Immigration Matters: Canada wants 400,000 new immigrants a year to boos...

Immigration Matters: Canada wants 400,000 new immigrants a year to boos...: The Government of Canada has announced that it will increase immigration into the country and simplify the process in order to help the econ...

Top 10 Reasons You Should Build Your Business On GrooveFunnels

Top 10 Reasons You Should Build Your Business On GrooveFunnels

Watch this entire video to learn about all the benefits of using GrooveFunnels to build your business!

Sign up for your FREE LIFETIME ACCESS to GrooveFunnels at 

https://groovepages.groovesell.com/a/uy9VcdqIvopT

Immigration Matters: New immigration rules open up opportunities for mi...

Immigration Matters: New immigration rules open up opportunities for mi...: The government recently announced key reforms to the visa immigration system which will open up opportunities for talented people to migrate...

How To Start A Money Making Business From Home, With NO Capital And NO Risk!

Get an online business up and running today for free...

With pubs and restaurants closed for the lockdown in the UK and Ireland it's a reminder of how vulnerable physical businesses, like pubs, restaurants and shops are to economic downturns or market changes.

At the same time, internet business owners are getting richer. Never in history has more goods been bought on the internet.

Even before the pandemic, the high street was already under pressure from online shopping, which has exploded in the last few years.

High rents, taxes and competition from the likes of Amazon and Shopify have driven large retailers, like Debenhams, out of business and forced John Lewis to start closing 70% of its 50 plus stores in the UK.

How does this help you get started online?

The internet has given small home-based businesses an opportunity to compete with the big companies which have dominated the market. They took the best sites in the high street and malls, and often drove small retailers to the wall with massive advertising and undercutting. Fortunately, this has now changed and that’s how you can benefit from the online bonanza.

You can now set up a risk-free online business or store - from home in your spare time - and sell to a potential market of 5 billion people browsing the internet every day looking for solutions to their problems.

You no longer need to rent a shop or premises and pay high taxes and bills before you make a penny. And you don’t have to quit your job until your business income exceeds your salary.

Here are 3 simple steps.

Step 1

Sell solutions to people’s problems

Research your idea or product online – where else! You can check on Google how many people are searching for products or solutions to their problems. For instance, millions of people want to be slimmer and healthier, especially in these times. According to wordstream 450,000 people have recently searched for “how to lose weight” on the internet. Other ‘keyword’ searches like “diet” and “lose weight fast” had similar results. That’s just one niche!

You can literally find out how many people are searching for keyword solutions by checking on Google and specialists like Wordstream and Mondovo absolutely free. Market research like this was previously only available to large companies with large budgets. Now you can access it for free.

You can get up and running with your online business website today for free with GrooveFunnels. For more information…click here  

Step 2

Set up your online business today

Set up an online business selling products that people are looking for (not what you think the market needs), or sell to people online from your existing business, by setting your website online today. You don’t need to pay a designer or software engineer to set up a website, as there are readymade templates and off-the-shelf website pages to get your business started today. In the past, I have spent tens of thousands on websites because they had to be designed and built from scratch, which took months. Fortunately, you don’t have to go through this pain.

You can now build a simple website for free using GrooveFunnels template pages and built-in shopping cart checkout facilities with a click of a button. GrooveFunnels is offering free lifetime access for a limited period only – no credit card required to open and start using your free account. For more informationhttps://groovepages.groovesell.com/a/uy9VcdqIvopT, click here

Step 3

Now decide what you are going to sell and how and GET STARTED!

Decide what niche you want to be in and what you want to sell. Unless you already have your own products and business (which you may want to change based on your new research on what people actually want) you can start by selling other people’s products and services for a generous commission of between 10 and 50%. This is essentially how some of the biggest companies in the world make billions in profits.

Booking.com and Airbnb do not own their own hotels and Amazon helps millions of small retailers and authors sell online for a commission.

If you want to start earning cash today, GrooveFunnels will also pay you a commission to recommend their fantastic free software to your friends, colleagues and customers when you open your free account. Find out how to earn money

Here’s the best part. It’s risk free and no capital investment required! No re-mortgaging your house and borrowing thousands or risking everything to open up a physical business. And you can get started right away. What have you got to lose?

PS. One final thing…this free lifetime access is on offer for a limited period only.

GrooveFunnels only plan to keep this offer open for a short while and will soon start charging at least $99 dollars per month to access the same package you can get for free for life – NO credit card needed…FREE LIFETIME ACCESS.

https://groovepages.groovesell.com/a/uy9VcdqIvopT

Money tips news roundup - Protect your savings from tax hikes

The end of the current tax, or fiscal year, is approaching fast on 5th of April, so not long to make your final plans.

This is the time of year when you should be thinking about using up all of your tax allowance before they are lost forever.  

·        ISA's - tax free savings accounts

·        Pension Contributions

·        Marriage allowance - not always claimed

·        Tax relief for working at home

Talk to an accountant or independent financial advisor for more advice. It could save you thousands!

In the budget, the Chancellor announced that tax allowances are being frozen, which means that more lower paid people will start paying tax and middle earners will be pushed into higher rates.

