tax and extending Capital Gains Tax (CGT) to residential homes, something that has never been done before for main residences. On top of that, she’s looking to reform Stamp Duty and replace it with wealth and CGT on main residences.

Having f@cked the economy, the government’s finances are in a mess, with the national debt standing at £2.7 trillion and rising by £5,000 every second, so Reeves is desperately scratching around to find ways to tax us even more without raising the basic income tax rate.

What does this mean for property owners, landlords, and anyone planning to buy or sell? Could your family home now be seen as a taxable asset? And what impact will this have on house prices and the property market as a whole?

In this episode of the Money Tips Podcast, I break down:

What these tax changes could look like
Who will be affected the most
How you can prepare and protect your wealth before it’s too late

Watch now to stay ahead and avoid nasty surprises https://youtu.be/h8zYPlicIAU

Subscribe and like for more UK-focused financial insights.

What is your biggest money goal?

We are living in challenging economic times.

I want to show you how can you:

·        Not only survive, but thrive in a recession or depression?

·        Get control of your finances and spending?

·        Save and invest for your future?

·        Learn about money and finance?

To help you, I am running a free training webinar. 

3 Steps To Success Money Management!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 8.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

If you are a buy-to-let property landlord and help with Section 24, or would like to attend a free property course on 'No Money Down' Property Investing, contact:

Charles@charleskelly.net

 

#UKProperty #RachelReeves #CapitalGainsTax #WealthTaxUK #StampDuty #UKHousingMarket #MoneyTipsPodcast #FinancialFreedomUK #CharlesKelly #PropertyInvestmentUK

 


Thursday, August 21, 2025

House Prices Falling Say Rightmove As Economy Slows and Inflation Rises


House Prices Falling Say Rightmove As Economy Slows and Inflation Rises

UK house prices fell again last month, as the property website Rightmove reports a summer drop of £10,000.

Watch video - https://youtu.be/v4Er9PW8ns4

What is your biggest money worry?

We are living in challenging economic times.

I want to show you how can you:

·        Not only survive, but thrive in a recession or depression?

·        Get control of your finances and spending?

·        Save and invest for your future?

·        Learn about money and finance?

To help you, I am running a free training webinar. 

3 Steps To Success Money Management!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 8.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

If you are a buy-to-let property landlord and help with Section 24, or would like to attend a free property course on 'No Money Down' Property Investing, contact:

Charles@charleskelly.net

 

#tax #section24 #landlordtax #interestrates #property #mortgagerates #homebuyers #estateagent #housepricefall #finance #moneytraining #moneymanagement #wealth


Monday, August 11, 2025

Homelessness Minister Resigns After Her Own Tenant Eviction Backfires



Homelessness Minister Resigns After Her Own Tenant Eviction Backfires

 

You couldn’t make it up!

 

Former homelessness Minister Rushanara Ali, MP, had to resign from her government job last week after it was revealed that she had evicted her tenants claiming that she was selling the property, but later listed it for rent at £700 per month more, a rental hike of 20%!

 

In other words, she did the very thing her own Labour government will ban under the Tenant’s Rights Bill.

 

She has not apologised, only stated that she had not broken any laws. Whilst she is factually correct under the current rules, what she did will be outlawed next year. 

 

She is part of the government that has drafted the new rules which will end Section 21 eviction notices and ban landlords from re-listing their properties for rent if they have previously stated they were selling it for up to 12 months. 

 

Rank hypocrisy of government ministers who tell us to do as I say as I do.

 

The Bank of England have cut interest rates from 4.25% to 4%, the lowest level for two years.

 

Watch full video… https://youtu.be/8Z6-x99Wu9Y

 

If you are a buy-to-let property landlord and help with Section 24, or would like to attend a free property course on 'No Money Down' Property Investing, contact:

Charles@charleskelly.net

 

#tax #section24 #landlordtax #higherratetax #millionairesleaveuk #propertyinvestment #buytoletproperty #moneytips #rentersrightsbill #section21


Sunday, August 3, 2025

16,000 Millionaires Just Left the UK – Here’s Why!

