Thursday, January 30, 2020

UK house price growth soars to 14 month high, Nationwide reports





UK house price growth soars to 14-month high, Nationwide
report
By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
In this Money Tips Podcast episode:
1.     
UK house prices rose at fastest annual
rate – 1.9% - in January for 14 months say Nationwide
2.     
Could be pent-up demand following the
clear general election result and Brexit 31 Jan 20
3.     
Prices up 0.5% on December, however, Nationwide,
expects house prices to be flat in 2020
4.     
Nationwide valued the average UK home at
£215,897 which is still too high for many FTB’s
5.     
Zoopla showed cities outside the south of
England saw the biggest rises in prices in 2019
6.     
Annual price growth was 6.1% in Edinburgh
in December 2019 and Nottingham at 5.2%
7.     
Bank of England monetary committee voted
by 7 to 2 to keep UK base rates at 0.75%
8.     
Learn about investing in property before
buying anything!
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using creative finance ‘no money
down’ tools to build massive property portfolios
in a few short years, as
their hands are not tied by mortgage lenders and the need to save large
deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
There are more examples and practical
steps to getting rich and being happy in my book
, Yes, money can buy
happiness
, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F
System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

Wednesday, January 29, 2020

When is a property freehold not worth the paper it is written on





When is a property freehold not worth the paper it’s
written on?
By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
In this Money Tips Podcast episode:
1.     
Beware, as not all freeholds are the same
and some may be un-mortgageable
2.     
Always use a solicitor, especially when
buying at auction, to check title
3.     
New build freehold properties may include
an onerous ‘rentcharge’
4.     
Management companies can repossess your
property for unpaid rent charge
5.     
Learn about investing in property before
buying anything!
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative finance, ‘no
money down’ tools to build massive property portfolios
in a few short
years, as their hands are not tied by mortgage lenders and the need to save
large deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
There are more examples and practical
steps to getting rich and being happy in my book
, Yes, money can buy
happiness
, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F
System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.



Tuesday, January 28, 2020

Quick sale property agents under fire from Trading Standards





Quick sale property agents under fire from Trading
Standards
By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
In this Money Tips Podcast episode:
1.     
Quick sale ‘property rescue’ agents under
scrutiny by Trading Standards
2.     
Be careful when selling your property “fast”
as you will get a lower price
3.     
Estate Agents should be a regulated
market as it is in America
4.     
UK awards 5G contract to Huawei
 Can you afford to
retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative finance, ‘no
money down’ tools to build massive property portfolios
in a few short
years, as their hands are not tied by mortgage lenders and the need to save
large deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
There are more examples and practical
steps to getting rich and being happy in my book
, Yes, money can buy
happiness
, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F
System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.