The phenomenon known as Fisco drag means that in the next few years over 5 million people will pay higher rates of tax.

This will affect your savings interest, dividends and rental income. The more you can put into a tax-free environment, like a pension or ISA, the better you are protecting your money from the taxman.

Tax rates on corporations or limited companies will also increase, which means that property investors with their properties in limited companies will pay higher rates of tax. Ironically, many investors moved their properties into a limited company is to avoid paying higher rates of tax as a sole trader. The taxman gets you one way or the other!

Other news

President Biden has started splashing the cash with a mind boggling $1.9 trillion financial stimulation package to boost the US economy.

Where does all this money come from you may ask? Thin air! They make it up and just print it! Someone will eventually have to pay it back but politicians in western democracies usually only think as far ahead as the next general election - or the one after that. Politicians in China, however, plan decades ahead.

China is playing the long game and increasing its influence all over the world. It’s economy grew by over 8% last year, while the UK suffered the worst recession in 300 years and borrowed nearly £300 billion.

With economies gradually opening up, businesses are looking forward to a brighter summer this year.

Interest rates are low and people who have remained in work have more money in the bank due to savings on travel and so on. Lower paid and self-employed workers are not so well off and have suffered badly during the lockdown.

Despite the optimism, unemployment rates have rocketed and thousands of businesses have gone forever. I believe it will take years before the country really bounces back from the unprecedented worldwide shutdown.

Unlike physical businesses, such as shops and restaurants, online businesses have been booming during the pandemic.

Right now has never been a better time start a business selling products and services online - especially if you need extra money

How To Start A Money Making Business From Home Without Capital Or Risk!

With pubs and restaurants closed for the lockdown in the UK and Ireland it's a reminder of how vulnerable physical businesses, like pubs, restaurants and shops are to economic downturns or market changes.

At the same time, internet business owners are getting richer. Never in history has more goods been bought on the internet.

Even before the pandemic, the high street was already under pressure from online shopping, which has exploded in the last few years.

High rents, taxes and competition from the likes of Amazon and Shopify have driven large retailers, like Debenhams, out of business and forced John Lewis to start closing 70% of its 50 plus stores in the UK.

How does this help you get started online?

The internet has given small home-based businesses an opportunity to compete with the big companies which have dominated the market. They took the best sites in the high street and malls, and often drove small retailers to the wall with massive advertising and undercutting. Fortunately, this has now changed and that’s how you can benefit from the online bonanza.

You can now set up a risk-free online business or store - from home in your spare time - and sell to a potential market of 5 billion people browsing the internet every day looking for solutions to their problems.

You no longer need to rent a shop or premises and pay high taxes and bills before you make a penny. And you don’t have to quit your job until your business income exceeds your salary.

Here are 3 simple steps.

Step 1

Sell solutions to people’s problems

Research your idea or product online – where else! You can check on Google how many people are searching for products or solutions to their problems. For instance, millions of people want to be slimmer and healthier, especially in these times. According to wordstream 450,000 people have recently searched for “how to lose weight” on the internet. Other ‘keyword’ searches like “diet” and “lose weight fast” had similar results. That’s just one niche!

You can literally find out how many people are searching for keyword solutions by checking on Google and specialists like Wordstream and Mondovo absolutely free. Market research like this was previously only available to large companies with large budgets. Now you can access it for free.

You can get up and running with your online business website today for free with GrooveFunnels. For more information…click here  

Step 2

Set up your online business today

Set up an online business selling products that people are looking for (not what you think the market needs), or sell to people online from your existing business, by setting your website online today. You don’t need to pay a designer or software engineer to set up a website, as there are readymade templates and off-the-shelf website pages to get your business started today. In the past, I have spent tens of thousands on websites because they had to be designed and built from scratch, which took months. Fortunately, you don’t have to go through this pain.

You can now build a simple website for free using GrooveFunnels template pages and built-in shopping cart checkout facilities with a click of a button. GrooveFunnels is offering free lifetime access for a limited period only – no credit card required to open and start using your free account. For more informationhttps://groovepages.groovesell.com/a/uy9VcdqIvopT, click here

Step 3

Now decide what you are going to sell and how and GET STARTED!

Decide what niche you want to be in and what you want to sell. Unless you already have your own products and business (which you may want to change based on your new research on what people actually want) you can start by selling other people’s products and services for a generous commission of between 10 and 50%. This is essentially how some of the biggest companies in the world make billions in profits.

Booking.com and Airbnb do not own their own hotels and Amazon helps millions of small retailers and authors sell online for a commission.

If you want to start earning cash today, GrooveFunnels will also pay you a commission to recommend their fantastic free software to your friends, colleagues and customers when you open your free account. Find out how to earn money

Here’s the best part. It’s risk free and no capital investment required! No re-mortgaging your house and borrowing thousands or risking everything to open up a physical business. And you can get started right away. What have you got to lose?

PS. One final thing…this free lifetime access is on offer for a limited period only.

GrooveFunnels only plan to keep this offer open for a short while and will soon start charging at least $99 dollars per month to access the same package you can get for free for life – NO credit card needed…FREE LIFETIME ACCESS.

How To Start A Money Making Business From Home Without Capital Or Risk!

