Wednesday, May 22, 2024

Renters and Leasehold Reform Bills Could Fall as UK July General Electio...

Renters and Leasehold Reform Bills Could Fall as UK July General Election Announced See also: Leasehold SCAM - https://youtu.be/b-wlBMTtmhg?si=K71E-JNDBsfi3UFM References: - "Leasehold Reform (Ground Rent) Bill" – UK Parliament: [Link](https://services.parliament.uk/bills/2021-22/leaseholdreformgroundrent.html) - The Guardian on Leasehold Abuses: [Link](https://www.theguardian.com/money/leasehold-scandal) - BBC News on Leasehold Reforms: [Link](https://www.bbc.com/news/business-leasehold-reform) Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: • Not only survive, but thrive in a recession or depression? • Get control of your finances and spending? • Save and invest for your future? • Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #LeaseholdReform #PropertyScam #Homeownership #UKHousingCrisis #FreeholderAbuse #LeaseholdScandal

Monday, May 20, 2024

Leasehold SCAM: The Biggest Property Scandal in UK History?

Leasehold Scandal: The Biggest Property Scam in UK History?  

 

Why leaseholds are ripping you off! Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now Click: https://bit.ly/3QPp8IH

 

The UK leasehold system has long been a contentious issue, and many argue it’s one of the biggest scams in history. The current system, which dates back to feudal times, sees homeowners purchasing property but not the land it stands on. Instead, they lease the land from a freeholder, often for 99 years or more. This feudal relic is under scrutiny as the Leasehold Reform (Ground Rent) Bill moves through Parliament, aiming to address some of the system's inherent unfairness.

 

Leasehold ownership can feel like a trap for many. Despite buying their homes, leaseholders must pay ground rent to freeholders, which can increase significantly over time. Additionally, they often face hefty fees for minor alterations, high service charges, and exorbitant costs to extend their lease. Failure to comply with these terms can lead to severe penalties, including forfeiture of the property. This situation creates a financial burden and an ongoing dependency on freeholders, making it hard for homeowners to feel truly secure in their properties.

 

The Leasehold Reform Bill seeks to abolish ground rents for new residential leases, which is a step in the right direction. However, it does little to alleviate the burdens on existing leaseholders. The bill also does not address other controversial issues like high service charges or the complex and costly process of enfranchisement, where leaseholders attempt to buy the freehold of their property.

 

Critics argue that the current system is outdated and exploitative, designed to benefit freeholders at the expense of leaseholders. The feudal origins of leaseholds, meant to maintain control and extract wealth from tenants, seem archaic in the 21st century. With more than four million leasehold properties in the UK, the impact is widespread, affecting millions of homeowners.

 

Reform is crucial, not just to modernize property ownership but to ensure fairness and security for homeowners. The Leasehold Reform Bill is a start, but comprehensive change is needed. Abolishing leaseholds entirely or drastically reducing the power imbalance between freeholders and leaseholders would be a significant step toward justice for UK homeowners.

 

As the debate continues in Parliament, the hope is for a future where owning a home means true ownership without the strings of an outdated feudal system. Unfortunately, it looks like the legislation will be watered down and leaseholds will continue to plague flat owners in the UK. Will a future Labour government change this like they tried, and failed, before?

References:

- "Leasehold Reform (Ground Rent) Bill" – UK Parliament: [Link](https://services.parliament.uk/bills/2021-22/leaseholdreformgroundrent.html)

- The Guardian on Leasehold Abuses: [Link](https://www.theguardian.com/money/leasehold-scandal)

- BBC News on Leasehold Reforms: [Link](https://www.bbc.com/news/business-leasehold-reform)

Ever wonder why you never seem to have enough money?

We are living in challenging economic times.

I want to show you how can you:

·        Not only survive, but thrive in a recession or depression?

·        Get control of your finances and spending?

·        Save and invest for your future?

·        Learn about money and finance?

To help you, I am running a free training webinar. 

3 Steps To Success Money Management!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #LeaseholdReform #PropertyScam #Homeownership #UKHousingCrisis #FreeholderAbuse #LeaseholdScandal

 


Friday, May 10, 2024

You Get What You Tolerate Not What You Deserve!

You Get What You Tolerate Not What You Deserve!

 

We are told that we get what we deserve, but is that true?

 

We get what we tolerate, accept and put up with. 

 

People will put up with the most terrible situations in their lives including abusive relationships, bad jobs and low wages for years.

 

Have you noticed that there are people who seem to get treated better than others?

 

Have you heard the expression he or she is “nobody‘s fool”?

 

He or she just seems to demand respect and they get it! That doesn’t mean they are rude or arrogant.

 

Then there are those unfortunate people who just soak it up!

 

They are the person that gets all the crap jobs, the family member that’s bossed around and bullied!

 

And it goes through their whole life and never seems to change, unless they do. I’ve seen two elderly sisters where one of them is dominating the other to the extent that it’s almost an abusive relationship.

 

What unwanted things have you been tolerating in your life for years?