Monday, January 27, 2020

You don't make a billion you take a billion by paying slave wages





You don't make a billion you take a billion by paying
slave wages
Is this statement made by an American politician accurate?
By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
In this Money Tips Podcast episode:
1.     
Do billionaires make their money paying “slave
wages”, as per Alexandria Ocasio-Cortez?
2.     
Bill Gates and Henry Ford paid higher than
average wages and made a lot of people rich
3.     
The rich in the UK pay millions in taxes – David
Beckham, JK Rowling and Sir James Dyson
4.     
Top 1% of UK earners pay 28% of all income taxes
5.     
Taxes are necessary and should be fair
You don’t make a billion, you take a billion and make
things by paying people slave wages that they can barely live on
” a
politician recently claimed.
You might be forgiven for thinking that the statement came
from Jeremy Corbyn or somebody in Venezuela, but it actually came for an
American Congresswoman Alexandria Ocasio-Cortez.
She has been accused of promoting dangerous radical
left-wing policies, not that different from European social democratic views -
free healthcare, college education, higher taxes for the very wealthy and more
control over the financial sector.
She won her seat against all the odds with little or no
funding and was actually working as a waitress before being elected.
However, to say that all billionaires make their money off
the back of slave labour and below minimum wage pay is a little unfair.
Henry Ford actually increased wages and attracted thousands
of workers to Detroit area, building forward into a multibillion-dollar company
which produced cars for the masses. He was instrumental in building the
American economy into a superpower through mechanisation and assembly line
manufacturing techniques.
I don’t think you could accuse Bill Gates of paying low wages
when the company has actually created thousands of millionaires through their
stock options.
People are queueing up to work for the likes of Google and
Facebook because their pay and benefits are out of this world.
According to the Sunday Times new tops taxpayer list,
Stephen Ruben the majority shareholder of JD sports paid £181 million in tax
last year.
British billionaire Denise Coates, who built her own
business from a small family concern to multi-billion company, just paid £156
million in taxes.
Sunday Times list of highest taxpayers in the UK
demonstrates that high earners contribute billions to the UK economy in
productivity and net taxes.
Richest 1% in the UK contribute 28% of all income tax with
notable high taxpayers like Sir Janes Dyson, David and Victoria Beckham and J.
K. Rowling.
Billionaire businessman so Jim Ratcliffe have a tax
liability of £110.5 million and Mike Ashley, founder of sports direct and owner
of Newcastle football club paid over £30 million in taxes last year.
Politicians who go on about the rich “paying their fair
share “should focus on the amount of tax collected rather than the tax rate.
If you hike up the tax rate to a top rate of 98%, as it was
in the 1970s, all you do is drive away wealthy people and more importantly
investment.
This has nothing to do with politics, it’s just common
sense.
It has been recently demonstrated by the increase in stamp
duty for multi million pound properties. What happened? The tax take went down.
Of course, we need taxes to run the country, but they need
to be fair and balanced so that people have an incentive to work hard and build
businesses. Countries like Hong Kong and Singapore attract businesses because
they have an attractive tax system, which taxpayers have no need to evade.
If you subscribe to the politics of envy, believing that all
rich people are evil and crooked, how can you be wealthy and successful
yourself?
I talk about this in my book, yes, money can buy happiness,
where we explore the mindset of money and success.
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative finance, ‘no
money down’ tools to build massive property portfolios
in a few short
years, as their hands are not tied by mortgage lenders and the need to save
large deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at
Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
How to Use Creative Property Financing to Beat the Banks
How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/
There are more examples and practical
steps to getting rich and being happy in my book
, Yes, money can buy
happiness
, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F
System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

Friday, January 24, 2020

One week to go until Brexit Day, how will UK do outside the EU?





One week to go until Brexit Day 31 January 2020

By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
In this Money Tips Podcast episode:
1.     
On 31 January 2020 at 11pm the UK will
leave the European Union after 47 years
2.     
How will we prosper and what will the UK
look like in the 50 years time outside the EU?
3.     
What was Britain like in 1973 when it
joined the European Communities (EC)
4.     
Prices were lower, we had many industries
and a greater standing in the world
5.     
ECB is now spending 20 billion Euros a
month buying bonds or printing money (OPM)
6.     
Over 3 million EU born citizens now live
in the UK, most will settle here after Brexit
7.     
Britain will prosper, but tough times lie
ahead with US trade negotiations
See also my YouTube Channel: Will house prices rise or fall in 2020?
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios
in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at
Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
There are more examples and practical
steps to getting rich and being happy in my book
, Yes, money can buy happiness, I
cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much
more. Check it out on Amazon http://bit.ly/2MoneyBook.

Thursday, January 23, 2020

It's never too late to start investing as Tesla's Elon Musk proves





It's never too late to start investing as Elon Musk of
Tesla has proved
By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
In this Money Tips Podcast episode:
1.     
Tesla overtakes Volkswagen to become the world’s
second largest car manufacturer
2.     
People who say “it can’t be done nowadays”
or “it was alright in your day” are wrong!
3.     
Most valuable companies, Apple,
Microsoft, Amazon are relatively new to the market
4.     
Never too late for you to get started investing
in property, e.g. to build a pension
5.     
Contact me if you want to get started in
property using none of your own money
See also my YouTube Channel: Will house prices rise or fall in 2020?
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios
in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at
Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
There are more examples and practical
steps to getting rich and being happy in my book
, Yes, money can buy happiness, I
cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much
more. Check it out on Amazon http://bit.ly/2MoneyBook.