Happy St Patrick’s Day!

With pubs and restaurants closed for the lockdown in The UK and Irelands, this will be a very quiet St Patrick’s Day. This is a reminder of how vulnerable physical businesses, like pubs, restaurants and shops are to economic downturns or market changes.

At the same time, internet companies are getting richer. Never in history has more goods been bought on the internet. Even before the pandemic, the high street was already under pressure from online shopping, which has exploded in the last few years.

High rents, taxes and competition from the likes of Amazon and Shopify have driven large retailers, like Debenhams, out of business and forced John Lewis to start closing 70% of its 50 plus stores in the UK. The historically successful business recorded a loss of £517 million last year, but after store closures and redundancies expects 55% of future profits to come from online sales.

How does this help you get online?

The internet has given small home-based businesses an opportunity to compete with the big companies which have dominated the market. They took the best sites in the high street and malls, and often drove small retailers to the wall with massive advertising and undercutting. Fortunately, this has now changed and that’s how you can benefit from the online bonanza.

You can now set up a risk-free online business or store - from home in your spare time - and sell to a potential market of 5 billion people browsing the internet every day looking for solutions to their problems. You no longer need to rent a shop or premises and pay high taxes and bills before you make a penny. And you don’t have to quit your job until your business income exceeds your salary.

Here are 3 simple steps.

Step 1

Sell solutions to people’s problems

Research your idea or product online – where else! You can check on Google how many people are searching for products or solutions to their problems. For instance, millions of people want to be slimmer and healthier, especially in these times. According to wordstream.com, 450,000 people have recently searched for “how to lose weight” on the internet. Other ‘keyword’ searches like “diet” and “lose weight fast” had similar results. That’s just one niche!

You can literally find out how many people are searching for keyword solutions by checking on Google and specialists like Wordstream.com and Mondovo.com absolutely free. Market research like this was previously only available to large companies with large budgets. Now you can access it for free.

You can get up and running with your online business website today for free with GrooveFunnels. For more information…click here.

Step 2

Set up your online business today

Set up an online business selling products that people are looking for (not what you think the market needs), or sell to people online from your existing business, by setting your website online today. You don’t need to pay a designer or software engineer to set up a website, as there are readymade templates and off-the-shelf website pages to get your business started today. In the past, I have spent tens of thousands on websites because they had to be designed and built from scratch, which took months. Fortunately, you don’t have to go through this pain.

You can now build a simple website for free using GrooveFunnels template pages and built-in shopping cart checkout facilities with a click of a button. GrooveFunnels is offering free lifetime access for a limited period only – no credit card required to open and start using your free account. For more information, click here.

Step 3

Now decide what you are going to sell and how and GET STARTED!

Decide what niche you want to be in and what you want to sell. Unless you already have your own products and business (which you may want to change based on your new research on what people actually want) you can start by selling other people’s products and services for a generous commission of between 10%-50%. This is essentially how some of the biggest companies in the world make billions in profits. Booking.com and Airbnb do not own their own hotels and Amazon helps millions of small retailers and authors sell online for a commission.

If you want to start earning cash today, GrooveFunnels will also pay you a commission to recommend their fantastic free software to your friends, colleagues and customers when you open your free account. Find out how.

Here’s the best part. It’s risk free and no capital investment required! No re-mortgaging your house and borrowing thousands or risking everything to open up a physical business. And you can get started right away. What have you got to lose?

Saint Patrick was a fifth century missionary Bishop and is the patron saint of Ireland. As well as being a great missionary, Saint Patrick was also an extremely good organiser of the early church. I’m sure if he was alive today, Patrick would undoubtedly be online preaching all over the web, just as the church is doing so right now.

PS. One final thing…this free lifetime access is on offer for a limited period only. GrooveFunnels only plan to keep this offer open for a short while and will soon start charging at least $99 dollars per month to access the same package you can get for free for life – NO credit card needed…FREE LIFETIME ACCESS.

https://groovepages.groovesell.com/a/uy9VcdqIvopT

Get your business online today with this FREE LIFETIME access for limited time to a GrooveFunnels

 

Get your business online today with this FREE LIFETIME access for limited time to a GrooveFunnels, the fully integrated web and funnel building software.

For further information click the link: https://groovepages.groovesell.com/a/uy9VcdqIvopT

Immigration Matters: Immigration Rule changes opens door to recruit ove...

Immigration Matters: Immigration Rule changes opens door to recruit ove...:   Overseas workers in key health and care roles will have more opportunity to work in the UK following changes announces to the Immigration ...

Landlord Tenant Eviction Ban Extended

In yet another blow for buy-to-let landlords with tenants not paying their rent, the UK government has announced another extension to the current ban on bailiff-enforced evictions in England until May 31.

From June the ban will “taper” off, leaving landlords confused since no details have been released on exactly how this will take effect.

Housing Secretary Robert Jenrick said: “The government will consider the best approach to move away from emergency protections from the beginning of June, taking into account public health advice and the wider roadmap."

Ben Beadle, chief executive of the National Residential Landlords Association, said: “The further extension to the repossessions ban will do nothing to help those landlords and tenants financially hit due to the pandemic. 

