Property prices in London and parts of the
South East fell this year by up to 8.9%, as Silver surged 138% and Gold
continued its upward trajectory rising by just under 58%!
Crawley, a town close to Gatwick airport in
West Sussex, suffered an 8.9% drop of £36,000, with High Wycombe falling 7.4%
wiping £34,000 off average house values. Even trendy Brighton was hit with a
4.8% or £20,000 dive, according to Lloyds bank.
The London property market has also suffered a
2.4% year on year decline of 2.4%, not helped by a weak economy, tax hikes, Stamp
Duty increase in April and uncertainty over the budget which saw the
introduction of a mansion tax.
Overseas buyers have dried up, non-doms and
the rich are leaving the UK in droves and property landlords have been selling
up partly due to the Renters Rights Act and the abolition of Section 21 ‘no
fault evictions’.
Chancellor Rachel Reeves announced a new tax surcharge
on rental income profits in her budget, which sees the tax burden rise to
record levels. Buy-to-let landlords will pay a tax rate two percentage points higher
than the basic and higher rates of tax from April 2027.
Watch full
video here - https://youtu.be/O38dvXPp22k
There were a raft of hikes including a mansion tax on properties worth more
than £2 million, mileage charge on EVs
Although successive governments seem to be doing their best to encourage
the big corporate landlords and drive small landlords out of business (Section 24, licensing,
increased red tape etc.), they still need the estimated 2.8 million private buy-to-let
property landlords.
Opportunities in
2026
Experienced investors will be sitting on cash and watching the housing
and stock markets for opportunities to snap up assets at bargain prices, but
timing the market can be tricky.
House prices are already being heavily discounted by sellers. Property
prices are overpriced when compared to incomes with the average age of
first-time buyers increasing into late 30’s.
See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s
Gold and silver outperformed the markets and investors and central banks
piled into metals amid speculation of an AI-driven stock market bubble.
How to Invest in Gold and Silver?
There are various ways to invest in Gold and Silver. You can buy physical Gold and Silver coins, bars or bullion online through reputable dealers (see below for more details).
You can also buy funds which hold precious metals, as well as mining companies, directly on stock markets or through your ISA, SIPP and SSAS pensions (IRAs).
Always seek professional advice before investing.
See full video - https://youtu.be/or-8kiTZZxM
See my interview with Josh Saul, gold expert, discussing the merits of including precious metals in your portfolio. Click here https://pure-gold.co/charles-kelly for a free gold, investment report, and discovery call.
For a free gold, investment report, and Discovery Call,
click here.
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Time for reflection
Has 2025 been a good year for you?
Did you reach your goals and targets?
What goals have you set for 2026?
I wish you a Happy and Prosperous New Year and hope you achieve your
dreams.
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