Wednesday, January 22, 2020

Bankruptcy and what it means to you





Bankruptcy - what it means to you?
By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
In this Money Tips Podcast episode:
1.     
Bankruptcy will wipe the slate clean but can
also blight your life
2.     
Bankruptcy is not the only option to get
out of debt and should be a last resort?
3.     
Always seek independent profession advice
from Citizens Advice and other charities
4.     
Always protect
your credit rating
and obtain a copy of your credit file
See also my YouTube Channel: Will house prices rise or fall in 2020?
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios
in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at
Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
There are more examples and practical
steps to getting rich and being happy in my book
, Yes, money can buy happiness, I
cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much
more. Check it out on Amazon http://bit.ly/2MoneyBook.


Tuesday, January 21, 2020

How to find the cheapest place to buy or rent property in the UK





How to find the cheapest place to buy or rent property in
the UK

By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
1.     
Easy way to check the cheapest areas to
rent or buy property in the UK
2.     
Experts predict prices rises but figures
will vary from place to place
3.     
Learn how you can build a property
portfolio using none of your own money
See also my YouTube Channel: Will house prices rise or fall in 2020?
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios
in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at
Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/
There are more examples and practical
steps to getting rich and being happy in my book
, Yes, money can buy happiness, I
cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much
more. Check it out on Amazon http://bit.ly/2MoneyBook.

Monday, January 20, 2020

Will house prices rise or fall in 2020





Will house prices rise or fall in 2020?
By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
1.     
Will property rise or fall this year?
2.     
Find out what the experts are forecasting
for the UK property market
3.     
Learn how you can build a property
portfolio using none of your own money
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios
in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at
Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/
There are more examples and practical
steps to getting rich and being happy in my book
, Yes, money can buy happiness, I
cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much
more. Check it out on Amazon http://bit.ly/2MoneyBook.

Will house prices rise or fall in 2020





Will house prices rise or fall in 2020?
By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
1.     
Will property rise or fall this year?
2.     
Find out what the experts are forecasting
for the UK property market
3.     
Learn how you can build a property
portfolio using none of your own money
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios
in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at
Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/
There are more examples and practical
steps to getting rich and being happy in my book
, Yes, money can buy happiness, I
cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much
more. Check it out on Amazon http://bit.ly/2MoneyBook.

Friday, January 17, 2020

Money Tips Weekly News Roundup





Weekly Money Tips News Roundup 17 January 2020
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net or send me
a message through Facebook or my Money Tips Daily community.
By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.
Would you like an opportunity to attend a Free No Money
Down Property Discovery Day
? email me at Charles@CharlesKelly.net or send me
a message through Facebook or my Money Tips Daily community.
Other articles at www.moneytipsdaily.com

Thursday, January 16, 2020

Quick Fire Money Tips to Beat the January Blues





10 Quick Fire Money Tips to Beat the January Blues
By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
1.     
Manage the longest payday gap from Christmas
until the end of January
2.     
Make a plan to slash your credit card debt this year
and the next
3.     
Credit card bills dropping onto your doormat –
open the envelope!
4.     
Use interest free credit card switch deals to
give you breathing space
5.     
Plan to pay off the balance before end of
interest free period if possible
6.     
Always arrange a small overdraft facility with
your bank just in case
7.     
Check your account, savings and ISA’s for best
rates
8.     
Switch bank accounts and receive up to £175
9.     
Self-assessment deadline 31st of January
10.  
Buy travel insurance when you BOOK holidays and
flights
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios
in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at
Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/
There are more examples and practical
steps to getting rich and being happy in my book
, Yes, money can buy happiness, I
cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much
more. Check it out on Amazon http://bit.ly/2MoneyBook.