“Given the cross-sector consensus for the need to address the rent debt crisis, it suggests the government are unwilling to listen to the voices of those most affected.

“If the Chancellor wants to avoid causing a homelessness crisis, he must develop an urgent financial package including interest free, government guaranteed loans to help tenants in arrears to pay off rent debts built since March 2020.  

“This is vital for those who do not qualify for benefit support. Without this, more tenants face losing their homes, and many will carry damaged credit scores, making it more difficult to rent in the future and causing huge pressure on local authorities when they can least manage it.”

The announcement today means that until the 31st May private landlords will need to continue giving tenants six months’ notice before they can repossess properties, except in the following circumstances:

·        Anti-social behaviour (four weeks’ notice)

·        False statements provided by the tenant (two to four weeks’ notice)

·        Over 6 months’ accumulated rent arrears (four weeks’ notice)

·        Breach of immigration rules under the ‘Right to Rent’ policy (three months’ notice).

The courts already have a huge backlog of cases to clear, which means actually gaining possession of a property following legal and enforcement action could take considerably longer than six months.

Buy-to-let landlords have been hit with a raft of punitive tax measures and are unlikely to win any public sympathy.

In this month’s budget, the Chancellor introduced plans to hike corporation tax 25% over the next few years, which will affect property investors holding their assets within limited companies.

Over 5 million people will be higher rate taxpayers due to the freezing of allowances.

In short, people in UK will be living in one of the highest tax paying countries in the world.

The continued eviction ban will not help the millions of property investor landlords running small businesses with mortgages, trying to build up a pension or supplement their income in retirement.

With the country is facing a pensions timebomb, people who take the initiative to provide for their own retirement should be encouraged with tax breaks.

Will property prices crash in 2021?

Have you ever tried to start an online business, but were then let down by software and web developers, or just couldn’t get past a technical issue? I have!

Then I discovered a new game-changing system that changed everything for me.

GrooveFunnels software helped me launch an online marketing business in a matter of hours instead of weeks and months…

Why is GrooveFunnels so different?

First of all, it’s easy to use.

Secondly, it works.

But the real clincher was it was free to use and get started.

Yes, free Access to GrooveFunnels - the new best way to build better funnels and web pages that sell!

- Free for LIFE

- No games. No fine print.

- No credit card needed ever!

- $99/month value… Now free.

- Grab your account while you still can!

The world has changed so much recently.

And during these times, I am always excited whenever I find new solutions to help you.

I’m sure you’ve heard of software tools designed to help you build websites, sales pages and online funnels.

Because sales funnels are proven to be effective, any such tools could reasonably command high monthly fees to access.

Unfortunately, this could also be out of reach for many business owners and marketers who are on a budget, especially during uncertain times.

This is where GrooveFunnels comes in.

GrooveFunnels is the new, better way to build funnels and sell digital products online.

It’s not just one or two simple tools, or solely a “funnel builder,” either.

This is your complete digital products and services online sales system.

Co-founded by Mike Filsaime, one of the top Internet marketing experts in the world, GrooveFunnels is a suite of products that includes all the tools you need to run your online business.

They have built a complete, all-in-one platform with all the essential tools so you don’t need to worry about multiple subscriptions to a variety of services that would easily add up to thousands per month.

Finally, you can get instant access to practically everything you need to sell your products and services online.…

Including:

- Full product funnels

- Brand websites with full navigation

- Custom domain names

- 1-click upsell capabilities

- Upsells, downsells and order bumps

- The world’s most powerful affiliate program

- And so much more…

Yes, this is a game changer.

And right now, for a limited time only, you can get started for absolutely free.

No credit card. Lifetime access. Unlimited usage. Forever.

I’m not sure about you, but I will be switching my entire business over to GrooveFunnels.

Literally everything I need, and save thousands a month in the process.

You’ll have to see it to believe.

Take a closer look at it yourself, and pick up your free account while you’re there:

https://groovepages.groovesell.com/a/uy9VcdqIvopT

Landlord Tenant Eviction Ban Extended

In yet another blow for buy-to-let landlords with tenants not paying their rent, the UK government has announced another extension to the current ban on bailiff-enforced evictions in England until May 31.

From June the ban will “taper” off, leaving landlords confused since no details have been released on exactly how this will take effect.

Housing Secretary Robert Jenrick said: “The government will consider the best approach to move away from emergency protections from the beginning of June, taking into account public health advice and the wider roadmap."

Ben Beadle, chief executive of the National Residential Landlords Association, said: “The further extension to the repossessions ban will do nothing to help those landlords and tenants financially hit due to the pandemic. 

“Given the cross-sector consensus for the need to address the rent debt crisis, it suggests the government are unwilling to listen to the voices of those most affected.

“If the Chancellor wants to avoid causing a homelessness crisis, he must develop an urgent financial package including interest free, government guaranteed loans to help tenants in arrears to pay off rent debts built since March 2020.  

“This is vital for those who do not qualify for benefit support. Without this, more tenants face losing their homes, and many will carry damaged credit scores, making it more difficult to rent in the future and causing huge pressure on local authorities when they can least manage it.”

