Wednesday, April 2, 2025

Trump’s Trade War Will Make Us All Worse Off As Stocks Tumble

US Tariffs could lead to a trade war and a global economic slowdown, according to the OECD.

China, Mexico, Canada and the EU have said they will be imposing reciprocal tariffs on America. The UK has yet to react to a “reciprocal” 10% Tariff announced by Donald Trump today. Prime Minister Sir Kier Starmer said a trade war is in nobody’s interest.

Stock markets have been falling around the world putting millions of people’s savings and pension pots at risk of a correction or even a crash.

The S&P 500 had its worse quarter since 2022.

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #WealthBuilding #SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #financialplanning #moneymanagement #financialfreedom #section24tax  #debtcrisis   #money #businessnews   #china   #kierstarmer #USEconomy #GoldenAge #UKEconomy #GlobalMarkets #CharlesKellyMoneyTips #Podcast #FinancialPlanning #Investing #WealthManagement #EconomicTrends #tariffs #trump #tradewar

 


Monday, March 31, 2025

Furnished Holiday Let Changes From April 2005 And More Tax Tips From Acc...


Watch full video at Charles Kelly Money Tips Podcast: https://youtu.be/VRexfc258N4

Interview with Chartered Tax Adviser and Accountant on changes to Furnished Holiday Lettings tax regime, IHT, Trusts and Wills, SDLT, pensions, ISA, Non-Dom tax status and end of year tips.

High taxation is one of the reasons 10,000 millionaires left the UK last year. Check out my video on this.

As the tax year draws to a close, now is the perfect time to review your finances and take advantage of last-minute tax-saving opportunities. In the latest episode of the Charles Kelly Money Tips Podcast, we break down essential end-of-tax-year tips to help you reduce your tax bill legally and keep more of your hard-earned money.

1. Maximize Your ISA Allowance

You can save up to £20,000 tax-free in an Individual Savings Account (ISA). If you haven’t used your full allowance, now is the time to top it up.

2. Utilize Pension Contributions

Contributing to your pension not only grows your retirement fund but also reduces taxable income, with tax relief of up to 45% for higher earners. We don’t know how long this tax concession will last.

3. Claim Allowable Expenses

Self-employed? Ensure you claim all deductible expenses, such as home office costs, travel, and professional fees, to lower your taxable profit.

4. Use Capital Gains Allowance

Sell assets strategically to take advantage of the current capital gains tax-free allowance before it resets in the new tax year.

5. Gift Money IHT Tax-Free

Use your annual £3,000 inheritance tax gift allowance to pass on wealth without tax implications. Use it or lose it.

6. Use your accountant, tax specialist, financial adviser and other professionals to save you money.

Good advice can save you a fortune. Invest in yourself.

Don’t miss out on these end-of-tax-year strategies—watch the full video now!

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

Section 24 Property Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips #EndOfTaxYear #FinanceTips #UKTaxes #WealthBuilding #MoneyManagement #PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips #furnishedholidaylet #IHT #SDLT #ISA


Friday, March 21, 2025

Buy-to-Let UK Property Companies SOAR After Section 24 Tax on Landlords

Buy-to-Let UK Property Companies Soar After Section 24 Tax on Landlords

The number of UK buy-to-let property companies listed at Companies House has soared to record levels since George Osbourne introduced his ‘Section 24’ tax bombshell on landlords.

If you are stuck in the Section 24 tax trap contact me at charles@charleskelly.net to arrange a free consultation with a property tax specialist.

There are now over 400,000 limited property companies registered, more than any other businesses and four times as many as fast food firms. Since 2016 there has been a fourfold rise in incorporated buy-to-let businesses, much of which is due to George Osbourne’s ‘Section 24’ tax hike on landlords.

The change in the law meant that buy-to-let landlords with properties held in their own names could no longer offset mortgage interest against their rent (pre-profit gross income).

Almost 700,000 properties are now held in limited companies, rather than in individual names, which has become the standard method used to buy investment property in the UK.

Watch full video version - https://youtu.be/tdcdZDdu7qY

Section 24 Property Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips #FinanceTips #UKTaxes #WealthBuilding #MoneyManagement #PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips # #property #propertycompany #investmentproperty #buytoletlandlord

 


Friday, March 14, 2025

What's the Future of Global Business, Finance, BRICS, Crypto and AI


The Future of Global Business, Finance, BRICS, Crypto and AI

As one of the top global influencers in the future of finance, Emmanuel David is renowned for his ability to illuminate how finance is being transformed through a combination of geopolitics, cutting-edge technologies and decentralised finance. 

His work covers the full range of topics including:

 the future of the dollar as a reserve currency, 

 the BRICS payment system,

 the failure of CBDCs and the rise of stablecoins 

 when the U.S. embraces crypto,

 the impact of AI on finance, 

 traditional banking and DeFi,

 APIs and the cloud in finance

 The personalization of finance

Emmanuel is the founder of TAB Global, which encompasses platforms like The Asian Banker, Wealth and Society, and The Banking Academy. These platforms have been instrumental in building vital connections within the financial industry, fostering collaboration, and driving innovation on a global scale.

End of tax year tips

As the tax year comes to a close, now is the perfect time to review your finances and take advantage of last-minute tax-saving opportunities.

Rachel Reeves has talked about “simplifying” ISAs, which could mean slashing the annual allowance for savings ISAs, currently £20,000.

See full video episode - https://youtu.be/uXcCqWj_xfs?si=51rN_XvVb4ntWexO

Section 24 Property Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips #EndOfTaxYear #FinanceTips #UKTaxes #WealthBuilding #MoneyManagement #PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips #emmanueldavid #globalfinace #property


Thursday, March 6, 2025

Inflation Jumps To 3% Dashing Hopes Of Interest Rate Cut

Inflation Jumps To 3% Dashing Hopes Of Interest Rate Cut

The Bank of England cut base interest rates from 4.75% to 4.5% in February, their lowest level for 18 months and raising hopes of further cuts in 2025.

But now inflation has reared its ugly head again with an unexpected rise to 3%, largely driven by higher government borrowing and spending, as well as public sector pay rises.

See video version - https://youtu.be/7Sc0oL4BHdM

Mortgage holders and property buyers were hoping that the Bank of England would continue cutting rates this year and whilst this could still happen there is unlikely to be a further cut when the bank’s monetary committee meets on 20 March.

Higher interest rates have a direct impact on how much you can borrow to buy a property, as the banks apply strict affordability criteria. However, the government has talked about easing mortgage lending to stimulate the flagging market and help first time buyers.

Higher stamp duty does NOTHING to help people who want to buy their own home.

End of tax year tips

As the tax year comes to a close, now is the perfect time to review your finances and take advantage of last-minute tax-saving opportunities.

Rachel Reeves has talked about “simplifying” ISAs, which could mean slashing the annual allowance for savings ISAs, currently £20,000.

See full video episode - https://youtu.be/uXcCqWj_xfs?si=51rN_XvVb4ntWexO

Section 24 Property Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips #EndOfTaxYear #FinanceTips #UKTaxes #WealthBuilding #MoneyManagement #PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips

 


Thursday, February 27, 2025

6 End of Tax Year Tips: Maximize Savings and Reduce Your Bill

6 End of Tax Year Tips: Maximize Savings and Reduce Your Bill

UK Chancellor Rachel Reeves has talked about “simplifying” ISAs, which could mean slashing the annual allowance for savings ISAs, currently £20,000.

The government wants your money…

Watch full video at Charles Kelly Money Tips Podcast: https://youtu.be/uXcCqWj_xfs?si=o19GOrXrh3375WaV

They don’t produce wealth, they just tax those who do! They take from us to spend our money. High taxation is one of the reasons 10,000 millionaires left the UK last year. Check out my video on this.

As the tax year draws to a close, now is the perfect time to review your finances and take advantage of last-minute tax-saving opportunities. In the latest episode of the Charles Kelly Money Tips Podcast, we break down essential end-of-tax-year tips to help you reduce your tax bill legally and keep more of your hard-earned money.

1. Maximize Your ISA Allowance

You can save up to £20,000 tax-free in an Individual Savings Account (ISA). If you haven’t used your full allowance, now is the time to top it up.

2. Utilize Pension Contributions

Contributing to your pension not only grows your retirement fund but also reduces taxable income, with tax relief of up to 45% for higher earners. We don’t know how long this tax concession will last.

3. Claim Allowable Expenses

Self-employed? Ensure you claim all deductible expenses, such as home office costs, travel, and professional fees, to lower your taxable profit.

4. Use Capital Gains Allowance

Sell assets strategically to take advantage of the current capital gains tax-free allowance before it resets in the new tax year.

5. Gift Money IHT Tax-Free

Use your annual £3,000 inheritance tax gift allowance to pass on wealth without tax implications. Use it or lose it.

6. Use your accountant, tax specialist, financial adviser and other professionals to save you money.

Good advice can save you a fortune. Invest in yourself.

Don’t miss out on these end-of-tax-year strategies—watch the full video now!

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

Section 24 Property Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

 

#section24 #TaxSavingTips #EndOfTaxYear #FinanceTips #UKTaxes #WealthBuilding #MoneyManagement #PensionPlanning #TaxFreeSavings #CharlesKellyMoneyTips


Friday, February 21, 2025

Gold and Silver Rises 40% in 12 months

Gold and Silver Rises 40% in 12 months!

The price of precious metals like gold, sliver and platinum have soared in price in the last 12 month amid market fears and rising inflation.

 

Why Invest in Gold and Silver?

 

See full video - https://youtu.be/or-8kiTZZxM

 

See my interview with Josh Saul, gold expert, discussing the merits of including precious metals in your portfolio. Click here https://pure-gold.co/charles-kelly for a free gold, investment report, and discovery call.

 

In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors are often confronted with a myriad of choices, ranging from the digital allure of cryptocurrencies to the stability of stocks and the tangibility of real estate. In this comparison, we explore why investing in gold and silver continues to be a compelling option compared to the alternatives.

Watch YouTube video: https://youtu.be/woBQBtavLUM

1. Historical Stability:

Gold and silver have stood the test of time as reliable stores of value. Throughout history, these precious metals have retained their purchasing power, acting as a hedge against inflation and economic uncertainties. Unlike cryptocurrencies, which can be highly volatile, and stocks, which are subject to market fluctuations, gold and silver have maintained a reputation for stability.

2. Tangibility and Security:

One of the key advantages of investing in physical gold and silver is the tangible nature of these assets. Unlike cryptocurrencies, which exist only in the digital realm, and stocks, which represent ownership but lack a physical presence, gold and silver can be held in hand. This tangibility not only provides a sense of security but also ensures that investors have a physical asset they can access irrespective of economic conditions.

3. Diversification:

While stocks and real estate have their merits, they can be vulnerable to economic downturns. Gold and silver, on the other hand, often move inversely to other asset classes, providing an effective means of diversification. A well-diversified portfolio that includes precious metals can potentially mitigate risks and enhance overall stability.

4. Inherent Value:

Gold and silver derive their value from their intrinsic properties rather than relying on the perceived value assigned by market sentiment, as is often the case with stocks and cryptocurrencies. The industrial uses of silver, for example, contribute to its value beyond its role as a precious metal. This intrinsic value can offer a certain level of reassurance to investors, especially during times of economic uncertainty.

5. Inflation Hedge:

Gold and silver have a long-established reputation as effective hedges against inflation. When fiat currencies lose value due to inflationary pressures, the purchasing power of gold and silver tends to rise. This characteristic makes them particularly attractive to investors seeking to protect their wealth from the eroding effects of inflation.

While the investment landscape continues to evolve with the emergence of new opportunities such as cryptocurrencies, the enduring appeal of gold and silver remains undeniable. These precious metals offer stability, tangibility, diversification, inherent value, and a time-tested hedge against inflation. Investors looking for a reliable and proven store of value should consider the enduring allure of gold and silver as foundational elements of a well-rounded investment portfolio.

For a free gold, investment report, and Discovery Call, click here.

 

https://pure-gold.co/charles-kelly

 

Where to find me:

Money Tips website: https://moneytipsdaily.com/

YouTube Channel: https://www.youtube.com/channel/UC2tLUxod264Qy0gPntvx6Eg

Money Tips Facebook Community: https://www.facebook.com/groups/No1businessopportunities

LinkedIn: www.linkedin.com/in/charles-kelly-ba-cmgr-fcmi-b5300a2

See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty https://youtu.be/mtGq7WaVxLA

For a free gold, investment report, and Discovery Call, click here (https://pure-gold.co/charles-kelly)

 

#interestrates #inflation #gold #silver #property #stockmarket #money #financialfreedom #inflation #section24 #Investing #FinancialDecisions #WealthManagement #assetbackedinvesting