Wednesday, January 15, 2020

Change your habits change your life





Change your habits change your life
By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
Millions of people join the local gym in January, but many
will quit within a few months. People also try to get their finances in order
at the start of the new year, but soon drift back to their old ways of spending
on consumer goods and maxing out their credit cards.
1.     
It’s the things you do every day count not a few
weeks of exercise or a crash diet
2.     
Money management is a lifelong process just like
living a healthier lifestyle.
3.     
Learn money management using practical tools
like the 3Rs of Money Management
4.     
Learn how to become a S.M.A.R.T Money Manager
5.     
Financial education is the key to financial
freedom and happiness
I was at my gym today and noticed that it was more crowded
because of the usual influx of the January new year joiners hoping to lose
weight, get fit or lead a healthier lifestyle. That’s great, but how many will
still be there in February or March?
Unfortunately, many of these new members will drop out
within a few months and go back to their usual routine.
It’s the things you do every day count, not once in a while.
Habits like, washing, brushing your teeth or taking a 30-minute walk will make
a difference to your lifelong health.
If you really want to lose weight, get fit and live a
healthier lifestyle, you need to change your habits.
Similarly, if you want to get out of debt and be financially
free you need to change your spending and lifestyle habits.
Just like healthy eating or exercising, money-management is
a lifelong process. If you stop it for a few months your finances will fall
into disrepair, just like your muscles will deteriorate and you will gain
weight if you stop going to the gym.
Don’t let the grass grow under your feet
You’ve got to keep on top of your finances and your health,
as well as your relationships otherwise, as Jim Rohn used to say, the weeds
will take the garden.
Money management
In my book, Yes, Money Can Buy You Happiness,
I teach money management using practical tools like the 3Rs of Money Management
and show you how to become a S.M.A.R.T Money Manager.
S.M.A.R.T Money Manager
S – Spend wisely avoiding expensive consumer debt
M – Manage and respect money and make informed decisions
A – Accumulate wealth over time taking the long-term perspective
R – Review finances on a regular basis and make
appropriate changes
T - Track income and expenditure on a daily or weekly
basis

Let’s take one lesson from the S.M.A.R.T Money Manager system.
T stands for:
Track income and expenditure on a daily or weekly basis.
This can be easily done using a free spreadsheet, an App or
a good old notebook and pen.
Remember. Education is the key to your successful financial
life. Children go through decades of formal education, but leave school or
university with little or no financial knowledge.
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios
in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at
Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/
There are more examples and practical
steps to getting rich and being happy in my book
, Yes, money can buy happiness, I
cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much
more. Check it out on Amazon http://bit.ly/2MoneyBook.



Tuesday, January 14, 2020

Banks to charge 40% pa for overdraft



Banks to charge 40% for overdraft – 50 times the UK base rate
of .75%
By Charles Kelly, Property Solutions Investor, Author of Yes,
Money Can Buy You Happiness
and creator of Money Tips Podcast.
1.     
Banks will start charging 40% for an
unauthorised and authorised overdraft
2.     
LIBOR London Interbank lending rate stands at
just 1.96% for 1 year
3.     
Banks borrow from us at .25% and less in many
cases
4.     
Credit cards and debt pushed on to young
customers
5.     
Mindful spending – do I really need this right
now?
6.     
Build your own savings buffer instead of using
cards
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios
in
a few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.
Before you buy another, or your first, property, take
time out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
If you’d like more information on how to acquire wealth
building assets using none of your money, email me at
Charles@CharlesKelly.net
or send me a message through Facebook or my Money Tips Daily community.
See more articles at www.moneytipsdaily.com
How to Use Creative Property Financing to Beat the Banks
  In the last few years, mortgage lending rules have been tightened up by
UK regulators. Lenders now dig into your finances far more deeply than just
looking at your annual income. Self-certificated mortgages are all but... see -http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/


There are more examples and practical
steps to getting rich and being happy in my book, Yes, money can buy happiness, I
cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much
more. Check it out on Amazon http://bit.ly/2MoneyBook.



Friday, January 3, 2020

What was the best performing FT100 share - up 3200% - of the last decade?





What was the
best performing share - which rose by 3200% - in the FTSE 100 index over the
past decade?


1.      JD
Sports shares rose by 3200% since 2010
2.      Rightmove,
Barratts and Persimmon also soared
3.      A
decade of change and disruption
4.      Learn
to manage your money
Can you afford to
retire?
Millions of people,
or over 80% of the population, will either retire in poverty or not be able to
afford to retire at all. What’s your strategy?
You can learn how to
acquire income producing assets using other people’s money and other no money
down strategies in order to become financially free.
Smart investors are
using these
creative finance, ‘no money down’ tools to
build massive property portfolios

in a few short years, as their hands are not tied by mortgage lenders and the
need to save large deposits and pay higher taxes.
Before you buy
another, or your first, property, take time out to learn proven successful
strategies from expert multi-millionaire property investors on a free taster
‘property discovery day’.
If you’d like
more information on how to acquire wealth building assets using none of your
money, email me at
Charles@CharlesKelly.net or send me a message through Facebook or
my Money Tips Daily community.
See more articles
at
www.moneytipsdaily.com
How to Use Creative
Property Financing to Beat the Banks   In the last few years, mortgage
lending rules have been tightened up by UK regulators. Lenders now dig into
your finances far more deeply than just looking at your annual income.
Self-certificated mortgages are all but... see -
http://www.moneytipsdaily.com/how-to-use-creative-property-financing-to-beat-the-banks/
There are more examples and practical steps to getting rich and
being happy in my book
,
Yes, money can buy happiness, I cover the 3 R’s of Money Management, the
Money B.E.L.I.E.F System and much more. Check it out on Amazon
http://bit.ly/2MoneyBook.



Weekly News Iranian General Killed By US Drone Ordered Under Trump Order





Weekly Money Tips News Roundup Iranian General Killed By
US Under Trump Order

If you’d like more information on how to acquire wealth
building assets using none of your money, email me at Charles@CharlesKelly.net or send me
a message through Facebook or my Money Tips Daily community.
By Charles Kelly, Property Solutions Investor, Author of
Yes, Money Can Buy You Happiness and creator of Money Tips Podcast.
Would you like an opportunity to attend a Free No Money
Down Property Discovery Day
? email me at Charles@CharlesKelly.net or send me
a message through Facebook or my Money Tips Daily community.
Other articles at www.moneytipsdaily.com
In Money Tips this week:



What was the best performing share - whose rose by 3200% -
in the FTSE 100 index over the past decade? By Charles Kelly, Property
Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of
Money Tips Podcast. In this Money Tips Podcast episode: ...
So this is Christmas What have we done? Another year over
And a new one just begun John Lennon   By Charles Kelly, Property
Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of
Money Tips Podcast.   In this Money Tips Podcast episode:   Allowing
time to reach your goal ...
If you make one new year’s resolution make it this… By
Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You
Happiness and creator of Money Tips Podcast. In this Money Tips Podcast
episode: Learn to manage your money Start a spreadsheet or money app...
Top Business Stories 2019 - Weekly Money Tips News Roundup
Top stories of 2019: Boeing 737 Max disaster China Trump Trade War General
Election Victory for Boris Johnson and MP’s back plan to leave the EU on 31
January 2020 Other articles at www.moneytipsdaily.com In Money Tips...
How will Brexit affect the UK economy? By Charles Kelly,
Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and
creator of Money Tips Podcast. In this Money Tips Podcast episode: UK has a
bright post-Brexit future, new report reveals S. economy remains strong
while...

Other Financial News
·       
Shares fall, but gold and oil prices soar
following Trump strike
Can you afford to retire?
Millions of people, or over 80% of the population, will
either retire in poverty or not be able to afford to retire at all. What’s your
strategy?
You can learn how to acquire income producing assets using
other people’s money and other no money down strategies in order to become
financially free.
Smart investors are using these creative
finance, ‘no money down’ tools to build massive property portfolios
in a
few short years, as their hands are not tied by mortgage lenders and the need
to save large deposits and pay higher taxes.
Before you buy another, or your first property, take time
out to learn proven successful strategies from expert multi-millionaire
property investors on a free taster ‘property discovery day’.
Get on the super highway to financial freedom
The traditional method used by 95% of property investors is
the slow road to financial freedom.
Good news, experts have been able to discover proven ways to
secure, control and buy multiple properties with none of your own money – or
other people’s money.
Email me now if you are able to take one of these places,
but only email if you can keep these dates free as these tickets are very
valuable.
Here’s a few of the strategies and tools you’re going to
learn about:
·       
Crowdfunding
·       
Raising finance
·       
Rent-to-Rent to Build Cashflow FAST
·       
Financing new developments and Joint venturing
·       
How to find investors and how to structure deals
·       
The risk, due diligence and security of
responsibility that comes with investors
·       
SSAS and SIPP’s lending to unlock your pension
to buy property
·       
AND MUCH MORE!!
During the two days you'll learn the tried and tested tips
and tricks of creatively raising property finance. You’ll also network with
like-minded individuals and discover the proven methods our expert property
trainers have used to build multi-million-pound property portfolios.
So make sure you act now and register below to get your
hands on a ticket, act fast as these will go quick!
Message me your details or drop me an email – charles@charleskelly.net
More Articles at www.moneytipsdaily.com