The announcement today means that until the 31st May private landlords will need to continue giving tenants six months’ notice before they can repossess properties, except in the following circumstances:

·        Anti-social behaviour (four weeks’ notice)

·        False statements provided by the tenant (two to four weeks’ notice)

·        Over 6 months’ accumulated rent arrears (four weeks’ notice)

·        Breach of immigration rules under the ‘Right to Rent’ policy (three months’ notice).

The courts already have a huge backlog of cases to clear, which means actually gaining possession of a property following legal and enforcement action could take considerably longer than six months.

Buy-to-let landlords have been hit with a raft of punitive tax measures and are unlikely to win any public sympathy.

In this month’s budget, the Chancellor introduced plans to hike corporation tax 25% over the next few years, which will affect property investors holding their assets within limited companies.

Over 5 million people will be higher rate taxpayers due to the freezing of allowances.

In short, people in UK will be living in one of the highest tax paying countries in the world.

The continued eviction ban will not help the millions of property investor landlords running small businesses with mortgages, trying to build up a pension or supplement their income in retirement.

With the country is facing a pensions timebomb, people who take the initiative to provide for their own retirement should be encouraged with tax breaks.

Will property prices crash in 2021?

Have you ever tried to start an online business, but were then let down by software and web developers, or just couldn’t get past a technical issue? I have!

Then I discovered a new game-changing system that changed everything for me.

GrooveFunnels software helped me launch an online marketing business in a matter of hours instead of weeks and months…

Why is GrooveFunnels so different?

First of all, it’s easy to use.

Secondly, it works.

But the real clincher was it was free to use and get started.

Yes, free Access to GrooveFunnels - the new best way to build better funnels and web pages that sell!

- Free for LIFE

- No games. No fine print.

- No credit card needed ever!

- $99/month value… Now free.

- Grab your account while you still can!

The world has changed so much recently.

And during these times, I am always excited whenever I find new solutions to help you.

I’m sure you’ve heard of software tools designed to help you build websites, sales pages and online funnels.

Because sales funnels are proven to be effective, any such tools could reasonably command high monthly fees to access.

Unfortunately, this could also be out of reach for many business owners and marketers who are on a budget, especially during uncertain times.

This is where GrooveFunnels comes in.

GrooveFunnels is the new, better way to build funnels and sell digital products online.

It’s not just one or two simple tools, or solely a “funnel builder,” either.

This is your complete digital products and services online sales system.

Co-founded by Mike Filsaime, one of the top Internet marketing experts in the world, GrooveFunnels is a suite of products that includes all the tools you need to run your online business.

They have built a complete, all-in-one platform with all the essential tools so you don’t need to worry about multiple subscriptions to a variety of services that would easily add up to thousands per month.

Finally, you can get instant access to practically everything you need to sell your products and services online.…

Including:

- Full product funnels

- Brand websites with full navigation

- Custom domain names

- 1-click upsell capabilities

- Upsells, downsells and order bumps

- The world’s most powerful affiliate program

- And so much more…

Yes, this is a game changer.

And right now, for a limited time only, you can get started for absolutely free.

No credit card. Lifetime access. Unlimited usage. Forever.

I’m not sure about you, but I will be switching my entire business over to GrooveFunnels.

Literally everything I need, and save thousands a month in the process.

You’ll have to see it to believe.

Take a closer look at it yourself, and pick up your free account while you’re there:

https://groovepages.groovesell.com/a/uy9VcdqIvopT

Immigration Matters: Illegal Immigrants Can Get COVID-19 Test Without B...

Immigration Matters: Illegal Immigrants Can Get COVID-19 Test Without B...: Undocumented immigrants will not face removal from the UK if they register with a GP to receive a coronavirus vaccine, the Home Office said....

Women Could Get £100,000 LESS Pension Than Men Report Shows In Internati...

Women Could Get £100,000 LESS Pension Than Men Report Shows In International Women’s Week

As we celebrate International Women’s Week, new research in UK has found that the average woman in her twenties today will retire with £100,000 less in her pension than men.

The BBC reports that the insurance and pension provider Scottish Widows found that women will need to work an extra 40 years just to close the gap.

The main reasons are lower average earnings, greater probability of working part-time or taking career breaks and heavier childcare burden.

The government said its pension reforms had helped millions more women save for retirement.

Scottish Widows research supports other findings that women on average save less than men. During the first 15 years of their working lives, women on average save £2,200 a year, compared to £3,300 for men.

The effects of compound interest means that saving for your pension as early as possible is crucial to your retirement. This applies to anyone saving for retirement.

As a rough guide, every 5 years of delaying a pension savings plan means your eventual fund can halve in value. In other words, every 5 years you wait, means you will need to pay in twice as much to get the same result. 

When we are young, we think we have all the time in the world. But you may not have as much time as you think.

For instance, if you are aged 30 now, you have roughly 30 years of working life ahead of you if you plan to retire at 60. Thirty years sounds like an awfully long time, however, if you break it down into pay or salary cheques, 30 years is really just 360 salary payments - 12 per year times 30 years assuming full employment.

Scottish Widows said if women increased their pensions contributions at the start of their careers by only 5%, they could close the pensions gap almost completely by the time they are retired.

Employees in the UK can join work-based pension schemes, which will go some way to providing a pension, but nowhere near enough for a comfortable retirement. Millions of people face poverty in retirement and will be forced to work into their seventies.

Self-employed and ‘gig’ economy workers are even more likely to experience poverty and must make their own pension provision.

If you have no passive income, you can never retire…it’s a simple as that.

What is passive income?

A guaranteed private, company or state pension or income from savings and investments, such as stocks and shares or bonds. However, the value of funds invested in the stock markets can go down as well as up!

Rental income from property can be passive, but probably falls into the semi-passive category as you may still need to do some work even if the property is managed by an agent.

More worrying for both men and women is the pensions timebomb slowly ticking in most western countries. State pension and social security schemes were designed in an age when people did not live very long in retirement and there was a higher ratio of people working compared to those in retirement.

And, these pensions schemes are not even funded, as benefits are paid from working taxpayers.

In other words, they are bust!

The chances of a young person starting work today receiving any state pension are pretty slim if not zero!

What can you do to beat the pensions timebomb?

The short answer is, start saving and investing! However, this is easier said than done when real incomes and job security are falling.

I’ve been there…struggling to pay the mortgage and bills whilst bringing up a family when I was working as a financial adviser early in my career.

As an adviser selling pension plans and investments, I met thousands of clients who could not afford to put enough money away for their pension and pay for everything else.

Even after economising and cutting out waste, many still had very little left over for short-term, let alone long-term savings.

So, what can you do if you have cut back on unnecessary expenditure and really do not anything left to save?

Increase income…

Like any business or country, you cannot just keep cutting expenditure without increasing revenue.

There are a number of ways you can increase income from gaining promotion to getting a higher paid job.

This might be difficult in the current climate, but fortunately there is another way to increase your revenue…without quitting your job or taking any risks.

Start a part-time side hustle

A part-time side hustle or business could easily bring in thousands of Dollars, Euros or Pounds and could replace your full-time job enabling you to quit your job.

What would an additional $5,000 per month mean to you?

Financial freedom…

More time with the family…

Your dream house or car…

Travel and exotic holidays…

Or the freedom to fire your boss?

Maybe you only need $500 per month to change your life and save for a better future?

I am not suggesting you start a physical business, like a shop, which need requires tons of capital and staff, not to mention risk.

You can start a business from your laptop or smartphone from the comfort of your home, risk free and without spending money on overheads.

The pandemic has shown us that businesses can be successfully run online and that customers are buying more things than ever on the internet.

Maybe you have a business already selling on or offline.

The best part of online marketing is that you don’t even need your own product to make money.

To get started, you could set up an online business selling other people’s digital products for a business model called affiliate marketing.

There are thousands of people and companies who will pay you generous commissions to sell their products.

Do you need a fancy website?

Absolutely not! You also don’t have to know anything about HTML code or building complicated websites.

I used to get hung up on creating the ‘perfect website’ and spending tens of thousands and many months on a web designer. Or I’d get stuck trying to build my own website.

The truth is, all I really needed was a simple web page or two that sold products – a funnel. And I needed a template or cookie cutter system that I could use myself to quickly put my ideas out there on the marketplace!

Perhaps, you may have tried to set up online businesses or websites but then got stuck…?

Have you ever tried to start an online business, but were let down by software and web developers, or just couldn’t get past a technical issue? I have…yes to all of the above!

It wasn’t until I discovered a new game-changing system that everything changed for me.

GrooveFunnels software helped me launch an online marketing business in hours, and changed my life forever…

Why?

First of all, it’s easy to use.

Secondly, it works.

But the real clincher was it was free to use and get started.

Yes, free Access to GrooveFunnels - the new best way to build better funnels and web pages that sell!

- Free for LIFE

- No games. No fine print.

- No credit card needed ever!

- $99/month value… Now free.

- Grab your account while you still can!

The world has changed so much recently.

And during these times, I am always excited whenever I find new solutions to help you in whatever way I can.

I’m sure you’ve heard of software tools designed to help you build websites, sales pages and online funnels.

Because sales funnels are proven to be effective, any such tools could reasonably command high monthly fees to access.

Unfortunately, this could also be out of reach for many business owners and marketers who are on a budget, especially during uncertain times.

This is where GrooveFunnels comes in.

GrooveFunnels is the new, better way to build funnels and sell digital products online.

It’s not just one or two simple tools, or solely a “funnel builder,” either.

This is your complete digital products and services online sales system.

Co-founded by Mike Filsaime, one of the top Internet marketing experts in the world, GrooveFunnels is a suite of products that includes all the tools you need to run your online business.

They have built a complete, all-in-one platform with all the essential tools so you don’t need to worry about multiple subscriptions to a variety of services that would easily add up to thousands per month.

Finally, you can get instant access to practically everything you need to sell your products and services online.

… Including:

- Full product funnels

- Brand websites with full navigation

- Custom domain names

- 1-click upsell capabilities

- Upsells, downsells and order bumps

- The world’s most powerful affiliate program

- And so much more…

Yes, this is a game changer.

And today, for a limited time only, you can get started for absolutely free.

No credit card. Lifetime access. Unlimited usage. Forever.

I’m not sure about you, but I will be switching my entire business over to GrooveFunnels.

Literally everything I need, and save thousands a month in the process.

You’ll have to see it to believe.

Take a closer look at it yourself, and pick up your free account while you’re there:

https://groovepages.groovesell.com/a/uy9VcdqIvopT

Let me know what you think.

P.S. Mike told me that he is making some huge upgrades to his tools over the next several days, and we’re not sure if this will continue to be free for long. However, if you get your account right now, you’ll still be able to keep your account for life, including all the future updates to the tools. Take some time to learn all about the software, but be sure to grab your free account before it’s too late.

Immigration Matters: How will new Tech Visa and Global Mobilty Visa hel...

Immigration Matters: How will new Tech Visa and Global Mobilty Visa hel...: In a little mentioned part of this week’s Budget speech, the Chancellor launched two new UK working visa schemes to attract and retain top t...

Stamp duty holiday extended to June and 95% mortgages set to return

Stamp duty holiday extended to June and 95% mortgages set to return

As expected, the Chancellor Rishi Sunak has extended the Stamp Duty Holiday for a further three months to help sellers and buyers complete transactions.

Budget Main Points

Covid-19 Support Extended

·        Furlough extended to end of September

·        Government to continue funding 80% of employees' wages for hours not worked

·        Employers to contribute 10% in July and 20% in August and September

·        Support for self-employed to be extended until September

·        600,000 more self-employed people eligible for help with access to grants widened

·        £20 uplift in Universal Credit worth £1,000 a year extended a further six months

·        Working Tax Credit claimants will get £500 one-off payment

·        Minimum wage will increase to £8.91 an hour from April.

Property Investor Takeaway

·        Stamp duty holiday on house purchases in England and Northern Ireland extended to June

·        No Stamp Duty tax liability on sales of less than £500,000 for residential buyers

·        Mortgage Guarantee Scheme for 95% to be introduced next year.

Economy and Borrowing

·        UK economy plummeted 10% in 2020

·        Economy forecast to rebound in 2021 by 4%

·        Economy forecast to rebound to pre-Covid levels by mid-22, with growth of 7.3%

·        Over 700,000 people have lost their jobs since pandemic started last year

·        Unemployment expected to peak at 6.5% next year, lower than 11.9% previously predicted

·        UK will borrow a peacetime record of £355bn this year.

Tax

·        Income tax, national insurance or VAT – no changes

·        Personal income tax allowance frozen at £12,570 from April 2022 to 2026

·        Higher rate income tax threshold frozen at £50,270 from 2022 to 2026

·        Corporation tax hiked from 19% to 25% a 30% rise, from April 2023

·        Rate stay at 19% for 1.5 million smaller companies with profits less than £50,000

·        Stamp duty holiday on house purchases in England and Northern Ireland extended to June

·        No Stamp Duty tax liability on sales of less than £500,000 for residential buyers

·        No changes to inheritance tax or lifetime pension allowance or capital gains tax allowances

·        Most people will pay more tax when the effect of frozen allowances kicks in

·        Higher corporation tax rates could deter businesses from investing in the UK.

Business

·        Tax breaks for firms to "unlock" £20bn worth of business investment

·        Firms will be able "deduct" investment costs from tax bills, reducing taxable profits by 130%

·        Incentive grants for apprenticeships to rise to £3,000 and £126m for traineeships

·        VAT rate for hospitality firms to be maintained at reduced 5% rate until September

·        Interim 12.5% rate to apply for the following six months

·        Business rates holiday for firms in England to continue until June with 75% discount after

·        £5bn in re-opening grants for non-essential businesses worth up to £6,000 per premises

·        New visa scheme to help start-ups and rapidly growing tech firms source overseas talent

·        Contactless payment limit will rise to £100 later this year.

The government will publish full details of these changes over next few days and weeks.

Some property experts expect property prices to rise due to a combination of fiscal stimulus (money printing and government borrowing), stamp duty holiday extension, historically low interest rates and the return of a 95% mortgage free-for-all!

Property investors should look to new relaxed planning rules being introduced, which will make it easier to convert and repurpose commercial buildings.

A word of caution.

Printing money on a scale not seen since the Second World War could lead to inflated asset prices (prices of stocks and shares, commodities, property have already risen sharply), higher inflation and higher interest rates. If this happens, the rate on mortgages will rise and this could cause serious financial issues for those borrowers with large mortgages.

Buy right and get the right property training – contact me on FB for free property courses.

Unemployment figures are still high especially for the 18–24-year-olds. Now is the time to learn new skills and think about starting an online business, which can be done with virtually no capital compared to a physical business.

Have you tried to start an online business, but been let down by software and web developers?

New free game changing system to help launch your online marketing business and change your life…

Free Access to GrooveFunnels - the new best way to build better funnels

- Free for LIFE

- No games. No fine print.

- No credit card needed ever!

- $99/month value… Now free.

- Grab your account while you still can!

The world has changed so much recently.

And during these times, I am always excited whenever I find new solutions to help you in whatever way I can.

I’m sure you’ve heard of software tools designed to help you build websites, sales pages and online funnels.

