FCA Bans Mini Bond Marketing to Savers

FCA Bans Mini Bond Marketing to Savers

By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money
Tips Podcast episode:

·       
FCA bans Mini-Bond marketing to
non-sophisticated investors

·       
Company with license to print money in trouble

·       
Net migration falls, property prices slow

·       
Last chance to get Help to buy Isa

Can you afford to retire?

Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?

You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How
to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical
steps to getting rich and being happy in my book, Yes, money can buy happiness, I
cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much
more. Check it out on Amazon http://bit.ly/2MoneyBook.

Last Chance to Apply for Help to Buy ISA and Qualify for 25% Tax Free Go...

Last Chance to Open Help to Buy ISA and Qualify for 25%
Tax Free Government Bonus 

By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money
Tips Podcast episode:

·      
Help to Buy ISA ends 30 November 2019

·      
Must be over 16 and a first-time-buyer to
qualify for bonus

·      
Open now to qualify for 25% tax free government
bonus towards property purchase

Can you afford to retire?

Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?

You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How
to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical
steps to getting rich and being happy in my book, Yes, money can buy happiness, I
cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much
more. Check it out on Amazon http://bit.ly/2MoneyBook.

Famous Topless Model Declared Bankrupt

Famous Model Declared Bankrupt

By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money Tips Podcast episode:

·      
Manage your own money even if your employ an accountant

·      
Always check and understand forms you sign, especially
tax returns

·      
Pay your tax bills before spending on luxuries

·      
Choose life and business partners wisely

Can you afford to retire?

Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?

You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How
to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical
steps to getting rich and being happy in my book, Yes, money can buy happiness, I
cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much
more. Check it out on Amazon http://bit.ly/2MoneyBook.

Weekly Money Tips News Roundup 15 November 2019

Weekly Money Tips News Roundup

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net or send me
a message through Facebook or my Money Tips Daily community.

By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

Would you like an opportunity to attend a Free No Money
Down Property Discovery Day? email me at Charles@CharlesKelly.net or send me
a message through Facebook or my Money Tips Daily community.

Other articles at www.moneytipsdaily.com

In Money Tips this week

Invest
in things you understand rather than following the herd

Invest in things you understand rather than following the
herd By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can
Buy You Happiness and creator of Money Tips Podcast. In this Money Tips Podcast
episode: Only invest in things you understand Don’t just follow fads and...

We have more
free time than ever so why are we so busy?

We have more free time than ever so why are we so busy? By
Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You
Happiness and creator of Money Tips Podcast. With all of the technology and
mechanisation of household chores, we actually have more...

Working in the UK –
British Job Market Facts

UK Job Market Facts By Charles Kelly, Property Solutions
Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips
Podcast. In this Money Tips Podcast episode: How large is UK job market? How
many are self-employed? How many are on zero-hour contracts? What...

Protect your credit rating at
all cost

Protect your credit rating at all cost By Charles Kelly,
Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and
creator of Money Tips Podcast. In this podcast episode you will learn: How to
obtain a copy of your credit file How to protect credit...

Can you afford to retire?

Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?

You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in a
few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

Before you buy another, or your first property, take time
out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.

Get on the super highway to financial freedom

The traditional method used by 95% of property investors is
the slow road to financial freedom.

Good news, experts have been able to discover proven ways to
secure, control and buy multiple properties with none of your own money – or
other people’s money.

Register
For Your Complimentary Ticket

Email me now if you are able to take one of these places,
but only email if you can keep these dates free as these tickets are very
valuable.

Here’s a few of the strategies and tools you’re going to
learn about:

·       
Crowdfunding

·       
Raising finance

·       
Rent-to-Rent to Build Cashflow FAST

·       
Financing new developments and Joint venturing

·       
How to find investors and how to structure deals

·       
The risk, due diligence and security of
responsibility that comes with investors

·       
SSAS and SIPP’s lending to unlock your pension
to buy property

·       
AND MUCH MORE!!

During the two days you'll learn the tried and tested tips
and tricks of creatively raising property finance. You’ll also network with
like-minded individuals and discover the proven methods our expert property
trainers have used to build multi-million pound property portfolios.

