“No DSS” tenant blanket ban by buy-to-let landlords ruled
‘unlawful’ by Judge
‘unlawful’ by Judge
Is it still worth investing in buy-to-let property?
A District Judge has ruled that blanket bans on renting
properties to people on housing benefit are unlawful and discriminatory.
properties to people on housing benefit are unlawful and discriminatory.
The "momentous" court ruling found a single
mother-of-two had experienced indirect discrimination when a letting agent
refused to rent to her.
mother-of-two had experienced indirect discrimination when a letting agent
refused to rent to her.
She ended up homeless with her two children, when her case
was taken on by housing charity Shelter.
was taken on by housing charity Shelter.
The judge ruled "No DSS" rental bans are against
equality laws.
equality laws.
District Judge Victoria Mark heard this latest case in York
County Court on 1 July, and ruled: "Rejecting tenancy applications because
the applicant is in receipt of housing benefit was unlawfully discriminating on
the grounds of sex and disability" and contrary to the Equality Act 2010,
she said.
County Court on 1 July, and ruled: "Rejecting tenancy applications because
the applicant is in receipt of housing benefit was unlawfully discriminating on
the grounds of sex and disability" and contrary to the Equality Act 2010,
she said.
People deserve a home but that doesn’t mean everyone has a
“right” to rent home in the private sector. Landlords must also be able to
choose who they want to take on as a tenant. I have current experience with
both private and benefit tenants with mixed results.
“right” to rent home in the private sector. Landlords must also be able to
choose who they want to take on as a tenant. I have current experience with
both private and benefit tenants with mixed results.
The LHA rates in some areas are simply not competitive or equivalent
to the open market rate and dealing with benefit claims is a steep learning
curve for landlords. Deposits and upfront rent can also be an issue.
to the open market rate and dealing with benefit claims is a steep learning
curve for landlords. Deposits and upfront rent can also be an issue.
The rates paid to landlords are also confusing and differ
according to age. Is that not age discrimination?
according to age. Is that not age discrimination?
The private sector should not have to pick up the pieces for
the failures of successive governments to build enough social housing. There
has been no major council house building programme since the 1970’s.
the failures of successive governments to build enough social housing. There
has been no major council house building programme since the 1970’s.
The last major town to be built with proper infrastructure
and rail transport links was Milton Keynes which, along with other new towns,
was planned in the 1960’s.
and rail transport links was Milton Keynes which, along with other new towns,
was planned in the 1960’s.
Councils can build more social housing and borrow at low
rates, but many choose not to.
rates, but many choose not to.
I'm not sure if a ruling by a District Judge in a County
Court is binding in law. If it is binding, it will be a further example of ‘red
tape’, costs and legislation for private landlords, many of whom feel like they
are swimming against the tide in the buy-to-let market.
Court is binding in law. If it is binding, it will be a further example of ‘red
tape’, costs and legislation for private landlords, many of whom feel like they
are swimming against the tide in the buy-to-let market.
Investment in buy-to-let properties can still be profitable
when done professionally. However, there are still many other opportunities
to make money in property without the need for buy-to-let mortgages, large
deposits or high rates of tax.
when done professionally. However, there are still many other opportunities
to make money in property without the need for buy-to-let mortgages, large
deposits or high rates of tax.
1.
UK economy grew by 1.8% in May, slower
than expected
UK economy grew by 1.8% in May, slower
than expected
2.
UK economy is now 24.5% smaller than it
was in February, the ONS reports
UK economy is now 24.5% smaller than it
was in February, the ONS reports
3.
UK's mobile providers will be banned from
buying new Huawei 5G equipment
UK's mobile providers will be banned from
buying new Huawei 5G equipment
4.
Singapore’s economy plunged by 41% in the
last quarter the largest fall ever
Singapore’s economy plunged by 41% in the
last quarter the largest fall ever
5.
Nationwide now lending 90% for first time
buyers reversing previous change
Nationwide now lending 90% for first time
buyers reversing previous change
6.
Stamp Duty slashed until 31 March 2021 by
raising the threshold to 500,000
Stamp Duty slashed until 31 March 2021 by
raising the threshold to 500,000
7.
Chancellor Rishi Sunak keen to boost the
property market and “build build build”
Chancellor Rishi Sunak keen to boost the
property market and “build build build”
9.
Opportunity is everywhere for everyone, especially
in property! But you have ACT!
Opportunity is everywhere for everyone, especially
in property! But you have ACT!
10. Even
the 'Secret law of attraction' requires you to get off your ass and TAKE
ACTION!
the 'Secret law of attraction' requires you to get off your ass and TAKE
ACTION!
11. Homeowners
will get vouchers of up to £5,000 for energy-saving improvements
will get vouchers of up to £5,000 for energy-saving improvements
12. The
poorest will receive up to £10,000 in £2 billion energy saving grant scheme
poorest will receive up to £10,000 in £2 billion energy saving grant scheme
13. Will
your job be one of millions phased out by automation, innovation and AI?
your job be one of millions phased out by automation, innovation and AI?
15. Time
to your economy or Uconomy started whatever the economy is doing!
to your economy or Uconomy started whatever the economy is doing!
16. You
can create a second income during the lockdown…and come out stronger
can create a second income during the lockdown…and come out stronger
Millions of people face a bleak future post-Coronavirus
lockdown, as businesses disappear and the job furlough scheme eventually comes
to an end. However, life doesn’t have to end because of lockdown! You can join
thousands of ordinary people who have increased their income and added
streams of new income during this period.
lockdown, as businesses disappear and the job furlough scheme eventually comes
to an end. However, life doesn’t have to end because of lockdown! You can join
thousands of ordinary people who have increased their income and added
streams of new income during this period.
Are you ready to adapt to the new economic model?
As lockdown restrictions around the world are being eased,
the economic model has subtly changed forever. How will you adapt to this new
way of working and running a business, what obstacles and opportunities lies
ahead? Will you be a participant or spectator in this revolution?
the economic model has subtly changed forever. How will you adapt to this new
way of working and running a business, what obstacles and opportunities lies
ahead? Will you be a participant or spectator in this revolution?
By Charles Kelly, Property Investor, Author of Yes, Money
Can Buy You Happiness and creator of Money Tips Podcast.
Can Buy You Happiness and creator of Money Tips Podcast.
There are more examples and practical
steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3
R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it
out on Amazon http://bit.ly/2MoneyBook.
steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3
R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it
out on Amazon http://bit.ly/2MoneyBook.
If you’d like further information on how to survive the
crisis and even quit the rat race, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community. See
more articles at www.moneytipsdaily.com
crisis and even quit the rat race, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community. See
more articles at www.moneytipsdaily.com
Join the
free training here: https://bit.ly/3gLXaKW
free training here: https://bit.ly/3gLXaKW
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