Buy Now Pay Later Easy Credit Warning

Buy Now Pay Later Easy Credit Fuelling More Debt

The Financial Conduct Authority (FCA) is concerned that easy credit offered by buy now pay later companies (BNPL) like Klarna and Paypal will add to the debt crisis.

Millions of people in the UK are using BNPL credit at rates as high as 30% pa (or 300 times the base rate) to buy consumer crap that goes down in value while the size of their debt goes up.

£14 billion of goods bought using BNPL freon January to March.

If you can’t afford that gadget or item of clothing, don’t buy it!

Instead of BNPL, use SUBL or SAVE UP AND BUY LATER!

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