So make sure you act now and register below to get your
hands on a ticket, act fast as these will go quick!

Message me your details or drop me an email – charles@charleskelly.net

More Articles at www.moneytipsdaily.com

7 Tips
for Student Landlords as NUS Slams Buy-to-Let Investors

Are HMO’s Finished?

Are Algorithms Running Our Lives

Are Algorithms Running Our Lives?

By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money
Tips Podcast episode:

·       
What are algorithms?

·       
How algorithms decide everything from insurance
premiums to credit card limits?

·       
How to avoid being placed on an insurance fraud register.

What is an algorithm?

An Algorithm a process or set of rules to be followed in
calculations or other problem-solving operations, especially by a computer.

Can you afford to retire?

Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?

You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How
to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical
steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover
the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more.
Check it out on Amazon http://bit.ly/2MoneyBook.

Weekly Money Tips News Round Up

Weekly Money Tips News Roundup

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net or send me
a message through Facebook or my Money Tips Daily community.

By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

Would you like an opportunity to attend a Free No Money
Down Property Discovery Day? email me at Charles@CharlesKelly.net or send me
a message through Facebook or my Money Tips Daily community.

Other articles at www.moneytipsdaily.com

In Money Tips this week

Are Algorithms Running Our Lives?

Are Algorithms Running Our Lives? By Charles Kelly, Property
Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of
Money Tips Podcast. In this Money Tips Podcast episode: What are algorithms?
How algorithms decide everything from insurance premiums to credit card limits?
How to...

Short-term loan probe
by FCA financial regulator

Short-term loan probe by FCA financial regulator By Charles
Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness
and creator of Money Tips Podcast. In this Money Tips Podcast episode: Where to
get cheaper credit and advice FCA investigate Pawnbroker short-term loans How
to...

Do We Pay Too Much Tax In The UK?

Do We Pay Too Much Tax In The UK? By Charles Kelly, Property
Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of
Money Tips Podcast. In this Money Tips Podcast episode: How do we compare to
the rest of Europe? Which European countries...

Kylie Jenner Sells Beauty
Business For $600m

Kylie Jenner Sells Beauty Business for $600m By Charles
Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness
and creator of Money Tips Podcast. Kylie Jenner has sold a 51% majority stake
in her cosmetics company for $600 million to Coty. The 22-year-old's brand,
including...

Can you afford to retire?

Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?

You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in a
few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

Before you buy another, or your first property, take time
out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.

Get on the super highway to financial freedom

The traditional method used by 95% of property investors is
the slow road to financial freedom.

Good news, experts have been able to discover proven ways to
secure, control and buy multiple properties with none of your own money – or
other people’s money.

Register
For Your Complimentary Ticket

Email me now if you are able to take one of these places,
but only email if you can keep these dates free as these tickets are very
valuable.

Here’s a few of the strategies and tools you’re going to
learn about:

·       
Crowdfunding

·       
Raising finance

·       
Rent-to-Rent to Build Cashflow FAST

·       
Financing new developments and Joint venturing

·       
How to find investors and how to structure deals

·       
The risk, due diligence and security of
responsibility that comes with investors

·       
SSAS and SIPP’s lending to unlock your pension
to buy property

·       
AND MUCH MORE!!

During the two days you'll learn the tried and tested tips
and tricks of creatively raising property finance. You’ll also network with
like-minded individuals and discover the proven methods our expert property
trainers have used to build multi-million pound property portfolios.

So make sure you act now and register below to get your
hands on a ticket, act fast as these will go quick!

Message me your details or drop me an email – charles@charleskelly.net

More Articles at www.moneytipsdaily.com

Uber Lose London License Again

Uber Lose London License Again

By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this Money
Tips Podcast episode:

·       
Transport for London revoke Uber License

·       
Property prices fall during election

·       
Why Yo Sushi is worth millions

Can you afford to retire?

Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?

You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How
to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical
steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover
the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more.
Check it out on Amazon http://bit.ly/2MoneyBook.

We have more free time than ever so why are we so busy edit

We have more free time than ever so why are we so busy?