 

·        Relationships

·        Abusive boss

·        Abusive family member

·        Career or job you hate

·        Money problems and lack

·        Bad neighbourhood

·        Bad neighbours!

·        Economy flights! Ha ha!

 

Make your own list…

 

You don’t have to put up with it for the rest of the life, and don’t have to be a martyr!

 

Holding in that anger has been scientifically proven to cause physical health problems.

 

You’re not going to get that promotion if you allow yourself to be the butt of everyone’s jokes.

 

There’s no point in running away or changing jobs, because there is always an asshole or bully in every company!

 

Think of the bully as a teacher who has been sent to give you a lesson. 

 

What are you going to do about it?

 

Here are some suggestions:

 

·        Decide!

·        Refuse to tolerate less than you deserve.

·        Start slowly, pushing back.

·        Be assertive and not aggressive.

·        Take an assertiveness course if need be.

·        Work on yourself and upgrade your skills.

·        Write out your goals and expectations in your career, health, wealth and life.

·        Start making plans to achieve your goals.

·        Just get started! Do it!

·        Start managing your money, time, health, energy, sleep, diet and life.

 

Make a decision today to expect the best in your life and rid yourself of all unwanted people and things that are not to your liking.

 

I regularly book business class flights or upgrade to business.

Why?

More comfort

Better sleep and

I feel better in myself

Less recovery time wasted

I enjoy rather than endure the flight.

 

I decided many years ago to work for myself rather than work for somebody else.

 

I made that lifechanging decision to work on myself more than I was working on my job, so I started a journey of self-improvement and mentoring to improve my wealth and health.  

 

Do you ever wonder why you never seem to have enough money?

We are living in challenging economic times.

I want to show you how can you:

·        Not only survive, but thrive in a recession or depression?

·        Get control of your finances and spending?

·        Save and invest for your future?

·        Learn about money and finance?

To help you, I am running a free training webinar. 

3 Steps To Success Money Management!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#finance #moneytraining #moneymanagement #wealth #money #marketing #property #investment #assertive #businessclassflight #freemoneytraining #moneytips #relationships #health


Friday, May 3, 2024

Unveiling the Truth: The Banks Own The World – Money Tips 365 Day 49

Unveiling the Truth: The Banks Own The World – Money Tips 365 Day 49

 

Are you ready to dive into a thought-provoking discussion? In today's episode of the Charles Kelly Money Tips Podcast, we're delving deep into a topic that affects us all: "The Banks Own The World." Strap in as we uncover the layers behind this statement and explore its implications on our financial landscape.

 

In an era where financial institutions wield immense power, understanding the dynamics at play is crucial. From mortgages to investments, the influence of banks permeates every aspect of our economic lives. But what does it truly mean for the banks to "own" the world?

 

First and foremost, it's essential to recognize the sheer scale of the banking industry's reach. With assets totalling in the trillions, major banks possess unparalleled control over global capital flows. Through intricate financial mechanisms, they shape economies, dictate interest rates, and influence government policies.

 

Moreover, the notion of ownership extends beyond mere monetary control. Banks hold sway over individuals and businesses alike, determining access to credit, loans, and financial services. This concentration of power raises pertinent questions about economic equality and the distribution of wealth.

 

But amidst this apparent dominance, there's room for empowerment. By gaining insights into how the banking system operates, individuals can navigate financial landscapes more effectively. From optimizing savings to making informed investment decisions, knowledge becomes a potent tool for reclaiming financial autonomy.

 

In the midst of recognizing the extensive influence of banks, it's crucial to explore alternative avenues for raising capital and conducting business without solely relying on traditional banking institutions. One effective strategy is to leverage the power of crowdfunding platforms. Whether through rewards-based crowdfunding on platforms like Kickstarter or equity crowdfunding on sites such as SeedInvest, entrepreneurs can access capital directly from a broad base of supporters, bypassing the need for traditional bank loans. Additionally, exploring peer-to-peer lending networks provides another avenue for securing financing.

 

Platforms like LendingClub and Prosper facilitate direct lending between individuals, offering competitive interest rates and flexible terms. Furthermore, fostering strategic partnerships and seeking venture capital investment can fuel business growth without resorting to bank loans. By diversifying funding sources and tapping into innovative financing models, entrepreneurs can chart a path towards success while reducing dependency on traditional banking institutions.

 

As we explore these themes, remember to join the conversation using the hashtags #BankingInsights #FinancialEmpowerment. Your perspectives enrich our dialogue and foster a community dedicated to mastering the intricacies of modern finance.

 

Tune in to the Charles Kelly Money Tips Podcast on Spotify, iTunes and YouTube and unravel the mysteries behind the assertion that "The Banks Own The World." Together, let's embark on a journey towards financial enlightenment and empowerment. Because when we understand the system, we hold the keys to our financial destiny.

 

Ever wonder why you never seem to have enough money?

We are living in challenging economic times.

I want to show you how can you:

·        Not only survive, but thrive in a recession or depression?

·        Get control of your finances and spending?

·        Save and invest for your future?

·        Learn about money and finance?

To help you, I am running a free training webinar. 

3 Steps To Success Money Management!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment