Start Building Wealth In 2025 And Break The Spending Habit

Start Building Wealth In 2025 And Break The Spending Habit

·        Stop spending! You can’t spend your way to financial freedom!

·        Stop blowing every penny and start saving and investing for your future.

·        Stop running up credit card debt and using credit to buy consumer goods.

·        Stop shopping! Make investing your hobby instead of shopping!

·        Stop living beyond your means and get a grip on your finances.

·        Stop wasting time and learn about money and investing.

·        Stop hoping and wishing for financial freedom and start taking ACTION!

See also:

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

Conclusion

Make 2025 the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow.

For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today!

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

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7 Powerful Steps to Transform Your Finances in 2025

7 Powerful Steps to Transform Your Finances in 2025

As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth.

Watch full video - https://youtu.be/-k7HPn0u_Ok

1. Set Clear Financial Goals
The foundation of financial success is knowing what you want to achieve. Whether it’s saving for a house, clearing debt, or growing your investments, set specific, measurable, and realistic goals.

2. STOP BLOWING IT ALL AWAY - Create and STICK to a Budget
A budget is your financial roadmap. Track your income and expenses to identify areas where you can cut back and save more. Apps like Money Dashboard or Yolt can simplify this process.

3. Pay Yourself First
Automate your savings by setting aside a percentage of your income as soon as you’re paid. This ensures your financial priorities come first, not last.

4. Reduce Debt
Eliminating high-interest debts, such as credit cards, frees up more money for savings and investments. Consider the snowball or avalanche method to tackle debt effectively.

5. Invest Wisely
2025 is the year to grow your money. Explore opportunities in stocks, property, or ISAs. A diversified investment portfolio can help you build long-term wealth.

6. Boost Your Income
Start a side hustle, upskill, or negotiate a raise at work to increase.

7. Reduce Your Taxes

Legally cut the amount of tax you pay on your savings, investment income and even inheritance with proper planning and advice.

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

Conclusion

2025 can be the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow.

For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today!

3 Steps To Unlocking Financial Freedom!

I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.

Join me online on my free live money management training Wednesday at 7.00PM.

Places are limited, so register now below to avoid disappointment.

https://bit.ly/3QPp8IH

#FinancialFreedom #MoneyManagement #2025Goals #WealthBuilding #SmartInvesting #DebtFreeJourney #SaveMoney #InvestWisely #BudgetingTips #CharlesKellyMoneyTips #FinanceSuccess #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #section24

Section 21 Eviction Notices Served on Entire London Apartment Block

Section 21 eviction notices have been served on 150 residents on a block of flats in Deptford, South London, weeks before Christmas.

A Section 21 is a legal method for the landlord to require a tenant to leave a rental property without the need to provide a reason for "no-fault" eviction. A tenant can challenge it and stay in the property until physically evicted, but they may incur court costs.

Watch full video - https://youtu.be/u-v8WXgpTuo

Even with a Section 21 notice, it can take landlords 6 to 12 months to evict a tenant who refuses to move out – often under advice for their local council’s housing or “homeless prevention” department.

The owners of the property, the Aitch Group said a Section 21 notice had been issued to tenants at the Vive Living development to "facilitate the refurbishment of the building".

"The tenants have been given two months' notice, as a minimum, in accordance with their tenancy agreements.".

The eviction notices may have been prompted by Labour’s Renter’s Rights Bill, currently going through Parliament, which will abolish Section 21 “no fault” evictions.

Many landlords are quitting the buy-to-let property market or switching to other rental models, such as AIRBNB serviced accommodation or leasing to local authorities and housing associations.

How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?

The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.

Key Changes Proposed in the Renters' Rights Bill 2024

Watch video version - https://youtu.be/Wx1HXgVW1bM

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24.

Watch video now: https://youtu.be/aMuGs_ek17s

#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #RentControl #PropertyStandards

Raising Startup Cash: Angel Investors & VCs in the UK

The Secrets to Raising Startup Cash: Angel Investors & VCs in the UK

Raising Angel Finance and Venture Capital for Your UK Startup

Starting and growing a business often requires substantial funding. For UK entrepreneurs, angel finance and venture capital (VC) are two of the most popular options for scaling a startup. In this episode of the Charles Kelly Money Tips Podcast, we break down these funding sources and share how you can access them.

Watch video - https://youtu.be/VW0abVUTa3A?si=eh7B7cv332gH7dha

What is Angel Finance?
Angel investors are high-net-worth individuals who provide funding for startups, typically in exchange for equity. They often invest at earlier stages than VC firms and may also offer mentorship and business connections. Platforms like Seedrs or Angel Investment Network can connect you with UK-based angel investors.

What is Venture Capital?
VC firms provide larger amounts of funding to businesses with high growth potential. They look for startups that have already proven some traction and scalability. VCs like Index Ventures and LocalGlobe are popular choices in the UK.

How to Attract Angel Investors and VCs:

1. Craft a Winning Business Plan: Clearly outline your market opportunity, growth potential, and financial projections.
2. Build a Strong Network: Attend pitch events, startup accelerators, and industry conferences to meet investors.
3. Show Traction: Highlight existing sales, user growth, or partnerships that prove your concept is working.
4. Prepare for Due Diligence: Be transparent and organized when presenting financials and business operations.

While both angel finance and VC can accelerate your growth, they come with trade-offs like equity sharing. Choose the right path for your business goals.

For more tips on funding your startup, watch the latest episode on the Charles Kelly Money Tips Podcast on YouTube.

How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?

The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.

Watch video version - https://youtu.be/Wx1HXgVW1bM

Section 24 Landlord Tax Hike

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s

#AngelInvestors #VentureCapital #StartupFunding #UKBusiness #Entrepreneurship #RaiseCapital #CharlesKellyMoneyTips #FundingTips #BusinessGrowth

#MortgageRates #FixedRateMortgage #BaseRate #UKHousing #InterestRates #MoneyManagement #CharlesKellyMoneyTips #Podcast #PersonalFinance #HomeLoans #property #buytoletmortgage #landlord #section24 #Inflation #Landlords #PropertyInvestment #RentalIncome #CharlesKellyMoneyTips #UKEconomy #RealEstate

 

Beware of Black Friday "Bargains" and Invest Your Money

Beware of Black Friday So-Called Bargains and Invest Your Money Instead

Black Friday is marketed as the ultimate shopping event, but are those deals truly worth it? Many so-called bargains are just clever marketing tricks, with retailers inflating prices beforehand or offering discounts on items you don’t really need. Falling into the Black Friday trap can drain your wallet and delay your financial goals.

Instead of splurging on unnecessary items, consider investing your money for long-term growth. Here’s why:

1. Avoid Impulse Buying: Emotional spending during sales leads to regret later. Channel that money into investments that work for you over time.

2. Build Wealth: Small amounts saved during Black Friday can grow into significant wealth when invested in stocks, index funds, or property.

3. Achieve Financial Freedom: Every pound you invest brings you closer to financial independence and security.

Smart Alternatives to Black Friday Spending:

• Increase contributions to your pension or ISA.
• Buy shares in companies instead of their discounted gadgets.
• Save for a deposit on a property.

This Black Friday, break free from the consumerist cycle and focus on your financial future. Investing, rather than spending, puts your money to work and sets you on the path to lasting wealth.

#BlackFriday #MoneyTips #SmartSpending #FinancialFreedom #InvestingForTheFuture #WealthBuilding #StockMarketInvesting #SaveNotSpend #CharlesKellyMoneyTips #PersonalFinance

Higher Inflation: A Hidden Opportunity for Landlords

Is Higher Inflation Good or Bad News for Landlords?

Inflation is a hot topic in today’s economy, and as a landlord, you might wonder whether it works in your favour or against you. In the latest episode of the Charles Kelly Money Tips Podcast, we explore how rising inflation impacts landlords and what you can do to stay ahead.

The Good News: For landlords with fixed-rate mortgages, inflation can actually be beneficial. As inflation rises, the real value of your debt decreases. This means that over time, you’re effectively paying back your mortgage with “cheaper” money. Additionally, in an inflationary environment, property values and rental income often rise, helping you build equity faster and increase your cash flow.

The Challenges: On the flip side, higher inflation can also mean rising costs. Maintenance, repairs, and property management fees are likely to increase, eating into your profits. For landlords with variable-rate mortgages, rising interest rates (often used to combat inflation) can significantly increase monthly payments, impacting your bottom line.

What Should Landlords Do?

• Lock in a Fixed-Rate Mortgage: Protect yourself from rising interest rates.
• Increase Rents Strategically: Ensure your rental income keeps pace with inflation while maintaining good tenant relationships.
• Invest in Inflation-Resilient Areas: Look for properties in high-demand locations where rent growth outpaces inflation.

Inflation can be both a friend and a foe for landlords. The key is to plan wisely and adapt to economic changes. For more property insights, tune in to the Charles Kelly Money Tips Podcast on YouTube!

How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?

 

The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.

 

Watch video version - https://youtu.be/Wx1HXgVW1bM

 

Section 24 Landlord Tax Hike

 

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.

 

Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s

#MortgageRates #FixedRateMortgage #BaseRate #UKHousing #InterestRates #MoneyManagement #CharlesKellyMoneyTips #Podcast #PersonalFinance #HomeLoans #property #buytoletmortgage #landlord #section24 #Inflation #Landlords #PropertyInvestment #RentalIncome #CharlesKellyMoneyTips #UKEconomy #RealEstate

Budget Update, Why Mortgage Rates Are Rising Despite Bank of England Cut

Budget Update, Why Mortgage Rates Are Rising Despite Bank of England Cut

In the latest episode of Charles Kelly Money Tips Podcast, we dive into the Labour Budget, interest cut, mortgage rate, US election, Trump and the £25 million man who will show you how transform your financial future and help you build wealth faster.

Watch video version - https://youtu.be/cMsYjNcQ5xA

For more tips on managing your money and building wealth, subscribe to the Charles Kelly Money Tips Podcast on YouTube!  

Learn how to make money online from a British multi-millionaire

 

 

 

I’ve discovered a book I think you’ve really got to read. It shows you of how ANYONE can make millions online. It’s all in this one book by Simon Coulson: Interpreneur: The Secrets of my Journey to becoming an Internet Millionaire. 

 

Simon Coulson is a really down to earth sort of guy. He’s also the real deal – he’s made £25 Million+ from his 5 different Internet Business. Each business doing 7-figures by itself.

 

GOOD NEWS – I have a LIMITED STOCK of this book for JUST £1.95 [down from £12.95]

To Get Your Copy - Click Here

After falling down an escalator due to fatigue, Simon knew it was time for a change of lifestyle. 

Now Simon lives on a 35-acre country estate, has bought his dream Ferrari and is able to enjoy holidays on a private island and network with Richard Branson.

 

What would YOU like to do?

- Pay off some of the mortgage?

- End a boring career and start a business on something you're passionate about?

- Spend as much time with your kids?

- Create an additional income for your retirement?

 

In Simon’s book, you can discover his money-making strategies through his personal anecdotes. You’ll also get to see 20 success stories he has chosen from the THOUSANDS that have studied with him.

 

You will see for yourself how ANYONE can achieve success online, just by repeating the PROVEN STRATEGIES he uses himself.

 

This book is for everyone from start-ups to owners of existing businesses.

 

This book is a GREAT WAY to learn the unique opportunities present on the Internet through ‘real-life stories’ of people who started from zero and went on to have staggering successes. 

 

Simon is also GIVING ALL THESE BONUSES FREE with the book:

 

-  A 27-page Rolodex of Simon’s supplier links and contacts

-  A FULL AUDIO VERSION of the Interpreneur

- Internet Marketing Strategies: 3 Step Success System LIVE in Brighton [1hr 43min]

- Internet Marketing Profits Training Manual #1: Choosing a Hungry Market’

- Internet Marketing Profits Training Manual #2: 'How To Explode Your Profits' 

 

CLICK HERE TO GET YOUR COPY of The Interpreneur: FOR JUST £1.95

 

P.S. There are only a LIMITED NUMBER of Simon’s books for JUST £1.95.

I expect they will go quickly. To order your copy + The Bonuses TODAY - Click HERE

P.P.S. You have NO RISK - Simon is offering a 30-day money back guarantee.

Further information…

 

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