By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

With all of the technology and mechanisation of household
chores, we actually have more leisure and free time than ever before, so why is
it that we are always so “busy”?

In this Money
Tips Podcast episode:

·       
How many hours are there in a week?

·       
How many hours do you spend at work?

·       
How many hours do you spend sleeping?

·       
How many hours do you have free?

·       
How many hours do you spend on social media or
watch TV?

·       
How many hours could you spend improving
yourself and your future?

People who get on all those who keep learning and keep
themselves up-to-date with the latest trends in their industry. How do they do
that? They invest in themselves and use the time wisely.

They make sacrifices where necessary, So, instead of buying
lots of new clothes or a new car every year they invest in education for the
business to improve their future.

They use the time effectively, so instead of spending 20 to
30hours every week watching TV, they study for a new skill, a degree or
masters, or build a business on the side in order to improve their future.

Where am I going to find a time, I hear you ask?

·       
How many hours are there in every week? 168

·       
How many hours do you spend at work? 40

·       
How many hours do you spend sleeping? 56.

·       
How many hours do you have free? 72 - 10 hours
travelled time = 62 hours

·       
How many hours do you spend watching television
or videos online?

·       
How many hours do you spend browsing on social
media?

These are the critical questions you should be asking
yourself. Questions trigger an emotional response that can bring about changes.

Questions like:

·       
Where is my life going?

·       
How much time am I wasting on social media?

·       
How much do I have in the bank?

·       
How will I be able to afford to retire?

·       
How can I improve my life and build a better
life for myself and my family?

You get the picture?

I decided a long time ago that I needed to continually keep
investing in myself in order to stay ahead of the game. For instance, Things
are always changing in property, like new ideas for acquiring assets with no
money down.

People down the pub will tell you that it's “impossible,
can't be done” or “you need a lot of money to buy property”, but if you listen
to people down the pub you will not get very far in life.

If you'd like to find out more about how you can become
financially free by investing in property, even if you don't have any of your
own money, contact me on Facebook messenger or at charles@Charles.kelly.net

Can you afford to retire?

Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?

You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in a
few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How
to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical
steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3
R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it
out on Amazon http://bit.ly/2MoneyBook.

Invest in things you understand rather than following the herd

Invest in things you understand rather than following the
herd

By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

With all of the technology and mechanisation of household chores,
we actually have more leisure and free time than ever before, so why is it that
we are always so “busy”?

In this Money
Tips Podcast episode:

·       
Only invest in things you understand

·       
Don’t just follow fads and trends for the sake
of it

·       
Google to launch bank accounts

Can you afford to retire?

Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?

You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become financially
free.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in a
few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How
to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical
steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3
R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it
out on Amazon http://bit.ly/2MoneyBook.

UK Job Market Facts

UK Job Market Facts

By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this episode:

• How large is UK job market?

• How many are self-employed?

• How many are on zero-hour contracts?

• What are the trends for working hours, pay and older workers?

Can you afford to retire?

Millions of people, or over 80% of the population, will either retire in poverty or not be able to afford to retire at all. What’s your strategy?

You can learn how to acquire income producing assets using other people’s money and other no money down strategies in order to become financially free.

Smart investors are using these creative finance, ‘no money down’ tools to build massive property portfolios in a few short years, as their hands are not tied by mortgage lenders and the need to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take time out to learn proven successful strategies from expert multi-millionaire property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks In the last few years, mortgage lending rules have been tightened up by UK regulators. Lenders now dig into your finances far more deeply than just looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook

7 Tips for Student Landlords Under Fire from NUS

7 Tips for Student Landlords as NUS Slams Buy-to-Let
Investors

By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

Student landlords have been accused of cheating students by
making unfair deposit deductions and not registering deposits with the deposit
protection scheme.

A survey by the NUS, Homes Fit For Study, showed that
just 61% of students have their deposits returned in full, with 27% formally
challenging landlord deductions.