16,000 Millionaires Just Left the UK – Here’s Why!

In this episode of the Charles Kelly Money Tips Podcast, we explore why over 16,000 millionaires are expected to leave the UK in 2025. Is it high taxes? Political uncertainty? Better opportunities overseas? I’ll break down the reasons behind this growing wealth exodus, where they’re heading (hint: think Dubai, Portugal, and Singapore), and what it means for the UK economy.

Don’t forget to like, subscribe, and hit the bell so you don’t miss weekly insights on money, property, and financial freedom.

💬 Comment below: Would you leave the UK if taxes got worse?

#MillionairesLeavingUK #UKTaxExodus #CharlesKellyFinance #MoneyTipsPodcast #Dubai #Labouttax


Friday, July 25, 2025

UK House Prices Biggest July Fall In 20 Years


UK House Prices Biggest July Fall In 20 Years

London sees the biggest drop as average property prices suffer highest July fall in 20 years.

·        UK economy slides

·        Unemployment rises

·        Inflation rises

Watch full video: https://youtu.be/UjzOv8cOf1M

See also:

Should You Buy Property In The UK Right Now?

Property has long been the go-to for British investors and residential home owners. With strong demand, rising rents, and the power of leverage, buy-to-let can deliver solid long-term returns. But rising interest rates, tougher mortgage rules, and new landlord regulations are changing the game.

Is this the right time to buy?

Watch full video: https://youtu.be/72J6Bo0sG2Q

Property or Stocks – Which Is The Best Investment For You?

 “Should I invest in property or the stock market?”

Watch video - https://youtu.be/M6kWFPs8HPw

Learn more about property investing in this free webinar:

https://events.progressiveproperty.co.uk/pre-msopi/?utm_medium=In%20House&utm_leadSource=Ambassador&utm_leadSubSource=AMB0427&utm_firstLeadSource=Ambassador&utm_firstSubSource=AMB0427&utm_referrer=JH

If you are a buy-to-let property landlord and help with Section 24, or would like to attend a free property course on 'No Money Down' Property Investing, contact:

Charles@charleskelly.net

 

#tax #section24 #landlordtax #higherratetax #millionairesleaveuk #propertyinvestment #buytoletproperty #moneytips #rentersrightsbill


Saturday, July 12, 2025

Is it good time to buy Property in the UK?



Is it the right time to buy property in the UK whether you are a first time buyer, mover or buy-to-let investor? If you are a buy-to-let property landlord and help with Section 24, or would like to attend a free property course on 'No Money Down' Property Investing, contact: Charles@charleskelly.net #tax #section24 #landlordtax #higherratetax #millionairesleaveuk #propertyinvestment #buytoletproperty #moneytips #rentersrightsbill

Monday, July 7, 2025

Buy-to-Let Property vs Stock Market: What’s Really Better in the UK?

Buy-to-Let Property vs Stock Market: What’s Really Better in the UK?

Property or Stocks – Which Is The Best Investment For You?

In today’s Money Tips Podcast, we’re diving into one of the most common questions UK investors ask:

“Should I invest in property or the stock market?”

Both have made millionaires — but which one is right for you?

🏠 Property has long been the go-to for British investors. With strong demand, rising rents, and the power of leverage, buy-to-let can deliver solid long-term returns. But rising interest rates, tougher mortgage rules, and new landlord regulations are changing the game.

Learn more about property investing in this free webinar:

https://events.progressiveproperty.co.uk/pre-msopi/?utm_medium=In%20House&utm_leadSource=Ambassador&utm_leadSubSource=AMB0427&utm_firstLeadSource=Ambassador&utm_firstSubSource=AMB0427&utm_referrer=JH

📈 Stocks and shares, on the other hand, offer easy diversification, liquidity, and tax-efficient options like ISAs and pensions. With global exposure and lower entry points, investing in the FTSE 100 or global ETFs might give you more flexibility — and fewer headaches than tenants and repairs.

💡 In this episode, I compare the pros and cons of both — from risk and returns to tax, time commitment, and long-term potential.

I teach this and much more in my SMART MONEY COURSE – check out the link below:

 

Join my SMART MONEY COURSE - - https://bit.ly/4klq0mv

👉 Watch now and decide for yourself which investment suits your goals best.

🔗 Subscribe for more UK-focused financial tips every week!

Learn more about property investing in this free webinar:

https://events.progressiveproperty.co.uk/pre-msopi/?utm_medium=In%20House&utm_leadSource=Ambassador&utm_leadSubSource=AMB0427&utm_firstLeadSource=Ambassador&utm_firstSubSource=AMB0427&utm_referrer=JH

#PropertyInvestmentUK #StockMarketUK #BuyToLet #InvestingTips #MoneyTipsPodcast #UKFinance #StocksVsProperty #PassiveIncomeUK #FinancialFreedomUK #CharlesKelly

 


Sunday, June 29, 2025

More Landlords Dragged Into Section 24 TAX

More Landlords Dragged Into Section 24 TAX

 

As 7 million people set to pay higher rate, 40%, tax this year, 16,000 millionaires will leave the UK this year under Rachel Reeves tax policies.

More landlords are being sucked into higher tax bands and paying more tax due to George Osborne’s ‘Section 24’ tax hike.

If you are a buy-to-let property landlord and help with Section 24, contact: Charles@charleskelly.net

 

#tax #section24 #landlordtax #higherratetax #millionairesleaveuk


Friday, June 13, 2025

Silver Surges to 14 Year High as Central Backs Stockpile Gold

Silver Soars To 14 Year High As Central Banks Stockpile Gold And How Al Pacino Went Broke TWICE

 

In this week’s Money Tips Podcast:

Silver reaches 14 year high amid global economic slowdown, wars and Trump tariffs.

Silver to Gold ratio narrows as nations like Turkey, China and India hoard more Gold.

Gold overtakes the Euro as preferred reserve currency.

See full video podcast - https://youtu.be/IyHS2rk5Otk

Should you hold gold and silver as part of your portfolio? To learn more Check out my SMART MONEY COURSE - https://bit.ly/4klq0mv


World Bank forecast lowest growth rate for the decade since 1960s.

Rachel Reeves on massive spending spree, while business confidence and jobs plummet.

Where is she going to get the money from? Taxpayers and businesses, us!

UK economy declined in April, as growth stagnates.

Job vacancies and recruitment falling, as higher taxes drive business away.

See Smart Money Is Moving East – Is the UK Finished? - https://youtu.be/_5jK8oHuj8o

What can you do to secure your financial future in this changing world?


Could Japan’s debt crisis cause a worldwide recession?

The more money I made the less I had.

Al Pacino, legendary Hollywood actor

Despite earning millions from hit movies such as The Godfather trilogy, Scarface and The Scent of a Woman, Al Pacino was almost broke TWICE at the height of his fame and fortune.

Living “high on the hog”, spending $3-400,000 per MONTH!

Flying private jets and renting a huge house in Beverley Hills for 20 years!

He once flew his family and nannies on a private Gulfstream 500 to London and took an entire floor at the Dorchester.

He left his finances in the hands of a crooked accountant to the celebrities, who was later sentenced to seven years in jail for running a Ponzi scheme.

Pacino loved acting but admits that he was not paying attention to his finances and failed to invest.

In his book, Sonny Boy, he said, “I would give money away because I had it” and “it didn’t feel real, but it was, as I later found out”.

“The amount of money I was spending was so f****** crazy, a montage of loss” the Godfather star added. 

Pacino said when you make $10 million dollars for a movie you don’t get $10 million dollars. After lawyers, agents and the government take their share you end up with around $4 million.

His living expenses alone were at least that amount before he put his own cash into arthouse films which made no money and in many cases were not even distributed. 

Things were out of control as his staff and expenses expanded.

He owned two cars, but was paying for sixteen, along with multiple cell phones, salaries and a $400,000 a year for a landscaper on a house he didn’t even own!

The list goes on and the star wasn’t even signing his own cheques and his money was draining out faster than a leaking pipe.