Because sales funnels are proven to be effective, any such tools could reasonably command high monthly fees to access.

Unfortunately, this could also be out of reach for many business owners and marketers who are on a budget, especially during uncertain times.

This is where GrooveFunnels comes in.

GrooveFunnels is the new, better way to build funnels and sell digital products online.

It’s not just one or two simple tools, or solely a “funnel builder,” either.

This is your complete digital products and services online sales system.

Co-founded by Mike Filsaime, one of the top Internet marketing experts in the world, GrooveFunnels is a suite of products that includes all the tools you need to run your online business.

They have built a complete, all-in-one platform with all the essential tools so you don’t need to worry about multiple subscriptions to a variety of services that would easily add up to thousands per month.

Finally, you can get instant access to practically everything you need to sell your products and services online.

… Including:

- Full product funnels

- Brand websites with full navigation

- Custom domain names

- 1-click upsell capabilities

- Upsells, downsells and order bumps

- The world’s most powerful affiliate program

- And so much more…

Yes, this is a game changer.

And today, for a limited time only, you can get started for absolutely free.

No credit card. Lifetime access. Unlimited usage. Forever.

I’m not sure about you, but I will be switching my entire business over to GrooveFunnels.

Literally everything I need, and save thousands a month in the process.

You’ll have to see it to believe.

Take a closer look at it yourself, and pick up your free account while you’re there:

https://groovepages.groovesell.com/a/uy9VcdqIvopT

What surprises can you expect from the budget?

What can property buyers expect from the UK Budget?

Will Stamp Duty Holiday be extended by Chancellor Rishi Sunak in the 3 March Budget?

Possible extension of the stamp duty holiday in England?

The tax concession in England and Northern Ireland - no stamp duty is paid on the first £500,000 of a property sale – ends in March. For some buyers in more expensive areas this will mean the end of a tax saving of up to £15,000.

Zoopla told the BBC that between 70% and 82% of sales would be stamp duty free if they completed by the end of March.

As many as 300,000 sales could fall through if the stamp duty break is not extended.

Zoopla also predicts a drop-off in sales of 20% fewer transactions between April and June compared with the quarter of the year.

An online petition calling for a six-month extension to the stamp duty holiday has been signed by nearly 150,000 people.

Mortgage guarantee to help buyers with 5% deposit

A new ‘mortgage guarantee scheme’ to help people with small deposits obtain a higher ‘loan-to-value’ mortgage to get on the property ladder is set to be announced.

Government incentives to lenders to bring back 95% mortgages

Shares in building companies shot up over 5% on the news yesterday

£126m boost for new “flexi-job” traineeships in England

Tax increases to pay for the £270 billion of borrowing last year?

Find out more and watch the Budget live on the BBC, 3 March 2021 at 12.30pm.

As Boris Johnson announces a ‘Roadmap’ out of Lockdown, the UK vaccination programme points to an economic bounce back this summer.

Have you tried to start an online business, but been let down by software and web developers?

New free game changing system to help launch your online marketing business and change your life…

Free Access to GrooveFunnels - the new best way to build better funnels

- Free for LIFE

- No games. No fine print.

- No credit card needed ever!

- $99/month value… Now free.

- Grab your account while you still can!

The world has changed so much recently.

And during these times, I am always excited whenever I find new solutions to help you in whatever way I can.

I’m sure you’ve heard of software tools designed to help you build websites, sales pages and online funnels.

Because sales funnels are proven to be effective, any such tools could reasonably command high monthly fees to access.

Unfortunately, this could also be out of reach for many business owners and marketers who are on a budget, especially during uncertain times.

This is where GrooveFunnels comes in.

GrooveFunnels is the new, better way to build funnels and sell digital products online.

It’s not just one or two simple tools, or solely a “funnel builder,” either.

This is your complete digital products and services online sales system.

Co-founded by Mike Filsaime, one of the top Internet marketing experts in the world, GrooveFunnels is a suite of products that includes all the tools you need to run your online business.

They have built a complete, all-in-one platform with all the essential tools so you don’t need to worry about multiple subscriptions to a variety of services that would easily add up to thousands per month.

Finally, you can get instant access to practically everything you need to sell your products and services online.

… Including:

- Full product funnels

- Brand websites with full navigation

- Custom domain names

- 1-click upsell capabilities

- Upsells, downsells and order bumps

- The world’s most powerful affiliate program

- And so much more…

Yes, this is a game changer.

And today, for a limited time only, you can get started for absolutely free.

No credit card. Lifetime access. Unlimited usage. Forever.

I’m not sure about you, but I will be switching my entire business over to GrooveFunnels.

Literally everything I need, and save thousands a month in the process.

You’ll have to see it to believe.

Take a closer look at it yourself, and pick up your free account while you’re there:

https://groovepages.groovesell.com/a/uy9VcdqIvopT

Let me know what you think.

P.S. Mike told me that he is making some huge upgrades to his tools over the next several days, and we’re not sure if this will continue to be free for long. However, if you get your account right now, you’ll still be able to keep your account for life, including all the future updates to the tools. Take some time to learn all about the software, but be sure to grab your free account before it’s too late.