7 Tips for Landlords:

1.     
Use an inventory company

2.     
Make sure your property is clean and presentable
from the start

3.     
Maintain your property to a high standard throughout
the tenancy

4.     
Tenants Fees Act came into force in 2019 so
follow the rule or risk a fine.

5.     
Deposits must be registered with the government-backed
Tenancy Deposit Scheme

6.     
Student letting is a specialised area and you
should learn how to do it properly and professionally

7.     
Corporate landlords are out to eat your lunch
and will take the best tenants.

Can you afford to retire?

Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?

You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become financially
free.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in a
few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How
to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical
steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3
R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it
out on Amazon http://bit.ly/2MoneyBook.

Protect your credit rating at all cost

Protect your credit rating at all cost

By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this episode:

·       
How to obtain a copy of your credit file

·       
How to protect credit rating

·       
How to improve your credit score.

·       
How to avoid adverse credit scores, CCJ’s and
Defaults

Can you afford to retire?

Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?

You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become financially
free.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in a
few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How
to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical
steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3
R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it
out on Amazon http://bit.ly/2MoneyBook.

High Street Meltdown More Stores Close

High Street Meltdown More Stores Close

By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

In this episode:

The once mighty Mothercare chain has become the latest
casualty in the British High Street meltdown which has seen thousands of shops
close this year.

Use them or lose them

The choice is simple. You can either shop in High Street
stores or continue to buy from Amazon and see those stores close. Remember that
Amazon pays very little tax in the UK compare to the retail sector. Even if we
save a few pounds buying online, we will all be losing out in the long run.

McDonald’s Chief Executive is pushed out after falling foul
of the company’s “non-fraternisation” policy.

Ryanair demonstrate how small additional charges and extras
can add up to over £7 million in profits. Think about that for your business.

McDonald’s has 38,000 restaurants worldwide, but 93% of them
are franchises. In other words, they have used other people’s money to expand
their business and control rather than own the multi-billion dollar chain
of restaurants.

Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?

You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become financially
free.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in a
few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How
to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more examples and practical
steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3
R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it
out on Amazon http://bit.ly/2MoneyBook.

UK Student Accommodation Sector in Trouble

UK Student Accommodation Sector in Trouble as Minister Intervenes

By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.

The Universities Minister laid down a warning to a summit of
student-accommodation providers to sort out the "awful and
disappointing" problems that have seen more than 20 student housing
schemes not completed on time, the BBC reports.

In an unprecedented move, Chris Skidmore summoned corporate housing
providers after students had been put into temporary accommodation at the
beginning of the autumn term.

"Students can pay significant amounts for their
accommodation and it is unacceptable to let them down at a stressful
time," the minister said.

Students in Portsmouth were among those affected, when a
private housing block was not completed, leaving about 250 without
accommodation.

Accommodation is funded from student maintenance loans -
which means billions of pounds in public spending goes into the student-housing
sector.

Private landlords have been increasingly undermined by the
government which has favoured large corporate landlords with tax breaks denied
to the smaller student accommodation providers.

Buy-to-let investors have been quitting the market in droves
since punitive property tax measures were introduced by the former chancellor
George Osborne. Some estate agents claim that Osborne’s landlord tax grab,
combined with the 2016 Brexit
vote, has effectively killed the buy-to-let property market, with prices in some
areas falling by over 20%.

However, plummeting property prices have created buying
opportunities, especially among distressed and disgruntled landlords fed up
with being treated like second class citizens.

Even property investors I meet who have not sold everything
have held back on buying further property due to the loss of tax relief on buy-to-let
mortgage loans, as well as higher rates on limited company loans.

But most traditional buy-to-let property investors are not
aware of the ‘no money down’ strategies to own or control property without
using mortgage lenders.

Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios in a
few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net or send me a
message through Facebook or my Money Tips Daily community.

See more articles at www.moneytipsdaily.com

How
to Use Creative Property Financing to Beat the Banks

How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just looking
at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/

There are more
examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3
R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it
out on Amazon http://bit.ly/2MoneyBook.

Word of the Day

Section 24

Section 24, also known as the ‘tenant tax’, will
restrict relief for finance costs on residential properties to the basic rate
of Income Tax. This has been phased in from 6 April 2017. ... In simple
terms, Landlords will no longer be able to deduct all of their
finance costs from their property income when calculating their property
profits.