Hangers on took advantage of Pacino’s generosity as his staff and expenses eventually grew beyond his means. 

He said, the more money he made the less he had!

What can we learn from Pacino’s mistakes?

You don’t have to be a movie star to experience the same issues.

Managing your money is important whether you’re making $100,000 a year or $100 million!

 

Check out my SMART MONEY COURSE - https://bit.ly/4klq0mv

 

What can you do?

 

As Warren Buffett said, financial education is the key to building wealth. It’s the stuff they don’t teach you in school. 

 

·        Learn how to build and protect wealth.

 

·        Learn how to manage your money.

 

·        Learn how to invest in assets rather than losing money by lending it to the banks. 

 

·        Learn about the invisible taxes like inflation which is eating up your savings. 

 

·        Learn about Gold and Silver, the only real money.

 

·        Property

 

·        Stocks and Shares

 

I teach this and much more in my SMART MONEY COURSE – check out the link below:

 

Join my SMART MONEY COURSE - - https://bit.ly/4klq0mv

 

#GlobalPowerShift, #UKEconomy #BritainInDecline, #MoneyTipsPodcast, #SmartInvesting2025 #gold #silver #goldsilverratio #japandebtcrisis #globalrecession #alpacino #thegodfather #scarface

 

 


Sunday, June 1, 2025

Smart Money Is Moving East – Is the UK Finished?



The Global Power Shift has begun – The East Has a plan has UK lost the plot?

 

As the West fumbles with political chaos, rising debt, and short-term thinking, the East powers ahead with vision and purpose. Countries like China, Malaysia, and the UAE are investing in infrastructure, education, and long-term strategy—while the UK seems stuck in a loop of tax hikes, red tape, and broken systems.

In this episode, I explore how global power is shifting fast—and why investors, entrepreneurs, and even families are looking East for opportunities, stability, and growth. What can you do to secure your financial future in this changing world? Has Britain lost the plot? Let’s find out.

Watch full video at Charles Kelly Money Tips Podcast - https://youtu.be/_5jK8oHuj8o

China’s multi-billion dollar ‘Belt and Road Initiative’ project is linking three quarters of the world’s countries - 150 nations through Road and Maritime former silk routes. 

Linking countries like Malaysia, Thailand, Cambodia, Laos, Pakistan, Uzbekistan, Kazakhstan and more. 

They are building it, not talking about it for 30 years like we do in the UK. Successive governments have been debating expanding London’s Heathrow Airport by one runway since the Beatles were together.  Take That and Taylor Swift were not even born! 

Rail links across Laos and Cambodia to China allow farmers to deliver produce to the vast Chinese market in 6 days. Trade has exploded in SE Asia from car manufacturing, industry to education and agriculture.

What can you do to secure your financial future in this changing world?

 

Check out my SMART MONEY COURSE

 

As China expands its influence, where do you think countries in Southeast Asia and the Middle East will look to for its future? America or China?  Who do they see as their friend when China is building trading links while America is ‘weaponizing’ the dollar and telling them what to do? Why are more countries applying to join BRICS?

 

Chinese overtook the US as Africa’s largest trading partner in 2009. The West (Europe and America) has been asleep at the wheel for decades. 

 

UK previously had strong links with African nations, (many of whom were given Independence after the Second World War as the empire declined), through the commonwealth. But with all due respect to the Royal Family, wheeling out the Queen to wave at the crowds every few years is not enough. 

China is running rings around the west.  Unlike western democracies who can only plan as far as the next election, China has a long term vision and strategy. 

Look what’s happening in the Middle East in countries like Dubai, Qatar and Saudi which are all embarking on massive multibillion-dollar projects to reinvest their oil wealth for their future.

They also attracting the brightest and the best entrepreneurs, engineers, scientists and IT people, while the UK is taxing them out of existence. 

New World Order?  What do you think?

China and many other Southeast Asian countries have a plan. The Middle East has a plan.

 

What is the UK’s plan?

·        Tax and spend our money!

·        Tax and spend our savings!

·        Tax and spend our pensions! (Rachel Reeves is doing a Gordon Brown tax raid on pensions.  He bankrupted Britain).

·        Tax business and landlords

·        Tax jobs and employment

·        Tax motorists

·        Tax parents who send their children to private schools!

 

The government is coming after YOUR money! They have already borrowed billions and can’t afford to fund their fantasy schemes. 

Where is the big thinking and long term vision?

Where is the growth, green energy? Really?

While they lurch from one crisis to the next, smart people, educated professionals, businesses and entrepreneurs are leaving the UK to go where they are appreciated.

Have any of the top ministers ever run a large business? I wouldn’t trust them with a market stall?

What can you do?

 

As Warren Buffett said, financial education is the key to building wealth. It’s the stuff they don’t teach you in school. 

 

·        Learn how to build and protect wealth.

 

·        Learn how to manage your money.

 

·        Learn how to invest in assets rather than losing money by lending it to the banks. 

 

·        Learn about the invisible taxes like inflation which is eating up your savings. 

 

·        Learn about Gold and Silver, the only real money.

 

·        Property

 

·        Stocks and Shares

 

I teach this and much more in my SMART MONEY COURSE – check out the link below:

 

Join my SMART MONEY COURSE - - https://bit.ly/4klq0mv

 

#GlobalPowerShift, #UKEconomy, #RiseOfTheEast, #ChinaStrategy, #MalaysiaMM2H, #InvestInAsia,  
#BritainInDecline, #Geopolitics2025, #EastVsWest, #EmergingMarkets, #EconomicShift, #MoneyTipsPodcast, #SmartInvesting2025


Saturday, May 24, 2025

Forget Spain and Portugal – Malaysia is the Best Place to Live and Inves...

Forget Spain and Portugal – Malaysia is the Best Place to Invest in 2025

Why I'm Quitting UK Buy-to-Let Property – From Buy-to-Let to Bye-Bye UK: My Property Investment Shift to Malaysia

After years in the UK buy-to-let property market, I’ve made the difficult decision to step away. While British property was once a reliable path to wealth, it’s no longer what it used to be. Increasing taxes, endless regulations, and government pressure on landlords have made the market unattractive. With Labour pushing for more restrictions and potential rent controls, landlords are squeezed more than ever.

So, where else can you go to invest and live well?

Some investors are turning to EU countries like Spain and Portugal. However, Spain has slapped a controversial tax on foreign buyers, and Portugal recently pulled the plug on parts of its golden visa scheme. Add bureaucracy and high costs, and Europe is looking less inviting.

But here's the good news: there are better alternatives.

One of my top recommendations is Malaysia—specifically Kuala Lumpur. Compared to other Southeast Asian destinations like Thailand, Vietnam, or the Philippines, Malaysia offers far better value. Property prices in KL are surprisingly affordable, often cheaper than its neighbours, and the cost of living is about half that of the UK.

Malaysia also stands out for its MM2H (Malaysia My Second Home) visa program. This relatively low-cost golden visa allows you to live long-term, invest in property, and enjoy a warm climate year-round. English is widely spoken, the infrastructure is excellent, and crime levels are notably lower than in the UK.

What’s more, Malaysia is a hub for travel across Asia, with great connections to Thailand, Singapore, Indonesia, and beyond. You’ll enjoy an amazing lifestyle, rich culture, fantastic cuisine, and excellent value—whether you're retiring, investing, or working remotely.

In short, I'm moving on from UK property and choosing freedom, lifestyle, and opportunity in Malaysia.

Finally, I used an amazing visa agent for the MM2H and estate agent (who is a British Ex-Pat) to help me on my journey. Beware of the sharks and a few scammers. If you are considering Malaysia or Kuala Lumpur, and would like an introduction drop me an email charles@charleskelly.net

#UKPropertyCrisis #BuyToLetExodus #MalaysiaMM2H #OverseasInvestment #PropertyAbroad #RetireInAsia #MoveToMalaysia #GlobalInvestor #PropertyTips #CharlesKellyMoneyTips